Six providers · One contract

Payment providers

Six interchangeable providers behind one contract. Switch provider and the code, tests and checks stay the same.

One contract for every provider

The PaymentProvider contract spans auth, checkout, tokenize, charge, and webhook verification. Adapters supply the provider-specific behavior; everything else stays identical.

A day to add the next one

Mirror the Braintree adapter, plug in the new credentials, register in the catalogue. The harness and guardrails light up automatically — no UI work.

Provider quirks handled

Braintree’s form-body HMAC, Cashfree’s ms timestamps, PayPal’s PayPal-Request-Id, Blackbaud’s OAuth-plus-subscription-key — every quirk lives inside its adapter.

Capability matrix

Live
passes an end-to-end test today.
Code-ready
Pulse generates the code; the live test follows in a later release.
Partial
reachable, with the convenience layer still on the roadmap.
Not offered
the provider does not expose it. For idempotency, PayBridge adds its own layer.
ProviderHosted checkoutCard vaultPayoutsWebhook checkNative idempotencyVia MCP
Braintree
Cashfree
PayPal
Blackbaud (practice)
Blackbaud
Razorpay

Braintree

Sandbox

PayPal-owned global processor. Hosted Fields tokenization, SHA1 HMAC webhooks.

PatternsHosted checkout
CurrenciesUSD
Tokenizationhosted-fields
Use this provider

Cashfree

Sandbox

India PG. Drop-in checkout, HMAC-SHA256 webhooks. Direct REST against sandbox.cashfree.com/pg.

PatternsHosted checkout
CurrenciesINR
Tokenizationdrop-in
Use this provider

PayPal

Sandbox

Orders v2 REST. OAuth client-credentials, native PayPal-Request-Id idempotency, verify-webhook-signature API.

PatternsHosted checkout
CurrenciesUSDEURGBP
Tokenizationredirect
Use this provider

Blackbaud (practice)

Practice

Self-hosted real-shape mock — OAuth 2.0 with consent screen, Bb-Api-Subscription-Key dual-credential gate, HMAC-signed webhooks.

PatternsHosted checkout
CurrenciesUSD
Tokenizationiframe
Use this provider

Blackbaud

Sandbox

Real SKY Payments API. OAuth 2.0 authorization-code + rotating refresh token, Bb-Api-Subscription-Key, server-driven CreateTransaction against a BBMS Test merchant.

PatternsHosted checkoutCard vault
CurrenciesUSD
Tokenizationiframe
Use this provider

Razorpay

Live money

India live rail. Standard Checkout against api.razorpay.com, Basic-auth Orders API, HMAC-SHA256 (hex) payment + webhook signatures.

PatternsHosted checkout
CurrenciesINR
Tokenizationdrop-in
Use this provider