Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 1 | FG-10231May 26 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $100 | $0.10 | 52ad60e0…dd72 |
| 2 | FG-10232Jun 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 1 | Recovered | $100 | $0.10 | 1dc93624…3ba9 |
| 3 | FG-10233Dec 25 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | bdfebf5e…0684 |
| 4 | FG-10234Mar 26 | Harbor Light | 05Do not honor | Retry schedule | 2 | Recovered | $20 | $0.20 | 84f8e395…02da |
| 5 | FG-10235Mar 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $90 | $0.10 | ab749be2…aa1b |
| 6 | FG-10236Feb 26 | Lumen Arts | 14Invalid card | Donor outreach | 1 | Recovered | $90 | $0.10 | 7c8d0a19…1dfe |
| 7 | FG-10237Apr 26 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | d231e3f6…af61 |
| 8 | FG-10238Aug 26 | Harbor Light | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | d237b723…a270 |
| 9 | FG-10239Sep 26 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | e30bd635…eafd |
| 10 | FG-10240Apr 26 | Riverbend | 02Do not honor | Retry schedule | 1 | Recovered | $20 | $0.10 | 5e06ff4e…acd7 |
| 11 | FG-10241May 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 37ffe846…a470 |
| 12 | FG-10242Sep 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 1a82b9da…61d1 |
| 13 | FG-10243Dec 25 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Recovered | $20 | $0.20 | d2308235…0dc2 |
| 14 | FG-10244Jul 26 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | da987b74…c99c |
| 15 | FG-10245Aug 26 | Cedar Valley | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 4647bf10…dd50 |
| 16 | FG-10246Aug 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | d9ca4f77…03bc |
| 17 | FG-10247Mar 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | ed9561b6…e4c0 |
| 18 | FG-10248Oct 25 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 97f05bf5…651a |
| 19 | FG-10249Feb 26 | Riverbend | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | c39b0599…b519 |
| 20 | FG-10250Jul 26 | Riverbend | 54Expired card | Donor outreach | 1 | Recovered | $15 | $0.10 | b5749d11…085e |
| 21 | FG-10251Dec 25 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 315bc970…7cb0 |
| 22 | FG-10252Dec 25 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $20 | $0.20 | 7e15cece…2525 |
| 23 | FG-10253Feb 26 | Riverbend | 59Suspected fraud | Donor outreach | 1 | Recovered | $20 | $0.10 | 32d2b984…95ba |
| 24 | FG-10254Jul 26 | Riverbend | 63Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | 618f44eb…1428 |
| 25 | FG-10255Sep 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $20 | $0.20 | 671f26fe…495e |
| 26 | FG-10256Oct 25 | Cedar Valley | 54Expired card | Card updater, then retry | 2 | Not recovered | — | $0.20 | 38159285…9fc0 |
| 27 | FG-10257Jan 26 | Cedar Valley | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 7de7ce46…7e82 |
| 28 | FG-10258Mar 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Recovered | $90 | $0.20 | 2670c1a0…22ea |
| 29 | FG-10259Jul 26 | Cedar Valley | 46Account closed | Donor outreach | 1 | Recovered | $90 | $0.10 | 57b9a0a5…f651 |
| 30 | FG-10260Aug 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 3 | Recovered | $90 | $0.30 | 2ae0b41d…85fe |
| 31 | FG-10261Oct 25 | Northgate | 15Invalid card | Donor outreach | 1 | Not recovered | — | $0.10 | 16de5322…9676 |
| 32 | FG-10262Dec 25 | Northgate | 61Insufficient funds | Retry schedule | 2 | Recovered | $50 | $0.20 | bd413d8b…6496 |
| 33 | FG-10263Apr 26 | Northgate | 01Do not honor | Retry schedule | 1 | Recovered | $50 | $0.10 | eee9f4d4…08d6 |
| 34 | FG-10264Nov 25 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $40 | $0.20 | 068ec9e0…9217 |
| 35 | FG-10265Jun 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | d174953f…8f2d |
| 36 | FG-10266May 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 2bf223c1…857d |
| 37 | FG-10267Jul 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | c81b1b17…5f5f |
| 38 | FG-10268Sep 26 | Harbor Light | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 45d4e1b1…27fc |
| 39 | FG-10269Mar 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | e48cb8c5…b1c6 |
| 40 | FG-10270Jun 26 | Cedar Valley | 54Expired card | Donor outreach | 1 | Recovered | $30 | $0.10 | e9adbdda…418e |
| 41 | FG-10271Jul 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 5be3c0bd…c350 |
| 42 | FG-10272Sep 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 3a91c8aa…f217 |
| 43 | FG-10273Oct 25 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | d73ef636…0c7b |
| 44 | FG-10274Oct 25 | Riverbend | 54Expired card | Donor outreach | 1 | Recovered | $60 | $0.10 | 43efad50…bb39 |
| 45 | FG-10275Jul 26 | Harbor Light | 61Insufficient funds | Retry schedule | 2 | Recovered | $25 | $0.20 | 57eacdd7…bb5d |
| 46 | FG-10276Dec 25 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $60 | $0.10 | 884badb7…0812 |
| 47 | FG-10277May 26 | Riverbend | 91Issuer unavailable | Retry schedule | 1 | Recovered | $60 | $0.10 | f624037a…314a |
| 48 | FG-10278Jun 26 | Riverbend | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | a1086440…196d |
| 49 | FG-10279Feb 26 | Lumen Arts | R02ACH R02 closed | Donor outreach | 1 | Recovered | $110 | $0.10 | bd759e76…edea |
| 50 | FG-10280Jan 26 | Northgate | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | 8895615a…d0aa |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.