Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 51 | FG-10281May 26 | Northgate | 54Expired card | Donor outreach | 1 | Recovered | $35 | $0.10 | b0c434e2…916b |
| 52 | FG-10282Sep 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Recovered | $35 | $0.30 | edb4e6fb…17ca |
| 53 | FG-10283Nov 25 | Northgate | 46Account closed | Donor outreach | 1 | Recovered | $25 | $0.10 | 8988196b…67e2 |
| 54 | FG-10284Mar 26 | Northgate | 59Suspected fraud | Donor outreach | 1 | Recovered | $25 | $0.10 | 18c2d4de…e975 |
| 55 | FG-10285Jan 26 | Lumen Arts | 33Expired card | Donor outreach | 1 | Recovered | $120 | $0.10 | 1c185253…cfd9 |
| 56 | FG-10286Aug 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Recovered | $120 | $0.20 | aac5ccdf…e47d |
| 57 | FG-10287Dec 25 | Lumen Arts | R09ACH R01 funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 8cdf132e…e973 |
| 58 | FG-10288Jan 26 | Riverbend | 46Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 21d18f6e…881b |
| 59 | FG-10289Nov 25 | Harbor Light | 15Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 6a01c617…ff95 |
| 60 | FG-10290Mar 26 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 70a28be1…bbec |
| 61 | FG-10291Oct 25 | Northgate | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | ec1954ea…64d0 |
| 62 | FG-10292Nov 25 | Northgate | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | a3f1fdf7…6600 |
| 63 | FG-10293Jan 26 | Northgate | 46Account closed | Donor outreach | 1 | Recovered | $100 | $0.10 | c5d4a180…f6aa |
| 64 | FG-10294Feb 26 | Northgate | 01Do not honor | Retry schedule | 3 | Recovered | $100 | $0.30 | 8c56d414…da9f |
| 65 | FG-10295Mar 26 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | d7eaa581…405f |
| 66 | FG-10296May 26 | Northgate | 51Insufficient funds | Retry schedule | 4 | Recovered | $100 | $0.40 | 572b4ceb…ace5 |
| 67 | FG-10297Jun 26 | Riverbend | 63Suspected fraud | Donor outreach | 1 | Recovered | $60 | $0.10 | cf2cd72e…0c48 |
| 68 | FG-10298Aug 26 | Cedar Valley | 63Suspected fraud | Donor outreach | 1 | Recovered | $50 | $0.10 | daa1240f…5950 |
| 69 | FG-10299Jan 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $40 | $0.10 | 2c02a29c…86c4 |
| 70 | FG-10300May 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | 5e5e7b30…875f |
| 71 | FG-10301Feb 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 7c18853c…25ad |
| 72 | FG-10302Aug 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | 9435e982…41a1 |
| 73 | FG-10303Mar 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | e41ee6cd…6cca |
| 74 | FG-10304May 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | fd58a956…df58 |
| 75 | FG-10305Mar 26 | Harbor Light | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | a1c9574b…ab77 |
| 76 | FG-10306Oct 25 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $15 | $0.10 | 15b3f45f…2447 |
| 77 | FG-10307Dec 25 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | b6c378b8…736d |
| 78 | FG-10308Apr 26 | Riverbend | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | b0efef41…a4d0 |
| 79 | FG-10309Nov 25 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 3471074f…1110 |
| 80 | FG-10310Jan 26 | Riverbend | 59Suspected fraud | Donor outreach | 1 | Recovered | $190 | $0.10 | 106ce94d…7120 |
| 81 | FG-10311Mar 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $20 | $0.20 | 53000a95…4eaf |
| 82 | FG-10312May 26 | Harbor Light | 65Insufficient funds | Retry schedule | 2 | Recovered | $20 | $0.20 | 336a0ce6…7fe2 |
| 83 | FG-10313Oct 25 | Northgate | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 327af0fe…1d67 |
| 84 | FG-10314Jan 26 | Northgate | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | a77825a4…74a3 |
| 85 | FG-10315Oct 25 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Recovered | $50 | $0.30 | 59a42ed7…341d |
| 86 | FG-10316Mar 26 | Harbor Light | 51Insufficient funds | Retry schedule | 4 | Recovered | $50 | $0.40 | 2e58d612…952c |
| 87 | FG-10317Jun 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | bcc17b5f…8115 |
| 88 | FG-10318Sep 26 | Lumen Arts | R01ACH R01 funds | Retry schedule | 2 | Recovered | $35 | $0.20 | ac97e888…5ad5 |
| 89 | FG-10319Nov 25 | Cedar Valley | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | a649bdb3…d2e3 |
| 90 | FG-10320Nov 25 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 9ab55409…c2e0 |
| 91 | FG-10321Jan 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $90 | $0.10 | 38a1d384…f372 |
| 92 | FG-10322Aug 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $90 | $0.10 | 69b97a76…c478 |
| 93 | FG-10323Mar 26 | Riverbend | 01Do not honor | Retry schedule | 2 | Recovered | $50 | $0.20 | bb2b50d0…4d44 |
| 94 | FG-10324Jun 26 | Cedar Valley | R01ACH R01 funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 8572a663…72ea |
| 95 | FG-10325Sep 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $25 | $0.20 | f041fa3c…0beb |
| 96 | FG-10326Jan 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | e8006d2b…e953 |
| 97 | FG-10327May 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | bd88efc2…4ad6 |
| 98 | FG-10328Oct 25 | Riverbend | 05Do not honor | Retry schedule | 2 | Recovered | $35 | $0.20 | f321bbb0…7a5c |
| 99 | FG-10329Oct 25 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $90 | $0.10 | bd1a5cc7…e539 |
| 100 | FG-10330Apr 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Recovered | $15 | $0.30 | 041a0820…5f62 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.