Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 451 | FG-10681Jun 26 | Harbor Light | 02Do not honor | Retry schedule | 1 | Recovered | $15 | $0.10 | 85182077…628b |
| 452 | FG-10682Sep 26 | Harbor Light | 91Issuer unavailable | Retry schedule | 1 | Recovered | $15 | $0.10 | b5757567…bdfd |
| 453 | FG-10683Oct 25 | Lumen Arts | R01ACH R01 funds | Retry schedule | 1 | Not recovered | — | $0.10 | 08675a7d…b4fa |
| 454 | FG-10684Aug 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | b837ab86…43cd |
| 455 | FG-10685May 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | 57cf2368…1c04 |
| 456 | FG-10686Mar 26 | Northgate | 05Do not honor | Retry schedule | 3 | Recovered | $60 | $0.30 | a75daf59…bc54 |
| 457 | FG-10687Jun 26 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $80 | $0.10 | 7660df5b…1bf8 |
| 458 | FG-10688Jan 26 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | c687aade…784b |
| 459 | FG-10689Jul 26 | Northgate | R01ACH R01 funds | Retry schedule | 2 | Recovered | $50 | $0.20 | df6f557a…fcf7 |
| 460 | FG-10690Jan 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 89116c73…d1ad |
| 461 | FG-10691Jun 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $15 | $0.20 | e8efcf14…9e70 |
| 462 | FG-10692Mar 26 | Riverbend | 63Suspected fraud | Donor outreach | 1 | Not recovered | — | $0.10 | d1a9444f…ca4b |
| 463 | FG-10693May 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | a442f1df…5ca5 |
| 464 | FG-10694Jul 26 | Riverbend | 46Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 68cb7a40…7213 |
| 465 | FG-10695Sep 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | e9a88774…4075 |
| 466 | FG-10696Feb 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Recovered | $60 | $0.30 | a11e2de3…bd79 |
| 467 | FG-10697Dec 25 | Riverbend | 33Expired card | Donor outreach | 1 | Recovered | $120 | $0.10 | c02bc046…bbd2 |
| 468 | FG-10698May 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $120 | $0.10 | 9b2c8dc0…dafd |
| 469 | FG-10699Sep 26 | Riverbend | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 02034024…dd7d |
| 470 | FG-10700Jan 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 4b6149a9…363c |
| 471 | FG-10701May 26 | Lumen Arts | 54Expired card | Donor outreach | 1 | Recovered | $25 | $0.10 | cfe43004…28c2 |
| 472 | FG-10702Jan 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 453fd219…e0ca |
| 473 | FG-10703Sep 26 | Riverbend | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | a83b98bc…23ff |
| 474 | FG-10704May 26 | Northgate | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | ab5d0b5d…1b39 |
| 475 | FG-10705Jul 26 | Northgate | 01Do not honor | Retry schedule | 2 | Recovered | $20 | $0.20 | 373214ae…07e1 |
| 476 | FG-10706Oct 25 | Cedar Valley | 65Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | c0ccc765…3692 |
| 477 | FG-10707Apr 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 4866f0bb…585a |
| 478 | FG-10708Jul 26 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 1f5fcd32…b497 |
| 479 | FG-10709Aug 26 | Harbor Light | 65Insufficient funds | Retry schedule | 2 | Recovered | $110 | $0.20 | 57dcee15…9bad |
| 480 | FG-10710Dec 25 | Harbor Light | 57Invalid card | Donor outreach | 1 | Recovered | $60 | $0.10 | 57fe5528…20c6 |
| 481 | FG-10711Nov 25 | Riverbend | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 883a19c3…fc00 |
| 482 | FG-10712Mar 26 | Riverbend | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | b73833b9…7767 |
| 483 | FG-10713Jun 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | bb64ada7…8aab |
| 484 | FG-10714Sep 26 | Riverbend | 59Suspected fraud | Donor outreach | 1 | Recovered | $10 | $0.10 | e2ceaf49…428e |
| 485 | FG-10715Oct 25 | Harbor Light | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 0397df3f…8701 |
| 486 | FG-10716Jan 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Recovered | $25 | $0.30 | 544ebd25…46e4 |
| 487 | FG-10717May 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 619dae16…56d1 |
| 488 | FG-10718Dec 25 | Cedar Valley | 05Do not honor | Retry schedule | 1 | Recovered | $10 | $0.10 | 4668b507…2b55 |
| 489 | FG-10719Feb 26 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | c5b26ea8…8c10 |
| 490 | FG-10720May 26 | Cedar Valley | 62Account closed | Donor outreach | 1 | Recovered | $10 | $0.10 | 151279e9…050c |
| 491 | FG-10721Sep 26 | Cedar Valley | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 958f8baf…c0a5 |
| 492 | FG-10722Nov 25 | Riverbend | 33Expired card | Donor outreach | 1 | Recovered | $40 | $0.10 | cae423c6…8c19 |
| 493 | FG-10723Aug 26 | Riverbend | 46Account closed | Donor outreach | 0 | Stopped | — | $0.00 | ff1d1c19…53f7 |
| 494 | FG-10724Jan 26 | Harbor Light | 02Do not honor | Retry schedule | 1 | Recovered | $90 | $0.10 | deb54835…402f |
| 495 | FG-10725Aug 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | b9bcdfef…e1db |
| 496 | FG-10726Sep 26 | Harbor Light | 43Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 8761739a…ad09 |
| 497 | FG-10727Feb 26 | Lumen Arts | 54Expired card | Donor outreach | 1 | Recovered | $35 | $0.10 | c6cdb9a5…69fb |
| 498 | FG-10728Aug 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 4 | Recovered | $35 | $0.40 | 214251f1…31bf |
| 499 | FG-10729Sep 26 | Lumen Arts | 02Do not honor | Retry schedule | 1 | Recovered | $35 | $0.10 | d5ac8f8f…faef |
| 500 | FG-10730Jun 26 | Cedar Valley | 01Do not honor | Retry schedule | 2 | Recovered | $30 | $0.20 | a9a85abb…1e28 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.