Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 5051 | FG-15281Jul 26 | Harbor Light | 91Issuer unavailable | Retry schedule | 3 | Stopped | — | $0.30 | dc7c8022…56f0 |
| 5052 | FG-15282Sep 26 | Harbor Light | 54Expired card | Donor outreach | 1 | Recovered | $150 | $0.10 | a99598fc…12a6 |
| 5053 | FG-15283Oct 25 | Cedar Valley | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | 5b278f6b…1c64 |
| 5054 | FG-15284Oct 25 | Harbor Light | 96Issuer unavailable | Retry schedule | 4 | Recovered | $100 | $0.40 | b3839ee6…f947 |
| 5055 | FG-15285Jun 26 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | f9ecd781…1bab |
| 5056 | FG-15286Aug 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 19ffd962…4407 |
| 5057 | FG-15287Feb 26 | Northgate | R09ACH R01 funds | Retry schedule | 2 | Stopped | — | $0.20 | cec729e5…0284 |
| 5058 | FG-15288Aug 26 | Northgate | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 4eff8b68…ea33 |
| 5059 | FG-15289Nov 25 | Lumen Arts | 33Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 5c9ea1ab…6999 |
| 5060 | FG-15290Dec 25 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 59ea31a3…7d55 |
| 5061 | FG-15291Mar 26 | Northgate | 19Issuer unavailable | Retry schedule | 1 | Recovered | $50 | $0.10 | e8c70791…11a0 |
| 5062 | FG-15292Oct 25 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | b6106909…9af3 |
| 5063 | FG-15293Nov 25 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | 8858e6da…e9e7 |
| 5064 | FG-15294Jun 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 612a18c4…af7b |
| 5065 | FG-15295Sep 26 | Harbor Light | 62Account closed | Donor outreach | 1 | Recovered | $15 | $0.10 | db199d7e…3b4e |
| 5066 | FG-15296Feb 26 | Northgate | 05Do not honor | Retry schedule | 4 | Recovered | $120 | $0.40 | 1c85e749…1e42 |
| 5067 | FG-15297Jul 26 | Northgate | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | a33fc6e8…cb24 |
| 5068 | FG-15298Jan 26 | Northgate | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 96d79979…6a23 |
| 5069 | FG-15299Oct 25 | Riverbend | 41Lost or stolen | Donor outreach | 1 | Recovered | $130 | $0.10 | 1711172a…801f |
| 5070 | FG-15300Mar 26 | Riverbend | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | ff904346…d7af |
| 5071 | FG-15301Mar 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 14c1ab21…38c4 |
| 5072 | FG-15302Jan 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 369cc37d…09b9 |
| 5073 | FG-15303Nov 25 | Riverbend | R01ACH R01 funds | Retry schedule | 1 | Recovered | $15 | $0.10 | d3627f1f…cba4 |
| 5074 | FG-15304Nov 25 | Lumen Arts | 61Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 596ae48a…2ef1 |
| 5075 | FG-15305Jun 26 | Lumen Arts | 02Do not honor | Retry schedule | 2 | Recovered | $15 | $0.20 | dc1c6d37…be98 |
| 5076 | FG-15306Apr 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 47feccc2…fe00 |
| 5077 | FG-15307May 26 | Northgate | 96Issuer unavailable | Retry schedule | 1 | Recovered | $30 | $0.10 | ea4ab8c8…955d |
| 5078 | FG-15308Sep 26 | Northgate | 01Do not honor | Retry schedule | 1 | Recovered | $30 | $0.10 | 6aeafe42…ffaf |
| 5079 | FG-15309Aug 26 | Riverbend | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | 99a3e0cc…5801 |
| 5080 | FG-15310Sep 26 | Northgate | 91Issuer unavailable | Retry schedule | 1 | Recovered | $35 | $0.10 | 9044b921…fb24 |
| 5081 | FG-15311Mar 26 | Harbor Light | 02Do not honor | Retry schedule | 2 | Recovered | $25 | $0.20 | 0d4945f1…55e5 |
| 5082 | FG-15312Sep 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 2b9f46c2…2118 |
| 5083 | FG-15313Nov 25 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Recovered | $35 | $0.30 | 77eda3ba…1be1 |
| 5084 | FG-15314Jan 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | e471bee2…9349 |
| 5085 | FG-15315Apr 26 | Riverbend | 01Do not honor | Retry schedule | 4 | Recovered | $35 | $0.40 | 4a112654…1b73 |
| 5086 | FG-15316Jan 26 | Lumen Arts | 91Issuer unavailable | Retry schedule | 1 | Recovered | $130 | $0.10 | cd0b52bb…f081 |
| 5087 | FG-15317Aug 26 | Harbor Light | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 62c5a637…be05 |
| 5088 | FG-15318Mar 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $25 | $0.20 | dcffc815…1ee0 |
| 5089 | FG-15319Jun 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 76ec0f4e…fbbb |
| 5090 | FG-15320Nov 25 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | 8e6c03c8…870f |
| 5091 | FG-15321Feb 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 9b5c909b…8bc7 |
| 5092 | FG-15322Apr 26 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Recovered | $50 | $0.20 | a991c4be…2809 |
| 5093 | FG-15323Sep 26 | Riverbend | 01Do not honor | Retry schedule | 1 | Recovered | $45 | $0.10 | 4084a54b…3e83 |
| 5094 | FG-15324Feb 26 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 319b772e…69ed |
| 5095 | FG-15325Nov 25 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 38ea28d7…91aa |
| 5096 | FG-15326Jan 26 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 01ab2d0f…9ce3 |
| 5097 | FG-15327Feb 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | d0ac5c49…2d2c |
| 5098 | FG-15328Jul 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | b9d1b0e4…8700 |
| 5099 | FG-15329Nov 25 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | 1f366e41…029b |
| 5100 | FG-15330Apr 26 | Lumen Arts | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 81eaf868…65ca |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.