Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 5601 | FG-15831Nov 25 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $70 | $0.10 | 0e08a1e7…e5e7 |
| 5602 | FG-15832Jan 26 | Harbor Light | 65Insufficient funds | Retry schedule | 2 | Recovered | $35 | $0.20 | fcecfd07…e801 |
| 5603 | FG-15833May 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | 76f8592e…54c5 |
| 5604 | FG-15834Dec 25 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $250 | $0.10 | a2a76314…94b3 |
| 5605 | FG-15835Oct 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | c712caf9…0792 |
| 5606 | FG-15836Jul 26 | Riverbend | 01Do not honor | Retry schedule | 1 | Recovered | $25 | $0.10 | 94be4425…cd76 |
| 5607 | FG-15837Jul 26 | Lumen Arts | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 08af6979…8745 |
| 5608 | FG-15838Dec 25 | Cedar Valley | 46Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 3eacafe2…dd66 |
| 5609 | FG-15839Mar 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 2 | Stopped | — | $0.20 | 6497c4d0…e5cd |
| 5610 | FG-15840Apr 26 | Harbor Light | R02ACH R02 closed | Donor outreach | 1 | Recovered | $10 | $0.10 | 0ad6da2e…8993 |
| 5611 | FG-15841Oct 25 | Lumen Arts | 51Insufficient funds | Retry schedule | 3 | Recovered | $15 | $0.30 | 3496de6c…345a |
| 5612 | FG-15842Mar 26 | Lumen Arts | 05Do not honor | Retry schedule | 2 | Recovered | $15 | $0.20 | 944a6046…d933 |
| 5613 | FG-15843Jun 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | f04c304d…4d00 |
| 5614 | FG-15844Jul 26 | Cedar Valley | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | ef917268…9f0e |
| 5615 | FG-15845Jun 26 | Northgate | 91Issuer unavailable | Retry schedule | 1 | Recovered | $40 | $0.10 | 592e6d14…9ee0 |
| 5616 | FG-15846Nov 25 | Harbor Light | 05Do not honor | Retry schedule | 3 | Recovered | $35 | $0.30 | bbed0a95…f143 |
| 5617 | FG-15847May 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | 75087dc7…65a7 |
| 5618 | FG-15848Aug 26 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 0f592187…b0da |
| 5619 | FG-15849Jan 26 | Harbor Light | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 525d1bd6…a8db |
| 5620 | FG-15850Apr 26 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 8e9b39e4…f06c |
| 5621 | FG-15851Jul 26 | Harbor Light | 02Do not honor | Retry schedule | 2 | Recovered | $40 | $0.20 | 6e14c9f8…2847 |
| 5622 | FG-15852Mar 26 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 8b613265…dd61 |
| 5623 | FG-15853Oct 25 | Lumen Arts | 61Insufficient funds | Retry schedule | 2 | Recovered | $50 | $0.20 | 38b9e89e…85c1 |
| 5624 | FG-15854Nov 25 | Lumen Arts | 54Expired card | Card updater, then retry | 2 | Recovered | $50 | $0.20 | fe8913f6…f387 |
| 5625 | FG-15855Apr 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Recovered | $50 | $0.20 | c346707e…44bd |
| 5626 | FG-15856Jun 26 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | dd48c81a…0d9e |
| 5627 | FG-15857Jul 26 | Lumen Arts | R01ACH R01 funds | Retry schedule | 2 | Stopped | — | $0.20 | 50a401f2…6684 |
| 5628 | FG-15858May 26 | Northgate | 05Do not honor | Retry schedule | 2 | Recovered | $70 | $0.20 | eec01e01…862a |
| 5629 | FG-15859Sep 26 | Northgate | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 88e6d133…8541 |
| 5630 | FG-15860Apr 26 | Harbor Light | 65Insufficient funds | Retry schedule | 2 | Recovered | $10 | $0.20 | 426f10b2…55c7 |
| 5631 | FG-15861Dec 25 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Recovered | $150 | $0.20 | 900bdd3e…7dcb |
| 5632 | FG-15862Mar 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $150 | $0.10 | 1316135d…0d7b |
| 5633 | FG-15863Jun 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 76f900ac…0156 |
| 5634 | FG-15864May 26 | Northgate | R01ACH R01 funds | Retry schedule | 2 | Stopped | — | $0.20 | 4d724c76…fb46 |
| 5635 | FG-15865Dec 25 | Lumen Arts | 96Issuer unavailable | Retry schedule | 1 | Recovered | $50 | $0.10 | 3771d094…ef59 |
| 5636 | FG-15866Aug 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 3 | Recovered | $50 | $0.30 | 138c4f17…c42a |
| 5637 | FG-15867Nov 25 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $170 | $0.10 | f2055069…23a4 |
| 5638 | FG-15868Jan 26 | Harbor Light | 05Do not honor | Retry schedule | 2 | Recovered | $170 | $0.20 | b0bb0745…c82f |
| 5639 | FG-15869Jul 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | ed8642d9…fc7e |
| 5640 | FG-15870Apr 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | bca8cfdf…3051 |
| 5641 | FG-15871Jul 26 | Riverbend | 61Insufficient funds | Retry schedule | 4 | Recovered | $50 | $0.40 | 033eb0fe…0841 |
| 5642 | FG-15872Feb 26 | Cedar Valley | 91Issuer unavailable | Retry schedule | 1 | Recovered | $45 | $0.10 | 2ad05b1e…1f17 |
| 5643 | FG-15873Apr 26 | Lumen Arts | 33Expired card | Donor outreach | 1 | Not recovered | — | $0.10 | c99d8c3e…3204 |
| 5644 | FG-15874Feb 26 | Northgate | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 8c2a6049…7498 |
| 5645 | FG-15875Jul 26 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 4d41e3d3…de03 |
| 5646 | FG-15876Nov 25 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | eb7e6105…7bc2 |
| 5647 | FG-15877Jun 26 | Northgate | 19Issuer unavailable | Retry schedule | 1 | Recovered | $10 | $0.10 | 85346847…aac6 |
| 5648 | FG-15878Dec 25 | Harbor Light | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | df45872f…8dea |
| 5649 | FG-15879Nov 25 | Northgate | 01Do not honor | Retry schedule | 1 | Recovered | $50 | $0.10 | ea075b20…6e91 |
| 5650 | FG-15880Dec 25 | Northgate | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 79037be5…4323 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.