Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 5751 | FG-15981Feb 26 | Harbor Light | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | f6e4c0ed…e5cb |
| 5752 | FG-15982Nov 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 8148e453…bde3 |
| 5753 | FG-15983Jun 26 | Riverbend | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | e0f8acc3…ea94 |
| 5754 | FG-15984Jan 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Recovered | $20 | $0.20 | 5ab3fa07…a0c5 |
| 5755 | FG-15985Jun 26 | Lumen Arts | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | db62383f…18d3 |
| 5756 | FG-15986Sep 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 0879dd63…0e1a |
| 5757 | FG-15987Mar 26 | Riverbend | 91Issuer unavailable | Retry schedule | 1 | Recovered | $70 | $0.10 | ce20577f…7711 |
| 5758 | FG-15988Oct 25 | Harbor Light | 05Do not honor | Retry schedule | 1 | Recovered | $30 | $0.10 | 9601d8c1…585e |
| 5759 | FG-15989Aug 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | 46cbd9b9…a13d |
| 5760 | FG-15990Sep 26 | Harbor Light | 61Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 76328231…7f7f |
| 5761 | FG-15991Nov 25 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $90 | $0.10 | 953c606e…a252 |
| 5762 | FG-15992Feb 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $90 | $0.10 | 25a8b438…a8b2 |
| 5763 | FG-15993May 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 901629c7…751b |
| 5764 | FG-15994Nov 25 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | f24d3ff8…c0a0 |
| 5765 | FG-15995Nov 25 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Recovered | $40 | $0.30 | 5a03360c…3513 |
| 5766 | FG-15996Apr 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 16fc39a2…9c5d |
| 5767 | FG-15997Sep 26 | Northgate | 54Expired card | Donor outreach | 1 | Recovered | $45 | $0.10 | d4c9b622…4272 |
| 5768 | FG-15998Dec 25 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | a691e422…64bd |
| 5769 | FG-15999Apr 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 6f427555…fe91 |
| 5770 | FG-16000Jun 26 | Harbor Light | 65Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | f9d02251…8fdc |
| 5771 | FG-16001Jun 26 | Northgate | 61Insufficient funds | Retry schedule | 3 | Recovered | $25 | $0.30 | 84a195d6…cad3 |
| 5772 | FG-16002Dec 25 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | cff64474…7c1a |
| 5773 | FG-16003Jul 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 6866c279…a1da |
| 5774 | FG-16004Sep 26 | Northgate | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | a32ec343…3a01 |
| 5775 | FG-16005Apr 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Recovered | $30 | $0.20 | efbe4734…2696 |
| 5776 | FG-16006Oct 25 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | bf0d6112…7602 |
| 5777 | FG-16007Jun 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | 0fd49a11…b47b |
| 5778 | FG-16008Aug 26 | Riverbend | 57Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | b9ac2efb…6e64 |
| 5779 | FG-16009Sep 26 | Riverbend | 33Expired card | Donor outreach | 1 | Recovered | $15 | $0.10 | b31fad41…95c7 |
| 5780 | FG-16010May 26 | Harbor Light | 19Issuer unavailable | Retry schedule | 3 | Stopped | — | $0.30 | f5b8dcf1…870a |
| 5781 | FG-16011May 26 | Cedar Valley | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 65cae3d6…dade |
| 5782 | FG-16012Sep 26 | Lumen Arts | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 5374141f…d160 |
| 5783 | FG-16013Apr 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $5 | $0.10 | 19251ff8…be31 |
| 5784 | FG-16014May 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 66f24994…c9fb |
| 5785 | FG-16015Dec 25 | Cedar Valley | 65Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 809238c5…cf8c |
| 5786 | FG-16016Jun 26 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Not recovered | — | $0.10 | ede18ce1…de27 |
| 5787 | FG-16017Aug 26 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 09561ccb…988e |
| 5788 | FG-16018Aug 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 2 | Recovered | $35 | $0.20 | f122c989…dd62 |
| 5789 | FG-16019May 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Recovered | $35 | $0.20 | 62a82f96…0b7e |
| 5790 | FG-16020Oct 25 | Riverbend | 46Account closed | Donor outreach | 1 | Recovered | $25 | $0.10 | e1abcfe6…7a6f |
| 5791 | FG-16021Mar 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $5 | $0.10 | 2587135a…8451 |
| 5792 | FG-16022Jul 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $5 | $0.10 | 7a79d1ff…9843 |
| 5793 | FG-16023Aug 26 | Northgate | 46Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 31a3db66…bd14 |
| 5794 | FG-16024May 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 62156aeb…b9ca |
| 5795 | FG-16025Jul 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 4703b194…e225 |
| 5796 | FG-16026Aug 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | d3d1f289…2c1a |
| 5797 | FG-16027Mar 26 | Lumen Arts | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | cd2f1e02…8c95 |
| 5798 | FG-16028Aug 26 | Riverbend | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | ea4a38e7…2965 |
| 5799 | FG-16029Jan 26 | Cedar Valley | 43Lost or stolen | Card updater, then retry | 1 | Recovered | $35 | $0.10 | 790c32ff…629c |
| 5800 | FG-16030Mar 26 | Cedar Valley | 57Invalid card | Donor outreach | 1 | Recovered | $35 | $0.10 | 57331c6c…ed67 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.