Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 551 | FG-10781Jan 26 | Riverbend | R01ACH R01 funds | Retry schedule | 2 | Recovered | $10 | $0.20 | 6626f029…566e |
| 552 | FG-10782Mar 26 | Riverbend | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | add512d1…b7f0 |
| 553 | FG-10783Apr 26 | Riverbend | R04ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | f94c64db…9390 |
| 554 | FG-10784Jun 26 | Riverbend | R01ACH R01 funds | Retry schedule | 1 | Recovered | $10 | $0.10 | d7c0c34b…33eb |
| 555 | FG-10785May 26 | Lumen Arts | 46Account closed | Donor outreach | 1 | Recovered | $10 | $0.10 | 24aa1914…4bc4 |
| 556 | FG-10786Nov 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $80 | $0.10 | 4a3a94a7…c38d |
| 557 | FG-10787Sep 26 | Northgate | 57Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 073aacbb…7ba1 |
| 558 | FG-10788Aug 26 | Lumen Arts | 05Do not honor | Retry schedule | 1 | Recovered | $15 | $0.10 | 7a4e809d…e684 |
| 559 | FG-10789Dec 25 | Lumen Arts | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | ad92aa6b…1a32 |
| 560 | FG-10790Jun 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Recovered | $90 | $0.20 | f4e528d2…8f42 |
| 561 | FG-10791Aug 26 | Cedar Valley | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 2e8e33c6…9935 |
| 562 | FG-10792Apr 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 1 | Recovered | $90 | $0.10 | 40c4db6c…ffc0 |
| 563 | FG-10793Jun 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 1 | Recovered | $90 | $0.10 | 6bbba137…97c3 |
| 564 | FG-10794Feb 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 89ba8c96…767c |
| 565 | FG-10795Mar 26 | Cedar Valley | 96Issuer unavailable | Retry schedule | 1 | Recovered | $20 | $0.10 | 91cded03…ed7b |
| 566 | FG-10796Oct 25 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $40 | $0.10 | d982140d…1212 |
| 567 | FG-10797Nov 25 | Riverbend | 96Issuer unavailable | Retry schedule | 1 | Recovered | $40 | $0.10 | 4288b8e9…cd02 |
| 568 | FG-10798Feb 26 | Riverbend | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | b0912ff3…a86f |
| 569 | FG-10799Feb 26 | Harbor Light | 05Do not honor | Retry schedule | 1 | Recovered | $15 | $0.10 | 370b12f5…1d13 |
| 570 | FG-10800Sep 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | f30fd83a…e0d4 |
| 571 | FG-10801Aug 26 | Riverbend | 15Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | c974b7b5…fa02 |
| 572 | FG-10802Apr 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 4 | Recovered | $15 | $0.40 | 05180179…3e5f |
| 573 | FG-10803Sep 26 | Cedar Valley | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 1dca0fc8…e50a |
| 574 | FG-10804May 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Recovered | $40 | $0.20 | 10d6539c…03bd |
| 575 | FG-10805Aug 26 | Cedar Valley | 05Do not honor | Retry schedule | 1 | Recovered | $40 | $0.10 | 1572b5f8…e819 |
| 576 | FG-10806Sep 26 | Riverbend | 54Expired card | Donor outreach | 1 | Recovered | $90 | $0.10 | e1a2762e…9a37 |
| 577 | FG-10807Nov 25 | Harbor Light | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 669f2459…a9c8 |
| 578 | FG-10808Aug 26 | Harbor Light | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 06241565…505c |
| 579 | FG-10809Oct 25 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | b7f0e412…77e7 |
| 580 | FG-10810May 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | f15b93fb…70c7 |
| 581 | FG-10811Jun 26 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 5511bd9b…6899 |
| 582 | FG-10812May 26 | Northgate | 02Do not honor | Retry schedule | 2 | Recovered | $70 | $0.20 | 23f4bf07…fc4d |
| 583 | FG-10813Oct 25 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $140 | $0.10 | 9ffe47b3…48de |
| 584 | FG-10814Dec 25 | Lumen Arts | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 5bb6b3d1…a5b7 |
| 585 | FG-10815Aug 26 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $140 | $0.10 | 00a07d1a…85a1 |
| 586 | FG-10816Feb 26 | Northgate | R09ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | f84d36ad…18cc |
| 587 | FG-10817Jul 26 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 439f4679…6172 |
| 588 | FG-10818May 26 | Harbor Light | 43Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 68c316f9…58e8 |
| 589 | FG-10819Dec 25 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 361b38b6…0307 |
| 590 | FG-10820Sep 26 | Harbor Light | 05Do not honor | Retry schedule | 1 | Recovered | $60 | $0.10 | fb940713…2dcf |
| 591 | FG-10821Feb 26 | Cedar Valley | 05Do not honor | Retry schedule | 2 | Recovered | $35 | $0.20 | 94813751…52af |
| 592 | FG-10822Nov 25 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | 70f7796b…b6d7 |
| 593 | FG-10823Jan 26 | Harbor Light | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | cb87723f…e78c |
| 594 | FG-10824Sep 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 4cfb7ec5…496d |
| 595 | FG-10825Feb 26 | Lumen Arts | 02Do not honor | Retry schedule | 3 | Recovered | $45 | $0.30 | d827a59e…950c |
| 596 | FG-10826Sep 26 | Lumen Arts | 59Suspected fraud | Donor outreach | 1 | Not recovered | — | $0.10 | fe69628b…db9b |
| 597 | FG-10827Dec 25 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $120 | $0.10 | d917efdb…7816 |
| 598 | FG-10828May 26 | Harbor Light | 05Do not honor | Retry schedule | 1 | Recovered | $15 | $0.10 | c2573fb3…9f5b |
| 599 | FG-10829Feb 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $160 | $0.10 | 67fe33fe…eb7c |
| 600 | FG-10830Jun 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 4f4607ae…dc11 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.