Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 6101 | FG-16331Oct 25 | Lumen Arts | 61Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 77498ee2…2ac8 |
| 6102 | FG-16332Feb 26 | Northgate | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 77c72da0…4933 |
| 6103 | FG-16333Jun 26 | Northgate | 62Account closed | Donor outreach | 1 | Recovered | $50 | $0.10 | 14dbb03c…ad61 |
| 6104 | FG-16334Jul 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | 9e05267e…34cd |
| 6105 | FG-16335Feb 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | d36a83e3…6cd3 |
| 6106 | FG-16336Aug 26 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | 2c2af8fa…b088 |
| 6107 | FG-16337Nov 25 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 08a0bce5…805d |
| 6108 | FG-16338Jun 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | a79ff5e3…3b96 |
| 6109 | FG-16339Dec 25 | Northgate | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | fd322889…0f32 |
| 6110 | FG-16340Nov 25 | Riverbend | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 79c6d6c8…5c8d |
| 6111 | FG-16341Dec 25 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | d99c9edf…41fe |
| 6112 | FG-16342Dec 25 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | bc6e7e27…85cf |
| 6113 | FG-16343Mar 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | ef755433…e058 |
| 6114 | FG-16344Nov 25 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | f0218244…ba97 |
| 6115 | FG-16345Mar 26 | Harbor Light | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 4a0525ac…c09a |
| 6116 | FG-16346May 26 | Harbor Light | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 37d0ca85…d5d0 |
| 6117 | FG-16347Jun 26 | Harbor Light | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | ef4fb985…7934 |
| 6118 | FG-16348Aug 26 | Harbor Light | 65Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 54cbed8c…b8cf |
| 6119 | FG-16349Aug 26 | Harbor Light | 41Lost or stolen | Card updater, then retry | 1 | Recovered | $45 | $0.10 | d7a1e80d…f4d8 |
| 6120 | FG-16350Jan 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 538c084b…913b |
| 6121 | FG-16351Apr 26 | Riverbend | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | c98ff35f…1e64 |
| 6122 | FG-16352Sep 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $5 | $0.10 | db0e67e5…0908 |
| 6123 | FG-16353Oct 25 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $10 | $0.10 | 32afdede…cb9e |
| 6124 | FG-16354Jan 26 | Riverbend | 96Issuer unavailable | Retry schedule | 1 | Recovered | $10 | $0.10 | f01e3936…1e97 |
| 6125 | FG-16355Feb 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 9d7aafec…7526 |
| 6126 | FG-16356Mar 26 | Riverbend | 54Expired card | Donor outreach | 1 | Recovered | $10 | $0.10 | 9b0ed38d…9390 |
| 6127 | FG-16357Apr 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Recovered | $10 | $0.20 | 97bae622…ae5e |
| 6128 | FG-16358Jun 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 7a48821d…7a45 |
| 6129 | FG-16359Jun 26 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $60 | $0.10 | a735d4d5…c266 |
| 6130 | FG-16360Sep 26 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $60 | $0.10 | fcc3cd97…36e0 |
| 6131 | FG-16361Jul 26 | Northgate | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | 78ca7bc0…3eaa |
| 6132 | FG-16362Dec 25 | Harbor Light | 63Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | 78de3bed…4a4e |
| 6133 | FG-16363Jan 26 | Harbor Light | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | d1308d9e…5aca |
| 6134 | FG-16364Jun 26 | Harbor Light | 61Insufficient funds | Retry schedule | 2 | Recovered | $50 | $0.20 | eff7bff3…b8dc |
| 6135 | FG-16365Sep 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 0334797c…963a |
| 6136 | FG-16366Mar 26 | Northgate | 59Suspected fraud | Donor outreach | 1 | Recovered | $60 | $0.10 | b165ab6f…ff8b |
| 6137 | FG-16367Jun 26 | Northgate | 63Suspected fraud | Donor outreach | 1 | Recovered | $60 | $0.10 | b9607de1…c69c |
| 6138 | FG-16368Jul 26 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | 086e89e9…c751 |
| 6139 | FG-16369Mar 26 | Harbor Light | 65Insufficient funds | Retry schedule | 4 | Recovered | $5 | $0.40 | 565c6544…0635 |
| 6140 | FG-16370Jul 26 | Harbor Light | 54Expired card | Donor outreach | 1 | Recovered | $5 | $0.10 | 57292948…8faa |
| 6141 | FG-16371May 26 | Cedar Valley | 46Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 39ba70b3…71da |
| 6142 | FG-16372Aug 26 | Cedar Valley | 01Do not honor | Retry schedule | 3 | Recovered | $50 | $0.30 | 1b4208fa…bd4b |
| 6143 | FG-16373Mar 26 | Northgate | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 1116c671…8da6 |
| 6144 | FG-16374Jun 26 | Riverbend | 05Do not honor | Retry schedule | 2 | Recovered | $10 | $0.20 | ecce1735…3978 |
| 6145 | FG-16375Aug 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 49659226…72fb |
| 6146 | FG-16376Jan 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | a1634efe…74ed |
| 6147 | FG-16377Feb 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Recovered | $25 | $0.20 | ccaa7969…4f2b |
| 6148 | FG-16378Nov 25 | Riverbend | 02Do not honor | Retry schedule | 2 | Recovered | $20 | $0.20 | cbd551b3…d7a6 |
| 6149 | FG-16379Sep 26 | Riverbend | 59Suspected fraud | Donor outreach | 1 | Recovered | $20 | $0.10 | 00f9efe7…ca34 |
| 6150 | FG-16380Oct 25 | Northgate | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | af1ae75c…bb5a |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.