Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 6401 | FG-16631Nov 25 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | 5cc508c9…1850 |
| 6402 | FG-16632Feb 26 | Northgate | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 56812051…6493 |
| 6403 | FG-16633Mar 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $90 | $0.20 | b3ae0e42…379a |
| 6404 | FG-16634Dec 25 | Northgate | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | a475e3ed…6b7f |
| 6405 | FG-16635Aug 26 | Northgate | 01Do not honor | Retry schedule | 1 | Recovered | $50 | $0.10 | 96517eb1…a663 |
| 6406 | FG-16636Dec 25 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 982ca0e2…8263 |
| 6407 | FG-16637Sep 26 | Riverbend | 05Do not honor | Retry schedule | 4 | Recovered | $30 | $0.40 | c097da5f…4708 |
| 6408 | FG-16638Dec 25 | Northgate | R02ACH R02 closed | Donor outreach | 1 | Recovered | $30 | $0.10 | 15eeb6ed…79ca |
| 6409 | FG-16639Jun 26 | Northgate | R02ACH R02 closed | Donor outreach | 1 | Recovered | $30 | $0.10 | 54af3b4e…5d45 |
| 6410 | FG-16640Jan 26 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | e77b7ab9…7443 |
| 6411 | FG-16641May 26 | Harbor Light | 05Do not honor | Retry schedule | 2 | Recovered | $25 | $0.20 | 8bc00d3c…99e9 |
| 6412 | FG-16642Dec 25 | Cedar Valley | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 58ccb2d6…f452 |
| 6413 | FG-16643Feb 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 60f63b23…e44f |
| 6414 | FG-16644Mar 26 | Northgate | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 56bef2c4…3af7 |
| 6415 | FG-16645Jul 26 | Northgate | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 3acc565e…714f |
| 6416 | FG-16646Sep 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | fd6c45b1…1cfc |
| 6417 | FG-16647Dec 25 | Riverbend | 01Do not honor | Retry schedule | 3 | Recovered | $15 | $0.30 | b1e46c38…2a0a |
| 6418 | FG-16648Nov 25 | Lumen Arts | 96Issuer unavailable | Retry schedule | 3 | Recovered | $35 | $0.30 | dacb7400…9c07 |
| 6419 | FG-16649Oct 25 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | 72ab884f…1020 |
| 6420 | FG-16650Sep 26 | Cedar Valley | 96Issuer unavailable | Retry schedule | 1 | Recovered | $25 | $0.10 | 5f42e13b…0a6e |
| 6421 | FG-16651Aug 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | 6a1e8961…6ea0 |
| 6422 | FG-16652Jul 26 | Cedar Valley | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 8a27fe21…e165 |
| 6423 | FG-16653Apr 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Recovered | $50 | $0.30 | 0c59f70f…c135 |
| 6424 | FG-16654Oct 25 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | c81a0928…44c4 |
| 6425 | FG-16655Jul 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 827c9b77…4f67 |
| 6426 | FG-16656Oct 25 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | 842596dc…c1df |
| 6427 | FG-16657Nov 25 | Northgate | 33Expired card | Donor outreach | 1 | Recovered | $40 | $0.10 | 9914b48b…bc28 |
| 6428 | FG-16658Oct 25 | Riverbend | R01ACH R01 funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 8e0506a1…cbe4 |
| 6429 | FG-16659Apr 26 | Riverbend | R09ACH R01 funds | Retry schedule | 2 | Recovered | $10 | $0.20 | 5de6f59f…648e |
| 6430 | FG-16660May 26 | Riverbend | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | cd983e35…ff11 |
| 6431 | FG-16661Oct 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $130 | $0.10 | 81f60749…b3bc |
| 6432 | FG-16662Mar 26 | Riverbend | 54Expired card | Donor outreach | 1 | Recovered | $130 | $0.10 | 8053af90…aa33 |
| 6433 | FG-16663Apr 26 | Riverbend | 91Issuer unavailable | Retry schedule | 1 | Recovered | $130 | $0.10 | bf027a1e…3737 |
| 6434 | FG-16664May 26 | Riverbend | 96Issuer unavailable | Retry schedule | 1 | Recovered | $130 | $0.10 | 60c0d64a…db0c |
| 6435 | FG-16665Jun 26 | Riverbend | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 3b783613…6ef5 |
| 6436 | FG-16666Aug 26 | Riverbend | 15Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 83fd84cc…b4be |
| 6437 | FG-16667Sep 26 | Riverbend | 05Do not honor | Retry schedule | 2 | Recovered | $130 | $0.20 | 37965ec2…107f |
| 6438 | FG-16668Feb 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 79d2f371…7d20 |
| 6439 | FG-16669Apr 26 | Cedar Valley | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | d93972b0…bd9f |
| 6440 | FG-16670Feb 26 | Lumen Arts | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 4d02f208…8491 |
| 6441 | FG-16671Mar 26 | Lumen Arts | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | d0ba688b…0c24 |
| 6442 | FG-16672May 26 | Lumen Arts | 02Do not honor | Retry schedule | 3 | Recovered | $30 | $0.30 | c1211769…b26f |
| 6443 | FG-16673Sep 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 2 | Recovered | $30 | $0.20 | bb6dc8e6…afa3 |
| 6444 | FG-16674May 26 | Riverbend | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 966e0410…b14d |
| 6445 | FG-16675Dec 25 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | 3223f7c0…d301 |
| 6446 | FG-16676Apr 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | aed31c68…9493 |
| 6447 | FG-16677Sep 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | e436e486…cf84 |
| 6448 | FG-16678Oct 25 | Riverbend | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | ddce77dc…6279 |
| 6449 | FG-16679Apr 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 7912c586…5884 |
| 6450 | FG-16680May 26 | Riverbend | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 57eaf98b…6783 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.