Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 7151 | FG-17381Dec 25 | Lumen Arts | 65Insufficient funds | Retry schedule | 3 | Recovered | $120 | $0.30 | 758af143…ecd0 |
| 7152 | FG-17382Jan 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 6801ad14…e9c9 |
| 7153 | FG-17383Feb 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | eeb7b784…963c |
| 7154 | FG-17384Apr 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | 0486b284…f035 |
| 7155 | FG-17385May 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $40 | $0.10 | 1d62e180…d716 |
| 7156 | FG-17386Aug 26 | Lumen Arts | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | f51f9904…903a |
| 7157 | FG-17387Jul 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 9af63ccb…e85d |
| 7158 | FG-17388Jul 26 | Northgate | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 59d76dc9…a1ad |
| 7159 | FG-17389Apr 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 7bbf26b9…e3fe |
| 7160 | FG-17390Apr 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Recovered | $80 | $0.30 | ca0c7b3d…553e |
| 7161 | FG-17391Dec 25 | Riverbend | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | d7c69928…8c57 |
| 7162 | FG-17392Jul 26 | Riverbend | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | e9c5cf12…8e7e |
| 7163 | FG-17393Nov 25 | Cedar Valley | 62Account closed | Donor outreach | 1 | Recovered | $15 | $0.10 | 609f2fdb…cdcb |
| 7164 | FG-17394Jan 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 6204dc27…25ac |
| 7165 | FG-17395Aug 26 | Cedar Valley | 46Account closed | Donor outreach | 0 | Stopped | — | $0.00 | bf415ccb…ba82 |
| 7166 | FG-17396Dec 25 | Harbor Light | 05Do not honor | Retry schedule | 1 | Recovered | $15 | $0.10 | eb2a008b…8af7 |
| 7167 | FG-17397Jan 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 5ee3a057…1d2f |
| 7168 | FG-17398Feb 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | f676adc8…2927 |
| 7169 | FG-17399Jul 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 95123fa7…4eff |
| 7170 | FG-17400Jan 26 | Harbor Light | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 603f2354…0ca8 |
| 7171 | FG-17401Apr 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 8452c544…b784 |
| 7172 | FG-17402May 26 | Northgate | 54Expired card | Donor outreach | 1 | Not recovered | — | $0.10 | de176702…460b |
| 7173 | FG-17403Feb 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 4f5aee15…49d8 |
| 7174 | FG-17404May 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | ea3e5765…e2c7 |
| 7175 | FG-17405Jun 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | 51120f49…1134 |
| 7176 | FG-17406Aug 26 | Riverbend | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | f7133039…e923 |
| 7177 | FG-17407Dec 25 | Northgate | 01Do not honor | Retry schedule | 2 | Recovered | $40 | $0.20 | 1df067d9…7571 |
| 7178 | FG-17408Apr 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 9ee0e232…6a0c |
| 7179 | FG-17409Aug 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | 5a4a849b…f742 |
| 7180 | FG-17410Jul 26 | Riverbend | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 3e943c52…0ed2 |
| 7181 | FG-17411Sep 26 | Riverbend | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 4b120d37…4ea0 |
| 7182 | FG-17412Oct 25 | Northgate | 91Issuer unavailable | Retry schedule | 1 | Recovered | $40 | $0.10 | 285b5919…ca45 |
| 7183 | FG-17413Jun 26 | Northgate | 61Insufficient funds | Retry schedule | 2 | Recovered | $40 | $0.20 | 67bec404…7555 |
| 7184 | FG-17414Feb 26 | Lumen Arts | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 61284ae6…b365 |
| 7185 | FG-17415Sep 26 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $140 | $0.10 | 9b2d8741…0c81 |
| 7186 | FG-17416Apr 26 | Riverbend | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 2cda3a32…512d |
| 7187 | FG-17417Apr 26 | Riverbend | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | e171b664…dcc5 |
| 7188 | FG-17418Sep 26 | Riverbend | 01Do not honor | Retry schedule | 3 | Recovered | $30 | $0.30 | 8f5e7f58…5068 |
| 7189 | FG-17419Nov 25 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $80 | $0.10 | 81f5e72a…90d9 |
| 7190 | FG-17420Oct 25 | Riverbend | 05Do not honor | Retry schedule | 4 | Not recovered | — | $0.40 | 6e08316a…f2b2 |
| 7191 | FG-17421Nov 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 54a949e4…7df7 |
| 7192 | FG-17422Dec 25 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | fc7c3748…3a33 |
| 7193 | FG-17423Dec 25 | Northgate | 54Expired card | Donor outreach | 1 | Recovered | $60 | $0.10 | 8952d713…4477 |
| 7194 | FG-17424Aug 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 0ba18026…ea94 |
| 7195 | FG-17425Sep 26 | Lumen Arts | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | 3ac8656e…4d6e |
| 7196 | FG-17426Sep 26 | Northgate | 19Issuer unavailable | Retry schedule | 1 | Recovered | $45 | $0.10 | a6ff1e14…6906 |
| 7197 | FG-17427Nov 25 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $80 | $0.10 | 0b6936f7…9bb4 |
| 7198 | FG-17428Feb 26 | Harbor Light | 61Insufficient funds | Retry schedule | 2 | Recovered | $80 | $0.20 | 433390b9…3a5d |
| 7199 | FG-17429Feb 26 | Riverbend | 65Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 1380225b…7b48 |
| 7200 | FG-17430Dec 25 | Northgate | 41Lost or stolen | Card updater, then retry | 1 | Recovered | $60 | $0.10 | 41af23a5…7687 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.