Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 7251 | FG-17481May 26 | Lumen Arts | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 415224e7…ac6d |
| 7252 | FG-17482Jan 26 | Riverbend | 59Suspected fraud | Donor outreach | 1 | Recovered | $15 | $0.10 | 62658f11…f49c |
| 7253 | FG-17483Jun 26 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $15 | $0.10 | 64d1bd9e…302e |
| 7254 | FG-17484Dec 25 | Harbor Light | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | c72ed271…124b |
| 7255 | FG-17485Dec 25 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Recovered | $35 | $0.20 | d2d45e6c…b660 |
| 7256 | FG-17486Sep 26 | Riverbend | 43Lost or stolen | Donor outreach | 1 | Recovered | $35 | $0.10 | 1040ad62…da4c |
| 7257 | FG-17487Nov 25 | Harbor Light | 05Do not honor | Retry schedule | 1 | Recovered | $25 | $0.10 | 10438845…48f8 |
| 7258 | FG-17488Jun 26 | Harbor Light | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | f566bda3…1145 |
| 7259 | FG-17489Sep 26 | Harbor Light | 91Issuer unavailable | Retry schedule | 1 | Recovered | $25 | $0.10 | c3f5606a…9342 |
| 7260 | FG-17490May 26 | Northgate | 19Issuer unavailable | Retry schedule | 3 | Stopped | — | $0.30 | 2c2645c0…78d0 |
| 7261 | FG-17491Jul 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $110 | $0.10 | d24f1b29…db25 |
| 7262 | FG-17492Apr 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $40 | $0.10 | 0150a02d…7141 |
| 7263 | FG-17493Aug 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | 57e19bbb…5043 |
| 7264 | FG-17494Oct 25 | Harbor Light | R04ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 75509373…e8dd |
| 7265 | FG-17495May 26 | Lumen Arts | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 9ea5985a…6369 |
| 7266 | FG-17496Mar 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | f894e270…5a06 |
| 7267 | FG-17497Apr 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 0f6aa1e8…327d |
| 7268 | FG-17498Sep 26 | Cedar Valley | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | d522b17e…4dc1 |
| 7269 | FG-17499Nov 25 | Riverbend | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | b9f56897…8e39 |
| 7270 | FG-17500Jul 26 | Riverbend | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 9ee8a4a3…2d25 |
| 7271 | FG-17501Feb 26 | Riverbend | 33Expired card | Donor outreach | 1 | Not recovered | — | $0.10 | 4f78953d…d7ca |
| 7272 | FG-17502Aug 26 | Riverbend | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 607c88f5…2ed4 |
| 7273 | FG-17503Oct 25 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $25 | $0.20 | 80b49552…3067 |
| 7274 | FG-17504Jan 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 784e0b39…5361 |
| 7275 | FG-17505Feb 26 | Northgate | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 73263f80…0f38 |
| 7276 | FG-17506Apr 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | 2276104c…b8fb |
| 7277 | FG-17507May 26 | Northgate | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | a2b0e042…23fe |
| 7278 | FG-17508Jul 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | d82e6680…b621 |
| 7279 | FG-17509Sep 26 | Northgate | 01Do not honor | Retry schedule | 2 | Recovered | $60 | $0.20 | 7df7d6ee…b094 |
| 7280 | FG-17510Jul 26 | Cedar Valley | R01ACH R01 funds | Retry schedule | 1 | Recovered | $30 | $0.10 | d98c1270…5ba2 |
| 7281 | FG-17511Sep 26 | Riverbend | 96Issuer unavailable | Retry schedule | 1 | Recovered | $25 | $0.10 | 0d6c552a…9692 |
| 7282 | FG-17512Oct 25 | Harbor Light | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 65b3f57d…4769 |
| 7283 | FG-17513Nov 25 | Northgate | 61Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 5daabe97…5b21 |
| 7284 | FG-17514Dec 25 | Northgate | 91Issuer unavailable | Retry schedule | 1 | Recovered | $30 | $0.10 | eabdda76…f79e |
| 7285 | FG-17515Aug 26 | Northgate | 02Do not honor | Retry schedule | 1 | Recovered | $50 | $0.10 | 1071a771…463f |
| 7286 | FG-17516Aug 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | d29ec4ad…785e |
| 7287 | FG-17517Nov 25 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $80 | $0.10 | dc4ce507…c5ae |
| 7288 | FG-17518Apr 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $80 | $0.10 | 2543f2e3…57e1 |
| 7289 | FG-17519Feb 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Recovered | $10 | $0.30 | 1e5141fc…101b |
| 7290 | FG-17520Dec 25 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 0ce0ea21…8ee4 |
| 7291 | FG-17521May 26 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 0d01bd12…51e1 |
| 7292 | FG-17522Oct 25 | Northgate | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | b003613a…c687 |
| 7293 | FG-17523May 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | f128b068…5c53 |
| 7294 | FG-17524Mar 26 | Lumen Arts | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | d1d11fd1…41a0 |
| 7295 | FG-17525May 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | f308cb5f…a514 |
| 7296 | FG-17526Feb 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 9761a935…0e49 |
| 7297 | FG-17527Jun 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $15 | $0.20 | ec2c984c…11c3 |
| 7298 | FG-17528Feb 26 | Harbor Light | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | d6e0a68f…bea2 |
| 7299 | FG-17529Jul 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Stopped | — | $0.10 | fa2c0a9e…573d |
| 7300 | FG-17530Aug 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 4a449b9d…6d07 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.