Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 7351 | FG-17581Oct 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | fdea7e57…9a51 |
| 7352 | FG-17582Feb 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | d8f6c967…7bd7 |
| 7353 | FG-17583Aug 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | f6f5cebe…a698 |
| 7354 | FG-17584Feb 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | 626eb5b5…a42a |
| 7355 | FG-17585Mar 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 2b91c733…3253 |
| 7356 | FG-17586Jan 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 146de581…aa88 |
| 7357 | FG-17587Aug 26 | Harbor Light | 33Expired card | Donor outreach | 1 | Not recovered | — | $0.10 | 02f3dba7…d538 |
| 7358 | FG-17588Dec 25 | Riverbend | 33Expired card | Donor outreach | 1 | Not recovered | — | $0.10 | 0ca2e728…0379 |
| 7359 | FG-17589Jun 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 1ab4eccf…6f91 |
| 7360 | FG-17590Mar 26 | Northgate | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 84089bbe…a122 |
| 7361 | FG-17591Dec 25 | Lumen Arts | 02Do not honor | Retry schedule | 3 | Recovered | $50 | $0.30 | b9e9d6c8…0625 |
| 7362 | FG-17592Jun 26 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | ae7a03d1…1551 |
| 7363 | FG-17593Nov 25 | Lumen Arts | 65Insufficient funds | Retry schedule | 3 | Recovered | $60 | $0.30 | 791a8dd7…922f |
| 7364 | FG-17594Feb 26 | Northgate | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | eda2c6ce…9ee4 |
| 7365 | FG-17595Jun 26 | Northgate | 02Do not honor | Retry schedule | 3 | Recovered | $100 | $0.30 | e9bc658e…d21c |
| 7366 | FG-17596Jul 26 | Harbor Light | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 764cf28d…670d |
| 7367 | FG-17597Aug 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | baab8777…b868 |
| 7368 | FG-17598Dec 25 | Harbor Light | 54Expired card | Card updater, then retry | 2 | Recovered | $20 | $0.20 | 14abd7cf…0e16 |
| 7369 | FG-17599Dec 25 | Northgate | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 80b0f204…8ca6 |
| 7370 | FG-17600Mar 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $25 | $0.20 | 0db667db…3bbb |
| 7371 | FG-17601Nov 25 | Riverbend | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | f2c2fc02…d407 |
| 7372 | FG-17602Feb 26 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 28bd570f…b47a |
| 7373 | FG-17603Apr 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Recovered | $45 | $0.30 | 69941b66…5428 |
| 7374 | FG-17604May 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | 9e3eb5d0…a2bc |
| 7375 | FG-17605Jun 26 | Riverbend | 33Expired card | Donor outreach | 1 | Not recovered | — | $0.10 | d9f75b64…10f8 |
| 7376 | FG-17606Sep 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | 36095999…856c |
| 7377 | FG-17607May 26 | Lumen Arts | R01ACH R01 funds | Retry schedule | 3 | Recovered | $40 | $0.30 | dc2350d4…99a4 |
| 7378 | FG-17608Nov 25 | Northgate | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 4a775b2c…7761 |
| 7379 | FG-17609Feb 26 | Northgate | 91Issuer unavailable | Retry schedule | 1 | Recovered | $15 | $0.10 | 75fde17d…993f |
| 7380 | FG-17610Mar 26 | Northgate | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | fab25afa…989a |
| 7381 | FG-17611Nov 25 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | fd40e0d6…8b76 |
| 7382 | FG-17612Jan 26 | Northgate | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 0ec02ea8…aa5d |
| 7383 | FG-17613Mar 26 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $80 | $0.10 | cd6bfbb5…93b3 |
| 7384 | FG-17614Jul 26 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 8f4de659…7c77 |
| 7385 | FG-17615Aug 26 | Northgate | R09ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 9cf08611…987c |
| 7386 | FG-17616Oct 25 | Riverbend | 54Expired card | Donor outreach | 1 | Recovered | $45 | $0.10 | b7098ca0…8eeb |
| 7387 | FG-17617Aug 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 549bd39d…9442 |
| 7388 | FG-17618Mar 26 | Cedar Valley | 01Do not honor | Retry schedule | 1 | Recovered | $30 | $0.10 | bcc1489c…6204 |
| 7389 | FG-17619Apr 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | d3857541…e493 |
| 7390 | FG-17620May 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | b3e24b4e…a114 |
| 7391 | FG-17621Oct 25 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | b034d538…2d5b |
| 7392 | FG-17622Mar 26 | Cedar Valley | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | b9a40702…341e |
| 7393 | FG-17623Jan 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | c2177940…1e38 |
| 7394 | FG-17624Nov 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | 126e0d60…38a5 |
| 7395 | FG-17625Sep 26 | Riverbend | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 90b1413d…911b |
| 7396 | FG-17626May 26 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 7d0c7f24…38ff |
| 7397 | FG-17627Sep 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Recovered | $10 | $0.20 | afd27600…34b3 |
| 7398 | FG-17628Jan 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | b608ad6e…1a8b |
| 7399 | FG-17629Mar 26 | Cedar Valley | 19Issuer unavailable | Retry schedule | 1 | Recovered | $15 | $0.10 | a364fc61…0a4f |
| 7400 | FG-17630May 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 44b211ca…f179 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.