Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 7501 | FG-17731Jan 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | c07f8d9e…1584 |
| 7502 | FG-17732Feb 26 | Riverbend | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 26c96479…9cfe |
| 7503 | FG-17733Dec 25 | Riverbend | R04ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | ff5ad31d…90ab |
| 7504 | FG-17734May 26 | Riverbend | R09ACH R01 funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 2354facf…2ac3 |
| 7505 | FG-17735Aug 26 | Northgate | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | c3ae869d…9325 |
| 7506 | FG-17736Jul 26 | Cedar Valley | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 5480770c…d9b3 |
| 7507 | FG-17737Mar 26 | Riverbend | 05Do not honor | Retry schedule | 2 | Recovered | $25 | $0.20 | 4d9445fc…b535 |
| 7508 | FG-17738Jun 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $50 | $0.20 | 7de37f22…6ef2 |
| 7509 | FG-17739Nov 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | aac3a002…b651 |
| 7510 | FG-17740Apr 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 9e33d012…74e1 |
| 7511 | FG-17741Feb 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 0c73d667…b94e |
| 7512 | FG-17742Jul 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $140 | $0.10 | 88ef0fce…2b56 |
| 7513 | FG-17743Apr 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | ef2a1a68…f172 |
| 7514 | FG-17744May 26 | Lumen Arts | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 978b798f…8376 |
| 7515 | FG-17745Jan 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Recovered | $130 | $0.30 | 43bfbe7b…4a0c |
| 7516 | FG-17746Feb 26 | Riverbend | 33Expired card | Donor outreach | 1 | Recovered | $130 | $0.10 | 854ed0d4…f4e2 |
| 7517 | FG-17747Jun 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $130 | $0.10 | bd2bdb04…00dc |
| 7518 | FG-17748Jul 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $130 | $0.10 | 209be800…b697 |
| 7519 | FG-17749Dec 25 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | 7b2e2ccf…10ef |
| 7520 | FG-17750Oct 25 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | 81534a8b…4777 |
| 7521 | FG-17751Apr 26 | Cedar Valley | 43Lost or stolen | Donor outreach | 1 | Recovered | $35 | $0.10 | 702ce535…b423 |
| 7522 | FG-17752Oct 25 | Riverbend | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 413e086c…2ef7 |
| 7523 | FG-17753Jan 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | 4a302c0f…2c5c |
| 7524 | FG-17754Nov 25 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | dfc8c6c5…52d1 |
| 7525 | FG-17755Jul 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 57d56865…7a7f |
| 7526 | FG-17756Nov 25 | Northgate | R09ACH R01 funds | Retry schedule | 2 | Recovered | $225 | $0.20 | 2a75196f…1acb |
| 7527 | FG-17757Jun 26 | Lumen Arts | 05Do not honor | Retry schedule | 2 | Recovered | $25 | $0.20 | 36bbe24f…9af0 |
| 7528 | FG-17758Aug 26 | Lumen Arts | 33Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 5231a0c6…35ea |
| 7529 | FG-17759Sep 26 | Lumen Arts | 62Account closed | Donor outreach | 1 | Recovered | $25 | $0.10 | 9c1c9551…f7f0 |
| 7530 | FG-17760Aug 26 | Harbor Light | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 2e298edf…8316 |
| 7531 | FG-17761Jan 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | da0b28b8…f8c7 |
| 7532 | FG-17762Aug 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | bb98c757…75f9 |
| 7533 | FG-17763May 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 8a8dca2e…22bc |
| 7534 | FG-17764Jun 26 | Lumen Arts | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | b5f1df81…f7f3 |
| 7535 | FG-17765Oct 25 | Harbor Light | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | c49dca02…a42e |
| 7536 | FG-17766Dec 25 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | e5153beb…fbf0 |
| 7537 | FG-17767May 26 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 1a3e0936…9d84 |
| 7538 | FG-17768Oct 25 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $70 | $0.10 | c715e483…d33d |
| 7539 | FG-17769Jan 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $70 | $0.20 | a60ecb0b…ee4e |
| 7540 | FG-17770Feb 26 | Northgate | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 7f8d2a24…a653 |
| 7541 | FG-17771Jan 26 | Lumen Arts | 19Issuer unavailable | Retry schedule | 1 | Recovered | $35 | $0.10 | feb09127…f4cc |
| 7542 | FG-17772Sep 26 | Lumen Arts | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | f3522e93…d5c1 |
| 7543 | FG-17773Apr 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 887ae258…0d69 |
| 7544 | FG-17774Jan 26 | Northgate | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 58d77233…f92b |
| 7545 | FG-17775Oct 25 | Harbor Light | 65Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | e08d8773…3ce9 |
| 7546 | FG-17776Nov 25 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 1a384ee4…e4f4 |
| 7547 | FG-17777Jul 26 | Riverbend | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 783ab995…aa41 |
| 7548 | FG-17778Nov 25 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | 59c655db…12cd |
| 7549 | FG-17779Oct 25 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | c0bf2ef0…9d23 |
| 7550 | FG-17780Apr 26 | Riverbend | 91Issuer unavailable | Retry schedule | 1 | Recovered | $30 | $0.10 | 324bd7c8…c935 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.