Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 7751 | FG-17981May 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 30f312f5…cd0e |
| 7752 | FG-17982Jan 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 2 | Recovered | $40 | $0.20 | a685db0e…04f2 |
| 7753 | FG-17983Mar 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | 3bb1b191…a308 |
| 7754 | FG-17984Jul 26 | Riverbend | R02ACH R02 closed | Donor outreach | 1 | Recovered | $30 | $0.10 | c8af26b4…5e09 |
| 7755 | FG-17985Dec 25 | Riverbend | 96Issuer unavailable | Retry schedule | 2 | Recovered | $35 | $0.20 | c72288df…0492 |
| 7756 | FG-17986Jun 26 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | e372feed…d160 |
| 7757 | FG-17987Sep 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $35 | $0.20 | 3d43a669…5bc5 |
| 7758 | FG-17988Nov 25 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | dc268310…efde |
| 7759 | FG-17989Dec 25 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 2aa4f0da…1954 |
| 7760 | FG-17990Nov 25 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $15 | $0.10 | 75143573…3fd4 |
| 7761 | FG-17991Dec 25 | Northgate | 65Insufficient funds | Retry schedule | 2 | Recovered | $35 | $0.20 | c7d8759a…7d96 |
| 7762 | FG-17992Mar 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 65ff0ef5…40ea |
| 7763 | FG-17993May 26 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | 111f2af2…c2db |
| 7764 | FG-17994Sep 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | a3e7caea…e41b |
| 7765 | FG-17995Feb 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | d5d2f421…4535 |
| 7766 | FG-17996Oct 25 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 85e89c9a…19ca |
| 7767 | FG-17997Dec 25 | Northgate | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 24c102a9…56a9 |
| 7768 | FG-17998Oct 25 | Cedar Valley | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 2bc57399…b79f |
| 7769 | FG-17999Oct 25 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | acecb09b…2aca |
| 7770 | FG-18000Aug 26 | Harbor Light | 96Issuer unavailable | Retry schedule | 1 | Recovered | $30 | $0.10 | 8531994f…9b48 |
| 7771 | FG-18001Oct 25 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | d2eee2f6…bdfc |
| 7772 | FG-18002May 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 2 | Recovered | $20 | $0.20 | a743a2a6…9e08 |
| 7773 | FG-18003Sep 26 | Harbor Light | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 7c38521f…29f4 |
| 7774 | FG-18004Aug 26 | Riverbend | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | ee5d5b96…d857 |
| 7775 | FG-18005Mar 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 2 | Recovered | $5 | $0.20 | bcf04b7d…4544 |
| 7776 | FG-18006Jul 26 | Cedar Valley | 15Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 71d5a01c…c030 |
| 7777 | FG-18007May 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 5ad7826b…6d0b |
| 7778 | FG-18008Jun 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $10 | $0.20 | d53a831c…8a36 |
| 7779 | FG-18009Nov 25 | Lumen Arts | 02Do not honor | Retry schedule | 2 | Recovered | $50 | $0.20 | 3cd8cec9…d0ad |
| 7780 | FG-18010May 26 | Lumen Arts | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 67008912…4741 |
| 7781 | FG-18011Jan 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 2b7e838d…e827 |
| 7782 | FG-18012Nov 25 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | 221c4157…f0a7 |
| 7783 | FG-18013Feb 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 9abcaa93…940b |
| 7784 | FG-18014Apr 26 | Riverbend | 54Expired card | Donor outreach | 1 | Recovered | $30 | $0.10 | 494c4e11…c9d0 |
| 7785 | FG-18015Jan 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $80 | $0.10 | a4e036bb…8a26 |
| 7786 | FG-18016Jul 26 | Riverbend | 59Suspected fraud | Donor outreach | 1 | Recovered | $80 | $0.10 | ad955abe…ca20 |
| 7787 | FG-18017Jun 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Recovered | $5 | $0.30 | abd77519…3b5b |
| 7788 | FG-18018Feb 26 | Harbor Light | 61Insufficient funds | Retry schedule | 2 | Recovered | $25 | $0.20 | 82db5152…31f5 |
| 7789 | FG-18019Apr 26 | Harbor Light | 01Do not honor | Retry schedule | 2 | Recovered | $25 | $0.20 | 736c4775…d4ad |
| 7790 | FG-18020Sep 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | fbc2d7ff…7e55 |
| 7791 | FG-18021Nov 25 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 1f16bd33…b5dc |
| 7792 | FG-18022Feb 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | def020f4…fe80 |
| 7793 | FG-18023Jul 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $60 | $0.20 | ca33fb2b…47f9 |
| 7794 | FG-18024Jun 26 | Lumen Arts | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 131980c8…5ef4 |
| 7795 | FG-18025Aug 26 | Lumen Arts | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 84c17a6d…00fb |
| 7796 | FG-18026May 26 | Harbor Light | 05Do not honor | Retry schedule | 4 | Recovered | $30 | $0.40 | fe1d7ee0…2646 |
| 7797 | FG-18027Jun 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 9a0aee41…4d33 |
| 7798 | FG-18028Jan 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 29838a5b…05ea |
| 7799 | FG-18029Aug 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 955180da…3827 |
| 7800 | FG-18030Jan 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | db427fcd…92a9 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.