Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 7951 | FG-18181Dec 25 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $15 | $0.20 | 057c662b…e8ba |
| 7952 | FG-18182Apr 26 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $25 | $0.10 | 3f9376f3…5324 |
| 7953 | FG-18183Dec 25 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | b6e0dee6…d2a2 |
| 7954 | FG-18184Jan 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 602f35b2…9b3e |
| 7955 | FG-18185Feb 26 | Riverbend | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 7440ef32…dbc5 |
| 7956 | FG-18186Jun 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $90 | $0.10 | 1902cf55…6e7f |
| 7957 | FG-18187Jul 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $60 | $0.20 | d3fae055…300c |
| 7958 | FG-18188Nov 25 | Harbor Light | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 938af9b4…9162 |
| 7959 | FG-18189Apr 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | 7c1d9f24…2d37 |
| 7960 | FG-18190Nov 25 | Riverbend | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | b3f471c7…5413 |
| 7961 | FG-18191Dec 25 | Riverbend | 05Do not honor | Retry schedule | 2 | Recovered | $25 | $0.20 | 73488b2e…4e24 |
| 7962 | FG-18192Feb 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 6d47fbf9…e425 |
| 7963 | FG-18193Jul 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | a28ded02…3351 |
| 7964 | FG-18194Sep 26 | Riverbend | 41Lost or stolen | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 98bf170a…4d05 |
| 7965 | FG-18195Mar 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | fe207739…c2d7 |
| 7966 | FG-18196Oct 25 | Riverbend | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | 6bebfe9d…f7a1 |
| 7967 | FG-18197Dec 25 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | 3ecd114a…eefc |
| 7968 | FG-18198Mar 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 1971d7cf…4fa5 |
| 7969 | FG-18199Jun 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 8ee872e9…7eda |
| 7970 | FG-18200Aug 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $130 | $0.10 | 5d3808b0…78c4 |
| 7971 | FG-18201Sep 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | ae078043…4f33 |
| 7972 | FG-18202Feb 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | b627448e…aa5d |
| 7973 | FG-18203Mar 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 48c5d622…5c3a |
| 7974 | FG-18204Sep 26 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | a0dec140…345d |
| 7975 | FG-18205Nov 25 | Lumen Arts | 61Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | e1c562f0…e2fc |
| 7976 | FG-18206Nov 25 | Cedar Valley | 41Lost or stolen | Card updater, then retry | 1 | Recovered | $60 | $0.10 | 172840d6…c86e |
| 7977 | FG-18207Jan 26 | Cedar Valley | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | a7acbcb2…36d4 |
| 7978 | FG-18208Feb 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 2 | Recovered | $60 | $0.20 | 85f3c941…3053 |
| 7979 | FG-18209Apr 26 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $110 | $0.10 | ca87f7b2…541c |
| 7980 | FG-18210May 26 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 12b13d94…fc1b |
| 7981 | FG-18211Jul 26 | Northgate | 46Account closed | Donor outreach | 0 | Stopped | — | $0.00 | fb921e72…7cac |
| 7982 | FG-18212Mar 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $90 | $0.20 | 7f8c82d0…6750 |
| 7983 | FG-18213Dec 25 | Northgate | R09ACH R01 funds | Retry schedule | 2 | Recovered | $20 | $0.20 | 4ad88ea9…5949 |
| 7984 | FG-18214Mar 26 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 9a5a8fe3…9d54 |
| 7985 | FG-18215May 26 | Northgate | R09ACH R01 funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 0c03f43b…80db |
| 7986 | FG-18216Jun 26 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $20 | $0.10 | ad8a92f9…de3b |
| 7987 | FG-18217Feb 26 | Northgate | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 4a90e80d…fa57 |
| 7988 | FG-18218Aug 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 88096ec6…23c9 |
| 7989 | FG-18219Nov 25 | Northgate | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 7fe7061a…bb03 |
| 7990 | FG-18220Feb 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 7fb25257…93f4 |
| 7991 | FG-18221Aug 26 | Northgate | 96Issuer unavailable | Retry schedule | 1 | Recovered | $50 | $0.10 | 444c92e5…bb24 |
| 7992 | FG-18222Sep 26 | Northgate | 05Do not honor | Retry schedule | 3 | Recovered | $80 | $0.30 | 5dda809b…c28a |
| 7993 | FG-18223Jan 26 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | 59a87552…36ed |
| 7994 | FG-18224Apr 26 | Northgate | 01Do not honor | Retry schedule | 3 | Recovered | $35 | $0.30 | ac294caf…3a37 |
| 7995 | FG-18225Jul 26 | Northgate | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 59f69d3a…56b6 |
| 7996 | FG-18226Jan 26 | Harbor Light | R04ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 5bba60f6…d134 |
| 7997 | FG-18227Oct 25 | Cedar Valley | 41Lost or stolen | Donor outreach | 1 | Recovered | $140 | $0.10 | fbbf8c6d…d347 |
| 7998 | FG-18228Oct 25 | Harbor Light | 61Insufficient funds | Retry schedule | 3 | Recovered | $110 | $0.30 | 84285eda…86e5 |
| 7999 | FG-18229Jun 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 7cbf3df9…ae2b |
| 8000 | FG-18230Jul 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | 869364df…3ad8 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.