Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 8051 | FG-18281May 26 | Northgate | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 6f9ad9f6…2c8d |
| 8052 | FG-18282Mar 26 | Harbor Light | 57Invalid card | Donor outreach | 1 | Recovered | $35 | $0.10 | 08e0e5ee…a9b3 |
| 8053 | FG-18283Apr 26 | Harbor Light | 96Issuer unavailable | Retry schedule | 1 | Recovered | $35 | $0.10 | d74d7b80…d735 |
| 8054 | FG-18284Jul 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Stopped | — | $0.10 | c944b771…812b |
| 8055 | FG-18285Sep 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | e866b18d…9f86 |
| 8056 | FG-18286Apr 26 | Riverbend | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | bc486eac…538a |
| 8057 | FG-18287Jul 26 | Northgate | 05Do not honor | Retry schedule | 1 | Recovered | $90 | $0.10 | 35812f30…4d6c |
| 8058 | FG-18288Dec 25 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $140 | $0.10 | ffd43aa1…79a1 |
| 8059 | FG-18289Aug 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | cd4b4e0c…6d60 |
| 8060 | FG-18290Oct 25 | Cedar Valley | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | fcc68273…658e |
| 8061 | FG-18291Apr 26 | Cedar Valley | 96Issuer unavailable | Retry schedule | 1 | Recovered | $110 | $0.10 | b1dd76fc…8009 |
| 8062 | FG-18292Jan 26 | Cedar Valley | 05Do not honor | Retry schedule | 1 | Recovered | $60 | $0.10 | 8e5f7044…d8c4 |
| 8063 | FG-18293Feb 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | fca52efd…c9fc |
| 8064 | FG-18294Dec 25 | Northgate | 61Insufficient funds | Retry schedule | 2 | Recovered | $60 | $0.20 | 21ed9ee8…31dd |
| 8065 | FG-18295Oct 25 | Northgate | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 39f0ddaa…9d08 |
| 8066 | FG-18296Oct 25 | Northgate | 05Do not honor | Retry schedule | 4 | Recovered | $35 | $0.40 | 241d3ee6…5f0e |
| 8067 | FG-18297Jun 26 | Northgate | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 1952c241…e4a2 |
| 8068 | FG-18298Aug 26 | Lumen Arts | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 19e8c5a3…2dab |
| 8069 | FG-18299Apr 26 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 846e04dc…669d |
| 8070 | FG-18300Jul 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | a8f3c076…c77b |
| 8071 | FG-18301Aug 26 | Cedar Valley | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | b6c422e9…df13 |
| 8072 | FG-18302May 26 | Harbor Light | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 094a0e57…769f |
| 8073 | FG-18303Jul 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 998a8eb2…02d9 |
| 8074 | FG-18304Nov 25 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $80 | $0.10 | b1a3f1e1…0f6c |
| 8075 | FG-18305Sep 26 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | d68aadc9…73ee |
| 8076 | FG-18306Oct 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Recovered | $15 | $0.20 | d37f97dc…ac78 |
| 8077 | FG-18307Nov 25 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 11736d7b…705a |
| 8078 | FG-18308Feb 26 | Cedar Valley | 91Issuer unavailable | Retry schedule | 1 | Recovered | $20 | $0.10 | 32b7b2e9…7854 |
| 8079 | FG-18309Jan 26 | Riverbend | 63Suspected fraud | Donor outreach | 1 | Recovered | $50 | $0.10 | c9ddea04…700f |
| 8080 | FG-18310Jul 26 | Harbor Light | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | bd37f5f1…06d3 |
| 8081 | FG-18311Mar 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 33046af0…4fc9 |
| 8082 | FG-18312May 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | c9106a30…d9f5 |
| 8083 | FG-18313Aug 26 | Harbor Light | 33Expired card | Card updater, then retry | 2 | Recovered | $35 | $0.20 | ccf27549…85c3 |
| 8084 | FG-18314Oct 25 | Northgate | 05Do not honor | Retry schedule | 2 | Recovered | $60 | $0.20 | 572feb69…ef9d |
| 8085 | FG-18315Jan 26 | Northgate | 19Issuer unavailable | Retry schedule | 3 | Not recovered | — | $0.30 | 9b0414f2…7473 |
| 8086 | FG-18316Jun 26 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 46401991…9876 |
| 8087 | FG-18317Nov 25 | Harbor Light | 19Issuer unavailable | Retry schedule | 1 | Recovered | $20 | $0.10 | e4bc2f57…265c |
| 8088 | FG-18318Oct 25 | Cedar Valley | 01Do not honor | Retry schedule | 1 | Recovered | $25 | $0.10 | 32e76e30…2813 |
| 8089 | FG-18319Dec 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | c2a51bc2…24da |
| 8090 | FG-18320Sep 26 | Cedar Valley | 02Do not honor | Retry schedule | 1 | Recovered | $25 | $0.10 | 338fa531…d9af |
| 8091 | FG-18321Dec 25 | Riverbend | 01Do not honor | Retry schedule | 3 | Recovered | $60 | $0.30 | b54e2a76…0006 |
| 8092 | FG-18322Dec 25 | Lumen Arts | 05Do not honor | Retry schedule | 4 | Recovered | $30 | $0.40 | e77a4d1d…2a81 |
| 8093 | FG-18323Nov 25 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $35 | $0.20 | 28e8fe61…1bfa |
| 8094 | FG-18324Jan 26 | Northgate | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 3da8d477…01cb |
| 8095 | FG-18325Mar 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $90 | $0.10 | 45fd290a…e20d |
| 8096 | FG-18326Sep 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $90 | $0.10 | ceabce96…3f4e |
| 8097 | FG-18327Mar 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $10 | $0.20 | 6f58c3c7…553f |
| 8098 | FG-18328Apr 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 316234fe…b5ed |
| 8099 | FG-18329Nov 25 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | ec448a4d…bc04 |
| 8100 | FG-18330Jun 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | e43a1e61…08d8 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.