Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 8251 | FG-18481Sep 26 | Northgate | R09ACH R01 funds | Retry schedule | 2 | Recovered | $40 | $0.20 | b75161c2…b842 |
| 8252 | FG-18482Mar 26 | Cedar Valley | R01ACH R01 funds | Retry schedule | 1 | Recovered | $25 | $0.10 | a568f1b3…539f |
| 8253 | FG-18483Jun 26 | Cedar Valley | 41Lost or stolen | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 75089f17…ebe7 |
| 8254 | FG-18484Jan 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | 6433547c…806e |
| 8255 | FG-18485Jan 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | ca0fa721…c020 |
| 8256 | FG-18486Jan 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $100 | $0.10 | b5dc034f…4b88 |
| 8257 | FG-18487Aug 26 | Riverbend | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | c7c99c2f…a3f4 |
| 8258 | FG-18488Dec 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 8e92024b…a8a9 |
| 8259 | FG-18489Jul 26 | Cedar Valley | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 6948a9c7…952f |
| 8260 | FG-18490Mar 26 | Riverbend | 19Issuer unavailable | Retry schedule | 1 | Recovered | $35 | $0.10 | 82737323…896b |
| 8261 | FG-18491Dec 25 | Northgate | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | da69bb30…defa |
| 8262 | FG-18492Nov 25 | Harbor Light | 61Insufficient funds | Retry schedule | 2 | Recovered | $30 | $0.20 | 454a7a9c…74a4 |
| 8263 | FG-18493Dec 25 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Recovered | $30 | $0.30 | 205e0e99…671e |
| 8264 | FG-18494Sep 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | befad30a…090c |
| 8265 | FG-18495Jul 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $40 | $0.20 | fa043d6a…009b |
| 8266 | FG-18496Feb 26 | Northgate | 15Invalid card | Donor outreach | 1 | Recovered | $20 | $0.10 | c1ed4b62…3aa2 |
| 8267 | FG-18497May 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 69d6651a…edbd |
| 8268 | FG-18498Dec 25 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | a887fdcd…43ac |
| 8269 | FG-18499May 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | b6327583…16cd |
| 8270 | FG-18500Jul 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | fdee19e0…a4d2 |
| 8271 | FG-18501Nov 25 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 5fb92ad6…47e8 |
| 8272 | FG-18502Aug 26 | Harbor Light | 05Do not honor | Retry schedule | 1 | Recovered | $10 | $0.10 | cb2ea1f9…8365 |
| 8273 | FG-18503Sep 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | e2193b90…e578 |
| 8274 | FG-18504May 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $90 | $0.10 | 18fc258a…7627 |
| 8275 | FG-18505Jan 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | 33cade22…9bc4 |
| 8276 | FG-18506Mar 26 | Northgate | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 795b9d79…37c2 |
| 8277 | FG-18507May 26 | Lumen Arts | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 00b6097a…22db |
| 8278 | FG-18508Sep 26 | Harbor Light | 57Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 0230de30…549d |
| 8279 | FG-18509Sep 26 | Lumen Arts | R09ACH R01 funds | Retry schedule | 2 | Recovered | $35 | $0.20 | f3e53496…8e65 |
| 8280 | FG-18510Jan 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Recovered | $80 | $0.30 | 342d7193…45f9 |
| 8281 | FG-18511Sep 26 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $80 | $0.10 | 48d035be…42fd |
| 8282 | FG-18512Nov 25 | Harbor Light | 62Account closed | Donor outreach | 1 | Recovered | $45 | $0.10 | fdee773d…aed5 |
| 8283 | FG-18513Oct 25 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | 297e253f…ceed |
| 8284 | FG-18514Apr 26 | Cedar Valley | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | cb369062…7bca |
| 8285 | FG-18515Oct 25 | Lumen Arts | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | a275f8c4…604e |
| 8286 | FG-18516Apr 26 | Lumen Arts | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | fe392cf3…b964 |
| 8287 | FG-18517Aug 26 | Lumen Arts | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 6e603ad2…4e94 |
| 8288 | FG-18518Oct 25 | Riverbend | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 11874ad5…6a64 |
| 8289 | FG-18519Nov 25 | Cedar Valley | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | df843d39…c727 |
| 8290 | FG-18520Nov 25 | Lumen Arts | 61Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | a41eda07…b5cf |
| 8291 | FG-18521Apr 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 933e35ea…e632 |
| 8292 | FG-18522Sep 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | d30b04c4…bc12 |
| 8293 | FG-18523Oct 25 | Harbor Light | 01Do not honor | Retry schedule | 2 | Recovered | $10 | $0.20 | 43af0c52…6be9 |
| 8294 | FG-18524Sep 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | da93bed8…2b72 |
| 8295 | FG-18525Aug 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 2 | Recovered | $35 | $0.20 | 6db86a6e…397e |
| 8296 | FG-18526Jun 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | 34f3e120…42ac |
| 8297 | FG-18527Sep 26 | Harbor Light | 61Insufficient funds | Retry schedule | 2 | Recovered | $30 | $0.20 | d6aa8ad8…ea9d |
| 8298 | FG-18528May 26 | Northgate | 61Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 6b94f91a…8024 |
| 8299 | FG-18529Sep 26 | Northgate | 05Do not honor | Retry schedule | 4 | Recovered | $50 | $0.40 | 373b0e0e…5047 |
| 8300 | FG-18530Nov 25 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $80 | $0.10 | 5fb139f0…a986 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.