Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 8351 | FG-18581Nov 25 | Riverbend | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 5eae19b9…d53a |
| 8352 | FG-18582May 26 | Riverbend | 33Expired card | Donor outreach | 1 | Recovered | $20 | $0.10 | e8f37b51…0b3a |
| 8353 | FG-18583Jun 26 | Riverbend | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 10c90f5c…d27e |
| 8354 | FG-18584May 26 | Lumen Arts | 62Account closed | Donor outreach | 1 | Recovered | $70 | $0.10 | 53cfa74a…1cd3 |
| 8355 | FG-18585Sep 26 | Lumen Arts | 63Suspected fraud | Donor outreach | 1 | Recovered | $70 | $0.10 | 68a07ea6…b796 |
| 8356 | FG-18586Oct 25 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $50 | $0.10 | b51a8727…d782 |
| 8357 | FG-18587Jan 26 | Northgate | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 3e1062f5…cebb |
| 8358 | FG-18588Oct 25 | Harbor Light | R01ACH R01 funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 47a540fd…6ea7 |
| 8359 | FG-18589Sep 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 1c4b272f…24b0 |
| 8360 | FG-18590Jun 26 | Riverbend | R03ACH R03 no acct | Donor outreach | 1 | Recovered | $15 | $0.10 | 5cbcdcd1…feb8 |
| 8361 | FG-18591Aug 26 | Riverbend | R09ACH R01 funds | Retry schedule | 2 | Stopped | — | $0.20 | 67b849b7…c951 |
| 8362 | FG-18592Jan 26 | Northgate | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | c48cd563…66a7 |
| 8363 | FG-18593May 26 | Northgate | 78Account closed | Donor outreach | 1 | Recovered | $100 | $0.10 | ef0a605d…c335 |
| 8364 | FG-18594Oct 25 | Riverbend | 01Do not honor | Retry schedule | 1 | Recovered | $150 | $0.10 | 1f2e50f9…7afd |
| 8365 | FG-18595Jun 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | a11f4733…293f |
| 8366 | FG-18596Dec 25 | Cedar Valley | 61Insufficient funds | Retry schedule | 2 | Recovered | $20 | $0.20 | b5350ebe…b834 |
| 8367 | FG-18597Oct 25 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 1fda5089…0a55 |
| 8368 | FG-18598May 26 | Harbor Light | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 02c2287b…7e1f |
| 8369 | FG-18599Oct 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 423b37d0…fa22 |
| 8370 | FG-18600Jul 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $100 | $0.10 | 9349e84b…5761 |
| 8371 | FG-18601Sep 26 | Harbor Light | 02Do not honor | Retry schedule | 4 | Recovered | $100 | $0.40 | 46d701e0…4159 |
| 8372 | FG-18602Jan 26 | Harbor Light | 91Issuer unavailable | Retry schedule | 3 | Not recovered | — | $0.30 | ab31f9ab…af47 |
| 8373 | FG-18603Mar 26 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 2c6a0ad7…61f1 |
| 8374 | FG-18604Mar 26 | Northgate | R02ACH R02 closed | Donor outreach | 1 | Recovered | $150 | $0.10 | 0fabf4ff…e783 |
| 8375 | FG-18605May 26 | Riverbend | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 38e714da…605b |
| 8376 | FG-18606Nov 25 | Riverbend | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 44b47ef4…b7d7 |
| 8377 | FG-18607Oct 25 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | c52e0ef6…5344 |
| 8378 | FG-18608Apr 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | 0cb6da25…13e2 |
| 8379 | FG-18609Aug 26 | Riverbend | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | d836b4b0…b20c |
| 8380 | FG-18610Sep 26 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $45 | $0.10 | 47a8e32e…2f1f |
| 8381 | FG-18611Feb 26 | Harbor Light | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | ff097d96…7450 |
| 8382 | FG-18612Mar 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 3 | Recovered | $35 | $0.30 | 86d2821d…eef6 |
| 8383 | FG-18613Feb 26 | Lumen Arts | R01ACH R01 funds | Retry schedule | 2 | Recovered | $80 | $0.20 | 3c6ee28a…85ca |
| 8384 | FG-18614Oct 25 | Lumen Arts | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | f5151f82…56df |
| 8385 | FG-18615Jan 26 | Riverbend | 91Issuer unavailable | Retry schedule | 1 | Recovered | $60 | $0.10 | 18ca4168…bf22 |
| 8386 | FG-18616May 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | b04649f8…9284 |
| 8387 | FG-18617Oct 25 | Harbor Light | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | ef9f9348…dbdb |
| 8388 | FG-18618Dec 25 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Recovered | $35 | $0.20 | 9fefea19…5848 |
| 8389 | FG-18619Jul 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | 19172ec7…4ab5 |
| 8390 | FG-18620Aug 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | e27c3859…d1ca |
| 8391 | FG-18621Nov 25 | Harbor Light | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 3b27b7ce…c3b1 |
| 8392 | FG-18622Jan 26 | Harbor Light | 15Invalid card | Donor outreach | 1 | Recovered | $70 | $0.10 | e49e0351…550d |
| 8393 | FG-18623Jul 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | f3afc50d…e117 |
| 8394 | FG-18624Oct 25 | Riverbend | R01ACH R01 funds | Retry schedule | 1 | Recovered | $25 | $0.10 | a74706d7…9977 |
| 8395 | FG-18625Nov 25 | Lumen Arts | 33Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 03d5239f…7f28 |
| 8396 | FG-18626Dec 25 | Lumen Arts | 41Lost or stolen | Donor outreach | 1 | Recovered | $20 | $0.10 | d409281f…ed7d |
| 8397 | FG-18627Feb 26 | Lumen Arts | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 015e1733…0f16 |
| 8398 | FG-18628May 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Recovered | $20 | $0.20 | 6da6ca8d…fe6d |
| 8399 | FG-18629Jun 26 | Lumen Arts | 43Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | d8bd6dba…00ea |
| 8400 | FG-18630Mar 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | dbee418f…6c8c |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.