Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 8901 | FG-19131Dec 25 | Northgate | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 05b775cb…aa10 |
| 8902 | FG-19132Mar 26 | Northgate | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 99387af0…ac5f |
| 8903 | FG-19133Nov 25 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $45 | $0.20 | 27fb5574…c97d |
| 8904 | FG-19134Apr 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | 57d051f5…d88c |
| 8905 | FG-19135Sep 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | 5ffe32cb…722b |
| 8906 | FG-19136Oct 25 | Northgate | 96Issuer unavailable | Retry schedule | 1 | Recovered | $250 | $0.10 | 5dac3238…155d |
| 8907 | FG-19137Apr 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $250 | $0.10 | 6208146d…e6d8 |
| 8908 | FG-19138Jul 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Recovered | $250 | $0.30 | ec26a37f…5d66 |
| 8909 | FG-19139Nov 25 | Harbor Light | 91Issuer unavailable | Retry schedule | 1 | Recovered | $20 | $0.10 | a7e66b18…1d35 |
| 8910 | FG-19140Dec 25 | Cedar Valley | R02ACH R02 closed | Donor outreach | 1 | Recovered | $60 | $0.10 | d72486cb…927c |
| 8911 | FG-19141Dec 25 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $40 | $0.20 | b6c4deb9…d143 |
| 8912 | FG-19142Aug 26 | Harbor Light | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 855c7322…8a95 |
| 8913 | FG-19143Nov 25 | Lumen Arts | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 92f6670f…6e32 |
| 8914 | FG-19144Nov 25 | Cedar Valley | 02Do not honor | Retry schedule | 1 | Recovered | $30 | $0.10 | d5280d14…c328 |
| 8915 | FG-19145Feb 26 | Cedar Valley | 91Issuer unavailable | Retry schedule | 1 | Recovered | $30 | $0.10 | 000d1a67…f150 |
| 8916 | FG-19146Aug 26 | Cedar Valley | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 1c82ac11…972c |
| 8917 | FG-19147Sep 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 2 | Recovered | $30 | $0.20 | 65cf5f1d…4e94 |
| 8918 | FG-19148Jul 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $250 | $0.10 | 440be679…5656 |
| 8919 | FG-19149Jan 26 | Cedar Valley | R09ACH R01 funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 79ddc16c…ae4f |
| 8920 | FG-19150Aug 26 | Cedar Valley | R01ACH R01 funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 9e9adfbd…d2fe |
| 8921 | FG-19151Jan 26 | Northgate | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 5db41008…2810 |
| 8922 | FG-19152Apr 26 | Cedar Valley | 63Suspected fraud | Donor outreach | 1 | Not recovered | — | $0.10 | 5468c5b4…6254 |
| 8923 | FG-19153Sep 26 | Cedar Valley | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | f6bb7e9b…4ead |
| 8924 | FG-19154Nov 25 | Harbor Light | 54Expired card | Donor outreach | 1 | Recovered | $50 | $0.10 | 03d14f1d…26fa |
| 8925 | FG-19155Dec 25 | Harbor Light | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 5f67551f…dd93 |
| 8926 | FG-19156Apr 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | b0debe30…6082 |
| 8927 | FG-19157Mar 26 | Riverbend | 46Account closed | Donor outreach | 1 | Recovered | $30 | $0.10 | 5a57f10a…a2ed |
| 8928 | FG-19158May 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 2788880e…0e45 |
| 8929 | FG-19159May 26 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $40 | $0.10 | 9421bcc3…279e |
| 8930 | FG-19160Sep 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | 11e0b543…85b6 |
| 8931 | FG-19161Nov 25 | Riverbend | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 0cdf1838…45a9 |
| 8932 | FG-19162Jan 26 | Riverbend | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | c6042bd3…f57f |
| 8933 | FG-19163Mar 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 418950b6…50f3 |
| 8934 | FG-19164Jan 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 2 | Recovered | $25 | $0.20 | 19220018…a9fd |
| 8935 | FG-19165Jul 26 | Cedar Valley | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | a6c9f73a…09bd |
| 8936 | FG-19166Sep 26 | Cedar Valley | 05Do not honor | Retry schedule | 2 | Recovered | $25 | $0.20 | 96e34d09…d268 |
| 8937 | FG-19167Nov 25 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | 6055f368…efa4 |
| 8938 | FG-19168Feb 26 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Recovered | $45 | $0.20 | e9b8fdb9…66b1 |
| 8939 | FG-19169Dec 25 | Northgate | R02ACH R02 closed | Donor outreach | 1 | Recovered | $50 | $0.10 | e909ce1d…dc3c |
| 8940 | FG-19170Oct 25 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | d3f54c2f…6460 |
| 8941 | FG-19171Feb 26 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 3a83e5d3…135e |
| 8942 | FG-19172Aug 26 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 5c9f0da5…571e |
| 8943 | FG-19173Oct 25 | Riverbend | 62Account closed | Donor outreach | 1 | Recovered | $40 | $0.10 | 660cb618…0eba |
| 8944 | FG-19174Dec 25 | Lumen Arts | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 21ac3773…5929 |
| 8945 | FG-19175Mar 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 6f79a3d3…4137 |
| 8946 | FG-19176Jun 26 | Riverbend | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 751b8454…4724 |
| 8947 | FG-19177May 26 | Lumen Arts | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 952bf609…e4a0 |
| 8948 | FG-19178Feb 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | 705bc030…3188 |
| 8949 | FG-19179Jul 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 57f3b400…f0ae |
| 8950 | FG-19180Jun 26 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $70 | $0.10 | 069292b9…f0d0 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.