Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 9601 | FG-19831Nov 25 | Harbor Light | 61Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | e1c8de89…1d8b |
| 9602 | FG-19832May 26 | Harbor Light | 57Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | ff98da13…d82f |
| 9603 | FG-19833Oct 25 | Lumen Arts | 61Insufficient funds | Retry schedule | 2 | Recovered | $30 | $0.20 | 25e63fc1…d79a |
| 9604 | FG-19834Dec 25 | Lumen Arts | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | c0aa06f6…1944 |
| 9605 | FG-19835Jan 26 | Lumen Arts | 91Issuer unavailable | Retry schedule | 3 | Not recovered | — | $0.30 | 5932b9f8…b3f4 |
| 9606 | FG-19836Jun 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | 6f15b176…4431 |
| 9607 | FG-19837Jul 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | f60a9272…c363 |
| 9608 | FG-19838Aug 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 2 | Recovered | $30 | $0.20 | 500e0f5f…2597 |
| 9609 | FG-19839Mar 26 | Harbor Light | 05Do not honor | Retry schedule | 2 | Recovered | $70 | $0.20 | 70f69e41…fc44 |
| 9610 | FG-19840Jun 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $70 | $0.10 | 61847796…c35e |
| 9611 | FG-19841Jul 26 | Harbor Light | 65Insufficient funds | Retry schedule | 4 | Recovered | $70 | $0.40 | becca873…5f0f |
| 9612 | FG-19842Oct 25 | Cedar Valley | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | f7437856…4553 |
| 9613 | FG-19843Apr 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | b7390c8e…bcee |
| 9614 | FG-19844Jun 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 06c8810f…4182 |
| 9615 | FG-19845Apr 26 | Cedar Valley | 43Lost or stolen | Card updater, then retry | 1 | Recovered | $70 | $0.10 | e1f4b415…de2e |
| 9616 | FG-19846Apr 26 | Northgate | R09ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | a009ce11…ad91 |
| 9617 | FG-19847May 26 | Northgate | 05Do not honor | Retry schedule | 1 | Recovered | $10 | $0.10 | b1fb7523…b702 |
| 9618 | FG-19848Sep 26 | Northgate | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 19112c64…5984 |
| 9619 | FG-19849Nov 25 | Riverbend | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | bb085a25…0c06 |
| 9620 | FG-19850Apr 26 | Cedar Valley | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | c17907dd…d78c |
| 9621 | FG-19851Oct 25 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Recovered | $10 | $0.20 | 0af1e80a…f10d |
| 9622 | FG-19852Nov 25 | Riverbend | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 40327bb1…2c98 |
| 9623 | FG-19853Dec 25 | Riverbend | 65Insufficient funds | Retry schedule | 3 | Recovered | $10 | $0.30 | a59b0a89…e35e |
| 9624 | FG-19854Jun 26 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Recovered | $90 | $0.10 | 39345d9a…6f46 |
| 9625 | FG-19855Jul 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 846de549…2f01 |
| 9626 | FG-19856Jul 26 | Northgate | R04ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 4d17a6ce…4767 |
| 9627 | FG-19857Feb 26 | Lumen Arts | 01Do not honor | Retry schedule | 1 | Recovered | $35 | $0.10 | 20378d41…2436 |
| 9628 | FG-19858Oct 25 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Recovered | $70 | $0.30 | 5be0c6a0…b004 |
| 9629 | FG-19859Apr 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Recovered | $10 | $0.30 | b92137f7…4f9e |
| 9630 | FG-19860Jan 26 | Northgate | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 021c5ce8…0075 |
| 9631 | FG-19861Sep 26 | Northgate | 05Do not honor | Retry schedule | 3 | Recovered | $50 | $0.30 | d78fd360…26a4 |
| 9632 | FG-19862Jul 26 | Harbor Light | R09ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 914e4345…954c |
| 9633 | FG-19863Jun 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Recovered | $30 | $0.30 | 029bc20f…114f |
| 9634 | FG-19864Oct 25 | Lumen Arts | 65Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | e6f3daa1…8acb |
| 9635 | FG-19865Jan 26 | Lumen Arts | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | e83dbfbb…42bb |
| 9636 | FG-19866Sep 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 3 | Recovered | $20 | $0.30 | 6475d943…b0e3 |
| 9637 | FG-19867May 26 | Riverbend | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | cb57a2e3…9e36 |
| 9638 | FG-19868Oct 25 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 955cc524…5659 |
| 9639 | FG-19869Dec 25 | Cedar Valley | 01Do not honor | Retry schedule | 2 | Recovered | $30 | $0.20 | e19337be…7119 |
| 9640 | FG-19870Jan 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 5b8150c1…0d49 |
| 9641 | FG-19871Jan 26 | Northgate | 96Issuer unavailable | Retry schedule | 3 | Stopped | — | $0.30 | 746b1253…9ea5 |
| 9642 | FG-19872Mar 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $120 | $0.10 | e05644b8…5aee |
| 9643 | FG-19873Sep 26 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 0c217ec4…35f0 |
| 9644 | FG-19874Oct 25 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | b97f13ae…68cf |
| 9645 | FG-19875Jul 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | a55dae9f…92fb |
| 9646 | FG-19876Oct 25 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 970c00a9…153a |
| 9647 | FG-19877Mar 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | b5ea6ae1…b883 |
| 9648 | FG-19878Aug 26 | Riverbend | 05Do not honor | Retry schedule | 4 | Recovered | $20 | $0.40 | af7d52a9…1696 |
| 9649 | FG-19879Apr 26 | Harbor Light | R09ACH R01 funds | Retry schedule | 2 | Stopped | — | $0.20 | 319489c3…0bfc |
| 9650 | FG-19880Oct 25 | Harbor Light | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 3e3f2067…52a9 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.