Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 9751 | FG-19981Oct 25 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | b3ca8f28…146e |
| 9752 | FG-19982Dec 25 | Lumen Arts | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | edeffb67…76cc |
| 9753 | FG-19983Nov 25 | Northgate | 33Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | f51275cd…2fa0 |
| 9754 | FG-19984Feb 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 2fbd5864…fd59 |
| 9755 | FG-19985Feb 26 | Riverbend | R09ACH R01 funds | Retry schedule | 1 | Recovered | $25 | $0.10 | a8ffaebc…994c |
| 9756 | FG-19986Mar 26 | Riverbend | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 2e61ec62…2886 |
| 9757 | FG-19987Apr 26 | Riverbend | R02ACH R02 closed | Donor outreach | 1 | Recovered | $25 | $0.10 | 6a90a1c1…b0d0 |
| 9758 | FG-19988Jun 26 | Lumen Arts | R01ACH R01 funds | Retry schedule | 2 | Recovered | $80 | $0.20 | 6deda883…722f |
| 9759 | FG-19989Aug 26 | Lumen Arts | R09ACH R01 funds | Retry schedule | 3 | Recovered | $80 | $0.30 | 3a6c490a…4b7b |
| 9760 | FG-19990Sep 26 | Lumen Arts | R02ACH R02 closed | Donor outreach | 1 | Recovered | $80 | $0.10 | 220efcab…b9d5 |
| 9761 | FG-19991Feb 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | b9027c1c…39b9 |
| 9762 | FG-19992Mar 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | df06b229…cc36 |
| 9763 | FG-19993Dec 25 | Riverbend | 05Do not honor | Retry schedule | 3 | Recovered | $60 | $0.30 | f32e6c39…98c1 |
| 9764 | FG-19994Jun 26 | Riverbend | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | fda1b9ec…3af7 |
| 9765 | FG-19995Nov 25 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 0e1d2285…40dc |
| 9766 | FG-19996Apr 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | d429f1cd…db7b |
| 9767 | FG-19997Aug 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 230dac1c…3bbd |
| 9768 | FG-19998Jun 26 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $120 | $0.10 | 39a4da1d…0975 |
| 9769 | FG-19999Sep 26 | Northgate | 96Issuer unavailable | Retry schedule | 3 | Stopped | — | $0.30 | e8fdf93c…5ad6 |
| 9770 | FG-20000Oct 25 | Riverbend | 05Do not honor | Retry schedule | 3 | Recovered | $30 | $0.30 | 1e64a616…ef0f |
| 9771 | FG-20001Feb 26 | Riverbend | 65Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 50a94fd7…0747 |
| 9772 | FG-20002Aug 26 | Riverbend | 43Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 68205bb8…b509 |
| 9773 | FG-20003Jan 26 | Cedar Valley | 05Do not honor | Retry schedule | 1 | Recovered | $30 | $0.10 | c35e96f9…d2a0 |
| 9774 | FG-20004Mar 26 | Cedar Valley | 05Do not honor | Retry schedule | 1 | Recovered | $30 | $0.10 | acba371a…d9db |
| 9775 | FG-20005May 26 | Cedar Valley | 54Expired card | Donor outreach | 1 | Recovered | $30 | $0.10 | 1f55e7fd…8550 |
| 9776 | FG-20006Aug 26 | Cedar Valley | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 18da6929…c35a |
| 9777 | FG-20007Mar 26 | Northgate | 05Do not honor | Retry schedule | 2 | Recovered | $15 | $0.20 | 7db0e0b7…030d |
| 9778 | FG-20008Jun 26 | Northgate | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | e607033c…719e |
| 9779 | FG-20009Jul 26 | Cedar Valley | 54Expired card | Donor outreach | 1 | Recovered | $30 | $0.10 | 78711bc1…f4fc |
| 9780 | FG-20010Oct 25 | Northgate | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | f0681472…d274 |
| 9781 | FG-20011Mar 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 6318b299…20bf |
| 9782 | FG-20012Apr 26 | Riverbend | R09ACH R01 funds | Retry schedule | 2 | Recovered | $25 | $0.20 | ec831e8b…4975 |
| 9783 | FG-20013Nov 25 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 5e607bec…0329 |
| 9784 | FG-20014Jul 26 | Northgate | R09ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | b409bebb…4ecb |
| 9785 | FG-20015Nov 25 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $10 | $0.20 | 1e5ae706…d02f |
| 9786 | FG-20016Oct 25 | Harbor Light | 59Suspected fraud | Donor outreach | 1 | Recovered | $15 | $0.10 | df13ca41…fbc5 |
| 9787 | FG-20017Jan 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 4f1df328…5d35 |
| 9788 | FG-20018Mar 26 | Harbor Light | 41Lost or stolen | Donor outreach | 1 | Recovered | $15 | $0.10 | 1d56dcd5…fea0 |
| 9789 | FG-20019Apr 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | c01ffd0a…f391 |
| 9790 | FG-20020Nov 25 | Cedar Valley | 01Do not honor | Retry schedule | 2 | Recovered | $20 | $0.20 | 80b79952…c365 |
| 9791 | FG-20021Aug 26 | Riverbend | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 552b98cd…c127 |
| 9792 | FG-20022Feb 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 941ad719…0d7e |
| 9793 | FG-20023May 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Recovered | $20 | $0.30 | 5f1216a8…8fe7 |
| 9794 | FG-20024Jul 26 | Cedar Valley | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 527b5cea…01f4 |
| 9795 | FG-20025Aug 26 | Cedar Valley | R09ACH R01 funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 4316018b…7e85 |
| 9796 | FG-20026Jun 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 2c214b34…45e0 |
| 9797 | FG-20027Feb 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 061d0c9f…3620 |
| 9798 | FG-20028Jun 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | e210880b…4afc |
| 9799 | FG-20029Apr 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | dcdb8414…53e3 |
| 9800 | FG-20030Apr 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | cfda87e2…3c3e |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.