Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 9851 | FG-20081Mar 26 | Harbor Light | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 9052d1b8…82dc |
| 9852 | FG-20082May 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 48dc40b8…6017 |
| 9853 | FG-20083Oct 25 | Northgate | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 8b5512f4…d3a4 |
| 9854 | FG-20084Dec 25 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $100 | $0.10 | 37a95a9a…4625 |
| 9855 | FG-20085Jan 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | a9bbf7e1…b5ac |
| 9856 | FG-20086Mar 26 | Cedar Valley | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | ef788a1d…c230 |
| 9857 | FG-20087Apr 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | e08e84eb…a0d2 |
| 9858 | FG-20088Jul 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | e8402fe7…e164 |
| 9859 | FG-20089Nov 25 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 4c2513be…6a90 |
| 9860 | FG-20090Jun 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 1a95d76f…6946 |
| 9861 | FG-20091May 26 | Northgate | 96Issuer unavailable | Retry schedule | 1 | Recovered | $60 | $0.10 | f48f73fa…6287 |
| 9862 | FG-20092Jun 26 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 27a9c2f6…78b3 |
| 9863 | FG-20093Jun 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 94684394…5ac3 |
| 9864 | FG-20094Jul 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | a472c9ea…acc5 |
| 9865 | FG-20095Jul 26 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 6e88c08d…e2c3 |
| 9866 | FG-20096Oct 25 | Harbor Light | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | c3a62a6f…1929 |
| 9867 | FG-20097Mar 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 2 | Recovered | $25 | $0.20 | e990c5e0…58d5 |
| 9868 | FG-20098May 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 230b02e5…013d |
| 9869 | FG-20099Oct 25 | Cedar Valley | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 1e926a19…5b5e |
| 9870 | FG-20100Mar 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Recovered | $110 | $0.20 | 803eb10d…f188 |
| 9871 | FG-20101Jun 26 | Cedar Valley | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 2aa810c1…d3de |
| 9872 | FG-20102Jul 26 | Cedar Valley | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 19ed5653…fb9a |
| 9873 | FG-20103Feb 26 | Northgate | R09ACH R01 funds | Retry schedule | 2 | Recovered | $20 | $0.20 | 8b70099a…0b98 |
| 9874 | FG-20104Apr 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 14485d32…bb07 |
| 9875 | FG-20105Feb 26 | Harbor Light | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 4605883d…6024 |
| 9876 | FG-20106Oct 25 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Recovered | $15 | $0.20 | 38ba5689…5eb9 |
| 9877 | FG-20107Feb 26 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | 71b27550…154e |
| 9878 | FG-20108Jun 26 | Cedar Valley | 91Issuer unavailable | Retry schedule | 1 | Recovered | $15 | $0.10 | 699dd4d6…b7f4 |
| 9879 | FG-20109Sep 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 01ea0d75…7e55 |
| 9880 | FG-20110Aug 26 | Harbor Light | 05Do not honor | Retry schedule | 1 | Recovered | $50 | $0.10 | d7b790ce…e096 |
| 9881 | FG-20111Nov 25 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Recovered | $10 | $0.20 | 8d53ac6c…3480 |
| 9882 | FG-20112Mar 26 | Lumen Arts | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 0a81ee65…ed21 |
| 9883 | FG-20113Aug 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 2 | Recovered | $10 | $0.20 | 7b1a5f3b…d5be |
| 9884 | FG-20114Apr 26 | Northgate | R09ACH R01 funds | Retry schedule | 1 | Recovered | $45 | $0.10 | 6e6e949a…08df |
| 9885 | FG-20115Mar 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | bae5a357…bf0d |
| 9886 | FG-20116Jul 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 1495ee2f…3e0e |
| 9887 | FG-20117Dec 25 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | f26df142…3b96 |
| 9888 | FG-20118Jan 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $190 | $0.10 | 52dbc2d4…0ab4 |
| 9889 | FG-20119Mar 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Recovered | $190 | $0.20 | 747bdce4…89af |
| 9890 | FG-20120Mar 26 | Lumen Arts | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 6a1cfe1e…76e5 |
| 9891 | FG-20121Feb 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 2 | Recovered | $25 | $0.20 | 483494db…eb8d |
| 9892 | FG-20122Jul 26 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 8b3d3475…99b6 |
| 9893 | FG-20123Aug 26 | Cedar Valley | R01ACH R01 funds | Retry schedule | 1 | Recovered | $10 | $0.10 | ea2e1d11…18e9 |
| 9894 | FG-20124Dec 25 | Harbor Light | R09ACH R01 funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 22f13844…c0e1 |
| 9895 | FG-20125May 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 2 | Recovered | $25 | $0.20 | b787bb1d…6625 |
| 9896 | FG-20126Oct 25 | Harbor Light | 61Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 5e7fbba4…0ebd |
| 9897 | FG-20127Feb 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | c1b40f30…d98a |
| 9898 | FG-20128Jun 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | fafb3d24…0dca |
| 9899 | FG-20129Dec 25 | Cedar Valley | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | b22e70ae…3de8 |
| 9900 | FG-20130Feb 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | fad565a4…be1d |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.