Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 1001 | FG-11231Jun 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | ec29a06c…b6fa |
| 1002 | FG-11232Sep 26 | Cedar Valley | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 473b7c3b…a028 |
| 1003 | FG-11233Nov 25 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $60 | $0.20 | 7f0d6143…b547 |
| 1004 | FG-11234Mar 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | df622672…a825 |
| 1005 | FG-11235Oct 25 | Cedar Valley | 61Insufficient funds | Retry schedule | 3 | Recovered | $10 | $0.30 | 75d41f7d…b94b |
| 1006 | FG-11236May 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 5c135af4…8d44 |
| 1007 | FG-11237Dec 25 | Lumen Arts | 91Issuer unavailable | Retry schedule | 1 | Recovered | $40 | $0.10 | 8246bc85…7ccc |
| 1008 | FG-11238Jan 26 | Northgate | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | a392c76a…0d48 |
| 1009 | FG-11239Mar 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | b2b4e220…22fc |
| 1010 | FG-11240Sep 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Recovered | $45 | $0.30 | c0f6449d…ca3f |
| 1011 | FG-11241Jun 26 | Northgate | 54Expired card | Donor outreach | 1 | Recovered | $80 | $0.10 | 4b801679…b394 |
| 1012 | FG-11242Apr 26 | Harbor Light | 05Do not honor | Retry schedule | 1 | Recovered | $25 | $0.10 | b2eae63f…1ebd |
| 1013 | FG-11243May 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 3c661477…8aea |
| 1014 | FG-11244Jun 26 | Harbor Light | 59Suspected fraud | Donor outreach | 1 | Recovered | $25 | $0.10 | 274ebe0c…bddd |
| 1015 | FG-11245Nov 25 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | fa460528…5fad |
| 1016 | FG-11246Mar 26 | Northgate | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 677349d0…672d |
| 1017 | FG-11247Sep 26 | Riverbend | 54Expired card | Donor outreach | 1 | Recovered | $45 | $0.10 | 2c2c2eda…bf18 |
| 1018 | FG-11248Nov 25 | Riverbend | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | f8c1061e…62f2 |
| 1019 | FG-11249Jun 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | b9b51419…e411 |
| 1020 | FG-11250Jul 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 7f8d9686…36b1 |
| 1021 | FG-11251Sep 26 | Riverbend | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 4aa1156c…c7af |
| 1022 | FG-11252Dec 25 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $90 | $0.10 | 5a30e3d5…73de |
| 1023 | FG-11253Mar 26 | Harbor Light | R09ACH R01 funds | Retry schedule | 2 | Recovered | $70 | $0.20 | 03fa6148…b659 |
| 1024 | FG-11254Aug 26 | Harbor Light | R02ACH R02 closed | Donor outreach | 1 | Recovered | $70 | $0.10 | 0120385a…d755 |
| 1025 | FG-11255Dec 25 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | 01a8e3c4…2651 |
| 1026 | FG-11256Feb 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $90 | $0.10 | 74ca00ee…1448 |
| 1027 | FG-11257Apr 26 | Harbor Light | 61Insufficient funds | Retry schedule | 3 | Recovered | $90 | $0.30 | 4186e910…f8d4 |
| 1028 | FG-11258Mar 26 | Lumen Arts | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 40f2b45a…58ff |
| 1029 | FG-11259May 26 | Harbor Light | 91Issuer unavailable | Retry schedule | 1 | Recovered | $20 | $0.10 | 5e0fe12b…9fed |
| 1030 | FG-11260Jul 26 | Harbor Light | 15Invalid card | Donor outreach | 1 | Recovered | $20 | $0.10 | d6af6e86…2cfe |
| 1031 | FG-11261Sep 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 07c40ba6…8b15 |
| 1032 | FG-11262Nov 25 | Northgate | 05Do not honor | Retry schedule | 2 | Recovered | $20 | $0.20 | 368ede54…7091 |
| 1033 | FG-11263Apr 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $20 | $0.20 | b3b532da…c49d |
| 1034 | FG-11264Jun 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 4112cc75…284f |
| 1035 | FG-11265Dec 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | fbe92c7a…206e |
| 1036 | FG-11266Aug 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Recovered | $50 | $0.30 | 99512061…7fde |
| 1037 | FG-11267Jan 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 29d2047f…1737 |
| 1038 | FG-11268Dec 25 | Northgate | 41Lost or stolen | Card updater, then retry | 1 | Recovered | $180 | $0.10 | 7a4fe592…b762 |
| 1039 | FG-11269Mar 26 | Harbor Light | R09ACH R01 funds | Retry schedule | 1 | Recovered | $90 | $0.10 | 5c8dfc30…23e0 |
| 1040 | FG-11270Sep 26 | Harbor Light | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | b28e61b5…6eba |
| 1041 | FG-11271Dec 25 | Lumen Arts | R02ACH R02 closed | Donor outreach | 1 | Recovered | $25 | $0.10 | 098ddbb4…1670 |
| 1042 | FG-11272Dec 25 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 46f016d0…5da1 |
| 1043 | FG-11273Aug 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 6bebd460…3a83 |
| 1044 | FG-11274Aug 26 | Northgate | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 44979ac1…1625 |
| 1045 | FG-11275Mar 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 688cb4db…d83e |
| 1046 | FG-11276Dec 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | f92b59a5…9efa |
| 1047 | FG-11277Jan 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 5f61c90f…da88 |
| 1048 | FG-11278Feb 26 | Harbor Light | 51Insufficient funds | Retry schedule | 4 | Recovered | $15 | $0.40 | 1ea0cf57…1cd0 |
| 1049 | FG-11279May 26 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Recovered | $15 | $0.30 | c616994e…c087 |
| 1050 | FG-11280Sep 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | f57f03aa…692f |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.