Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 10451 | FG-20681Jun 26 | Riverbend | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 1959f5d2…decb |
| 10452 | FG-20682Sep 26 | Riverbend | 78Account closed | Donor outreach | 1 | Recovered | $15 | $0.10 | c8a53c97…2e94 |
| 10453 | FG-20683Apr 26 | Harbor Light | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | dc2acc1b…262c |
| 10454 | FG-20684Jul 26 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 1ce172eb…9b61 |
| 10455 | FG-20685Nov 25 | Northgate | 33Expired card | Card updater, then retry | 2 | Recovered | $120 | $0.20 | c7b76d97…61c4 |
| 10456 | FG-20686May 26 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 852e0839…a1ce |
| 10457 | FG-20687Jan 26 | Riverbend | 54Expired card | Donor outreach | 1 | Recovered | $10 | $0.10 | 09697ae5…5f8f |
| 10458 | FG-20688Dec 25 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | fe52b4c2…ae8a |
| 10459 | FG-20689Mar 26 | Riverbend | 33Expired card | Donor outreach | 1 | Not recovered | — | $0.10 | ce67a563…4c1e |
| 10460 | FG-20690Sep 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | fd681af9…5ed7 |
| 10461 | FG-20691Mar 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | c7601082…5ef5 |
| 10462 | FG-20692Apr 26 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 9fca777c…968c |
| 10463 | FG-20693Apr 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $10 | $0.20 | 344960ec…7ddf |
| 10464 | FG-20694Nov 25 | Northgate | 91Issuer unavailable | Retry schedule | 1 | Recovered | $25 | $0.10 | 060204e7…9c6f |
| 10465 | FG-20695Jun 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 49e73351…a01a |
| 10466 | FG-20696Nov 25 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 49206d7f…885a |
| 10467 | FG-20697Jun 26 | Harbor Light | 33Expired card | Donor outreach | 1 | Recovered | $30 | $0.10 | 59f35fda…aa64 |
| 10468 | FG-20698Aug 26 | Harbor Light | 63Suspected fraud | Donor outreach | 1 | Recovered | $30 | $0.10 | 9f8bad9b…f71f |
| 10469 | FG-20699Aug 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $120 | $0.10 | b0a58f06…f518 |
| 10470 | FG-20700Oct 25 | Lumen Arts | 61Insufficient funds | Retry schedule | 2 | Recovered | $180 | $0.20 | c25835cb…d55b |
| 10471 | FG-20701Apr 26 | Lumen Arts | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | ef2e0516…1f33 |
| 10472 | FG-20702Apr 26 | Lumen Arts | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | abec08c3…276a |
| 10473 | FG-20703Feb 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 804aae9e…1ad4 |
| 10474 | FG-20704Apr 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | 9eaf8e27…42a7 |
| 10475 | FG-20705Dec 25 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | b01a1592…3428 |
| 10476 | FG-20706Mar 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $80 | $0.10 | bfc46082…66e5 |
| 10477 | FG-20707Nov 25 | Northgate | 54Expired card | Card updater, then retry | 2 | Recovered | $30 | $0.20 | 0bd3311b…9cfb |
| 10478 | FG-20708Feb 26 | Riverbend | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 9d743ca0…9a45 |
| 10479 | FG-20709Aug 26 | Cedar Valley | 63Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | e5291cc6…ea1a |
| 10480 | FG-20710Feb 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | e27cff26…4b70 |
| 10481 | FG-20711Jun 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | b4435af8…6679 |
| 10482 | FG-20712Mar 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $100 | $0.10 | d39130c0…7203 |
| 10483 | FG-20713Aug 26 | Riverbend | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | feef3da0…9a0b |
| 10484 | FG-20714Apr 26 | Cedar Valley | 05Do not honor | Retry schedule | 1 | Recovered | $45 | $0.10 | ebe813a5…1fd1 |
| 10485 | FG-20715Jan 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | 50c7321b…88e3 |
| 10486 | FG-20716Apr 26 | Riverbend | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 51856739…ee25 |
| 10487 | FG-20717Aug 26 | Riverbend | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | b8a7007d…cf59 |
| 10488 | FG-20718Feb 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 6db83c39…64c7 |
| 10489 | FG-20719May 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 3c25aa73…0de2 |
| 10490 | FG-20720Aug 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Stopped | — | $0.10 | a8b3289d…af6b |
| 10491 | FG-20721Sep 26 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Recovered | $100 | $0.10 | 5949cf13…a8e9 |
| 10492 | FG-20722Mar 26 | Riverbend | 78Account closed | Donor outreach | 1 | Recovered | $5 | $0.10 | 96a2c441…d1dd |
| 10493 | FG-20723Sep 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 5cb77b89…63d1 |
| 10494 | FG-20724Mar 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | f32f4291…8d49 |
| 10495 | FG-20725Apr 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 45680cfc…baba |
| 10496 | FG-20726Mar 26 | Harbor Light | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | edec66ed…9bf3 |
| 10497 | FG-20727Apr 26 | Harbor Light | R09ACH R01 funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 3e506f62…fbfd |
| 10498 | FG-20728Dec 25 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 1d5ac678…796e |
| 10499 | FG-20729Feb 26 | Lumen Arts | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 69cb8227…55d6 |
| 10500 | FG-20730Sep 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | af14d9d4…14a7 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.