Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 11551 | FG-21781Sep 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | cb183ce3…faed |
| 11552 | FG-21782May 26 | Northgate | 05Do not honor | Retry schedule | 3 | Recovered | $35 | $0.30 | dc664cf6…1444 |
| 11553 | FG-21783Jan 26 | Harbor Light | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | e83d5174…1be0 |
| 11554 | FG-21784Feb 26 | Harbor Light | R09ACH R01 funds | Retry schedule | 2 | Stopped | — | $0.20 | 9619af2f…8300 |
| 11555 | FG-21785Mar 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | de5cea59…22c6 |
| 11556 | FG-21786Apr 26 | Harbor Light | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | b0acbde1…d946 |
| 11557 | FG-21787May 26 | Harbor Light | R02ACH R02 closed | Donor outreach | 1 | Recovered | $20 | $0.10 | 96fca3da…a735 |
| 11558 | FG-21788Dec 25 | Riverbend | R01ACH R01 funds | Retry schedule | 3 | Recovered | $25 | $0.30 | 27cec2da…3311 |
| 11559 | FG-21789Aug 26 | Riverbend | R09ACH R01 funds | Retry schedule | 2 | Stopped | — | $0.20 | 9040b857…ddd0 |
| 11560 | FG-21790Mar 26 | Cedar Valley | 05Do not honor | Retry schedule | 2 | Recovered | $40 | $0.20 | 3cd42a33…52ab |
| 11561 | FG-21791Aug 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | 1d4c21c3…61da |
| 11562 | FG-21792Nov 25 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | adb5e449…5d5b |
| 11563 | FG-21793Feb 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 0ffba967…f005 |
| 11564 | FG-21794Jun 26 | Harbor Light | 61Insufficient funds | Retry schedule | 3 | Recovered | $35 | $0.30 | ef225fd9…6bd4 |
| 11565 | FG-21795Aug 26 | Riverbend | 59Suspected fraud | Donor outreach | 1 | Recovered | $15 | $0.10 | f2689bab…b2b5 |
| 11566 | FG-21796Jul 26 | Lumen Arts | R04ACH R03 no acct | Donor outreach | 1 | Recovered | $100 | $0.10 | c64c2817…2439 |
| 11567 | FG-21797Nov 25 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | d5bc157d…8a47 |
| 11568 | FG-21798Jun 26 | Cedar Valley | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | a10ed6c1…6662 |
| 11569 | FG-21799Aug 26 | Cedar Valley | 33Expired card | Card updater, then retry | 2 | Recovered | $15 | $0.20 | 7c4b7021…be3b |
| 11570 | FG-21800Sep 26 | Cedar Valley | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 85380157…0a80 |
| 11571 | FG-21801Jan 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 0054e84b…cbb4 |
| 11572 | FG-21802Aug 26 | Northgate | 96Issuer unavailable | Retry schedule | 1 | Recovered | $30 | $0.10 | d42c30a9…ff33 |
| 11573 | FG-21803Oct 25 | Cedar Valley | R01ACH R01 funds | Retry schedule | 2 | Recovered | $15 | $0.20 | 570276b9…9c0a |
| 11574 | FG-21804Jun 26 | Riverbend | R02ACH R02 closed | Donor outreach | 1 | Not recovered | — | $0.10 | 91316dcc…f8f0 |
| 11575 | FG-21805Sep 26 | Riverbend | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | f1ad47a7…61f0 |
| 11576 | FG-21806Jun 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 69944a50…a9e7 |
| 11577 | FG-21807Jul 26 | Harbor Light | 57Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | cc131d0a…e2fa |
| 11578 | FG-21808Sep 26 | Harbor Light | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | c2bf8c22…1c90 |
| 11579 | FG-21809Jan 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | aab5ca28…51b1 |
| 11580 | FG-21810Oct 25 | Riverbend | 51Insufficient funds | Retry schedule | 4 | Recovered | $60 | $0.40 | de723b84…1512 |
| 11581 | FG-21811Mar 26 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | f1c7c1ca…6b1c |
| 11582 | FG-21812Apr 26 | Riverbend | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | f1711625…f827 |
| 11583 | FG-21813Jun 26 | Riverbend | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | ee970740…fa70 |
| 11584 | FG-21814Aug 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | cc98943e…b94b |
| 11585 | FG-21815Sep 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 3 | Recovered | $15 | $0.30 | d080f055…85f1 |
| 11586 | FG-21816Apr 26 | Riverbend | 02Do not honor | Retry schedule | 1 | Recovered | $60 | $0.10 | ae42d34f…e546 |
| 11587 | FG-21817Dec 25 | Harbor Light | 57Invalid card | Donor outreach | 1 | Recovered | $80 | $0.10 | f57f6162…a2a0 |
| 11588 | FG-21818Oct 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | ddf0bf1b…3628 |
| 11589 | FG-21819May 26 | Riverbend | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 43e2918a…b731 |
| 11590 | FG-21820Oct 25 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 5144b235…f371 |
| 11591 | FG-21821Nov 25 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 1e3d4f05…7946 |
| 11592 | FG-21822Sep 26 | Harbor Light | 54Expired card | Card updater, then retry | 2 | Recovered | $50 | $0.20 | 7b7c704f…2d4f |
| 11593 | FG-21823Oct 25 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $30 | $0.20 | 579b728c…61c5 |
| 11594 | FG-21824Jul 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | f72c3998…d28e |
| 11595 | FG-21825Sep 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | c9f590a3…4a95 |
| 11596 | FG-21826Oct 25 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $50 | $0.20 | fd07d2ec…cf8a |
| 11597 | FG-21827Apr 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 6d22482f…2c13 |
| 11598 | FG-21828Jun 26 | Riverbend | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | b5e394b0…06b9 |
| 11599 | FG-21829Feb 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | fa4f4c9b…1f22 |
| 11600 | FG-21830Oct 25 | Northgate | 91Issuer unavailable | Retry schedule | 1 | Recovered | $50 | $0.10 | e405bd30…2e5d |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.