Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 11651 | FG-21881Nov 25 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $110 | $0.20 | dc08fca8…aaf8 |
| 11652 | FG-21882Mar 26 | Riverbend | 46Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 8f756b5d…3925 |
| 11653 | FG-21883Nov 25 | Harbor Light | 46Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 5140eddd…6b92 |
| 11654 | FG-21884Dec 25 | Harbor Light | 15Invalid card | Donor outreach | 1 | Recovered | $45 | $0.10 | f35bed36…5cd7 |
| 11655 | FG-21885Jul 26 | Harbor Light | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 17670a2c…81e5 |
| 11656 | FG-21886Aug 26 | Riverbend | 57Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 00a48492…0789 |
| 11657 | FG-21887Jun 26 | Riverbend | 65Insufficient funds | Retry schedule | 4 | Recovered | $35 | $0.40 | 67a372db…2f83 |
| 11658 | FG-21888May 26 | Riverbend | 59Suspected fraud | Donor outreach | 1 | Recovered | $45 | $0.10 | 88f5630f…b260 |
| 11659 | FG-21889Jan 26 | Lumen Arts | 54Expired card | Donor outreach | 1 | Recovered | $40 | $0.10 | c6abeb3f…9c19 |
| 11660 | FG-21890Sep 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | 5c08ce63…e078 |
| 11661 | FG-21891Jan 26 | Lumen Arts | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | b57470a9…c38d |
| 11662 | FG-21892Aug 26 | Lumen Arts | R04ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | c3ccc9db…0c52 |
| 11663 | FG-21893Jan 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | b9230b9b…e9b9 |
| 11664 | FG-21894Mar 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | c473d908…8b6f |
| 11665 | FG-21895Jul 26 | Harbor Light | 01Do not honor | Retry schedule | 1 | Recovered | $20 | $0.10 | 56c25d01…5dd4 |
| 11666 | FG-21896Aug 26 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 5371ba00…c977 |
| 11667 | FG-21897Dec 25 | Cedar Valley | 91Issuer unavailable | Retry schedule | 3 | Not recovered | — | $0.30 | 10c37d47…e305 |
| 11668 | FG-21898Jan 26 | Cedar Valley | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 86a0b4af…7d9d |
| 11669 | FG-21899Jun 26 | Cedar Valley | 91Issuer unavailable | Retry schedule | 1 | Recovered | $40 | $0.10 | 0f4264d4…a677 |
| 11670 | FG-21900Jul 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $40 | $0.10 | 94922229…918d |
| 11671 | FG-21901Aug 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | a520b3f9…12c7 |
| 11672 | FG-21902Mar 26 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Recovered | $15 | $0.20 | 5be3fa14…c7ca |
| 11673 | FG-21903Mar 26 | Harbor Light | 41Lost or stolen | Card updater, then retry | 1 | Not recovered | — | $0.10 | 7b358ce2…aaf1 |
| 11674 | FG-21904May 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | d33a2d5f…efb5 |
| 11675 | FG-21905Nov 25 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 80c8a75c…2a4d |
| 11676 | FG-21906Feb 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 50553a30…1fbd |
| 11677 | FG-21907Mar 26 | Riverbend | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | fccf90fb…12c8 |
| 11678 | FG-21908Dec 25 | Northgate | 33Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 8ed8fd69…46f6 |
| 11679 | FG-21909Feb 26 | Cedar Valley | R09ACH R01 funds | Retry schedule | 1 | Recovered | $110 | $0.10 | c3bb9986…dfa7 |
| 11680 | FG-21910Jun 26 | Lumen Arts | 91Issuer unavailable | Retry schedule | 1 | Recovered | $130 | $0.10 | 622f5080…6595 |
| 11681 | FG-21911Apr 26 | Cedar Valley | 14Invalid card | Donor outreach | 1 | Recovered | $80 | $0.10 | b3840456…7d7b |
| 11682 | FG-21912Jun 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $80 | $0.10 | 7cde3883…3163 |
| 11683 | FG-21913Nov 25 | Riverbend | 01Do not honor | Retry schedule | 2 | Recovered | $45 | $0.20 | ff8793fe…fdf2 |
| 11684 | FG-21914Feb 26 | Lumen Arts | R01ACH R01 funds | Retry schedule | 2 | Recovered | $90 | $0.20 | a23dccdc…1426 |
| 11685 | FG-21915Jul 26 | Lumen Arts | R04ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | a40cb591…fdd7 |
| 11686 | FG-21916Oct 25 | Riverbend | 19Issuer unavailable | Retry schedule | 1 | Recovered | $10 | $0.10 | d476b045…6eae |
| 11687 | FG-21917Jul 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 7ff8508f…f06d |
| 11688 | FG-21918Aug 26 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $10 | $0.10 | 75fe91d6…b8f8 |
| 11689 | FG-21919Jan 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | a9ce59ef…a38c |
| 11690 | FG-21920Jul 26 | Northgate | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | ccabaaef…91a1 |
| 11691 | FG-21921Dec 25 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Recovered | $10 | $0.30 | 6e6ea7aa…91fd |
| 11692 | FG-21922Jun 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 2c82bce6…c934 |
| 11693 | FG-21923Feb 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $70 | $0.10 | 5a86e1cc…8cab |
| 11694 | FG-21924Apr 26 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | 94b8002f…8b8f |
| 11695 | FG-21925Feb 26 | Northgate | 61Insufficient funds | Retry schedule | 2 | Recovered | $45 | $0.20 | 0b458596…d3b8 |
| 11696 | FG-21926Mar 26 | Northgate | 02Do not honor | Retry schedule | 3 | Recovered | $80 | $0.30 | 5ce305eb…52bb |
| 11697 | FG-21927Jun 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 9fe8ca3f…df45 |
| 11698 | FG-21928Nov 25 | Cedar Valley | R02ACH R02 closed | Donor outreach | 1 | Recovered | $30 | $0.10 | 4aa01497…2a64 |
| 11699 | FG-21929Dec 25 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | a9e37986…47e3 |
| 11700 | FG-21930Mar 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Recovered | $10 | $0.30 | 21a57780…6171 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.