Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 12151 | FG-22381Oct 25 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 68470a1f…9701 |
| 12152 | FG-22382Jan 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | 61c8f606…8a95 |
| 12153 | FG-22383Jun 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | c63bb94b…4635 |
| 12154 | FG-22384Aug 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 2336e592…1114 |
| 12155 | FG-22385Oct 25 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | f2678c62…5784 |
| 12156 | FG-22386Feb 26 | Riverbend | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | f986eebc…ba96 |
| 12157 | FG-22387Nov 25 | Riverbend | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 5bfb0aba…a941 |
| 12158 | FG-22388Jun 26 | Riverbend | 59Suspected fraud | Donor outreach | 1 | Recovered | $30 | $0.10 | 4c2fbf76…9f66 |
| 12159 | FG-22389Dec 25 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | efe66c9c…7554 |
| 12160 | FG-22390Mar 26 | Riverbend | 41Lost or stolen | Card updater, then retry | 1 | Recovered | $15 | $0.10 | 8735090c…1fe6 |
| 12161 | FG-22391Dec 25 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 575d884c…eea4 |
| 12162 | FG-22392Aug 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 9ff4bea9…5f2f |
| 12163 | FG-22393Nov 25 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $80 | $0.10 | 3c00bc15…e0da |
| 12164 | FG-22394Jul 26 | Northgate | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 415b04d7…cd62 |
| 12165 | FG-22395Oct 25 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | c7892ef5…4ef0 |
| 12166 | FG-22396Mar 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 0e939e48…b5ee |
| 12167 | FG-22397Apr 26 | Harbor Light | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 82c989e7…005b |
| 12168 | FG-22398Jul 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $15 | $0.20 | dd4f4b0b…3bd1 |
| 12169 | FG-22399Dec 25 | Riverbend | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | e6cb8f06…2a30 |
| 12170 | FG-22400Dec 25 | Cedar Valley | R04ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | ab214290…1b84 |
| 12171 | FG-22401Mar 26 | Cedar Valley | R01ACH R01 funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 588f56c1…2bf0 |
| 12172 | FG-22402Jul 26 | Riverbend | R02ACH R02 closed | Donor outreach | 1 | Recovered | $60 | $0.10 | 638d6049…ece6 |
| 12173 | FG-22403Apr 26 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 313678fe…4a6c |
| 12174 | FG-22404May 26 | Northgate | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | b7125c6a…a02b |
| 12175 | FG-22405Jul 26 | Northgate | R01ACH R01 funds | Retry schedule | 2 | Stopped | — | $0.20 | e7f855ca…0d1e |
| 12176 | FG-22406Jan 26 | Lumen Arts | 46Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 0f3411ea…c03f |
| 12177 | FG-22407Aug 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 1be34691…9aaf |
| 12178 | FG-22408Oct 25 | Lumen Arts | 96Issuer unavailable | Retry schedule | 2 | Recovered | $15 | $0.20 | 6f165b44…1edc |
| 12179 | FG-22409Apr 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 415b062a…c357 |
| 12180 | FG-22410Nov 25 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 4fe7ac11…3ab6 |
| 12181 | FG-22411Mar 26 | Riverbend | 54Expired card | Donor outreach | 1 | Recovered | $20 | $0.10 | 105d5457…6093 |
| 12182 | FG-22412Apr 26 | Riverbend | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | dadced10…138b |
| 12183 | FG-22413Nov 25 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $140 | $0.10 | 6671c84b…9426 |
| 12184 | FG-22414Apr 26 | Cedar Valley | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | 5fbda5eb…6bae |
| 12185 | FG-22415Jan 26 | Lumen Arts | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 47ae03b3…0583 |
| 12186 | FG-22416Aug 26 | Lumen Arts | 15Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | f81dfbcc…e15b |
| 12187 | FG-22417Sep 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Stopped | — | $0.10 | 5156aab4…ec74 |
| 12188 | FG-22418Oct 25 | Riverbend | 65Insufficient funds | Retry schedule | 4 | Recovered | $15 | $0.40 | 861df30f…d648 |
| 12189 | FG-22419Jan 26 | Cedar Valley | 54Expired card | Donor outreach | 1 | Recovered | $5 | $0.10 | 93318189…ca8b |
| 12190 | FG-22420Aug 26 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 56a47981…ccf7 |
| 12191 | FG-22421Mar 26 | Cedar Valley | 46Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 0ef01641…27ea |
| 12192 | FG-22422May 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | c83df25e…1d40 |
| 12193 | FG-22423Dec 25 | Harbor Light | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 1aee700a…941e |
| 12194 | FG-22424Feb 26 | Harbor Light | R09ACH R01 funds | Retry schedule | 2 | Stopped | — | $0.20 | 0b27aa27…ed23 |
| 12195 | FG-22425Aug 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 2 | Recovered | $35 | $0.20 | 85fcec39…569f |
| 12196 | FG-22426Jan 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 0d3c0c4e…43d8 |
| 12197 | FG-22427Jun 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | e7117680…187d |
| 12198 | FG-22428Feb 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 8356593e…bbdc |
| 12199 | FG-22429Jun 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 9170613d…dba0 |
| 12200 | FG-22430Aug 26 | Riverbend | 15Invalid card | Donor outreach | 1 | Recovered | $15 | $0.10 | 7ff70f23…198f |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.