Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 12351 | FG-22581Apr 26 | Northgate | 01Do not honor | Retry schedule | 1 | Recovered | $180 | $0.10 | d507a673…ea16 |
| 12352 | FG-22582May 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $180 | $0.10 | 8d61cbce…b84d |
| 12353 | FG-22583Jul 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 05fdfd7c…63a2 |
| 12354 | FG-22584Jan 26 | Northgate | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | b1ebef45…e1f0 |
| 12355 | FG-22585Jun 26 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | bafc763a…2705 |
| 12356 | FG-22586Oct 25 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $120 | $0.10 | 496ec8af…b6fe |
| 12357 | FG-22587Nov 25 | Northgate | R01ACH R01 funds | Retry schedule | 3 | Recovered | $120 | $0.30 | e181762d…2c05 |
| 12358 | FG-22588Apr 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | af640baf…57e0 |
| 12359 | FG-22589Jul 26 | Riverbend | 33Expired card | Donor outreach | 1 | Recovered | $60 | $0.10 | edd655da…fd42 |
| 12360 | FG-22590Feb 26 | Harbor Light | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 6c758acd…33f7 |
| 12361 | FG-22591May 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 7195f8ea…a463 |
| 12362 | FG-22592Sep 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | fda14ec8…f6d4 |
| 12363 | FG-22593Aug 26 | Cedar Valley | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 95dbb918…b2be |
| 12364 | FG-22594Sep 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 15569be5…a6bf |
| 12365 | FG-22595Jan 26 | Lumen Arts | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 95948194…b373 |
| 12366 | FG-22596Jan 26 | Northgate | R02ACH R02 closed | Donor outreach | 1 | Recovered | $80 | $0.10 | cfe78d4e…17b3 |
| 12367 | FG-22597Jul 26 | Northgate | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 449aab99…5820 |
| 12368 | FG-22598Sep 26 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | fdec0fd0…3cfa |
| 12369 | FG-22599May 26 | Cedar Valley | 01Do not honor | Retry schedule | 1 | Recovered | $20 | $0.10 | e2f9cd7d…b563 |
| 12370 | FG-22600Mar 26 | Harbor Light | 91Issuer unavailable | Retry schedule | 1 | Recovered | $15 | $0.10 | 3bf88182…1f3a |
| 12371 | FG-22601Sep 26 | Harbor Light | 54Expired card | Donor outreach | 1 | Recovered | $15 | $0.10 | 86400024…3c86 |
| 12372 | FG-22602Mar 26 | Northgate | R02ACH R02 closed | Donor outreach | 1 | Recovered | $30 | $0.10 | e7380f79…3182 |
| 12373 | FG-22603May 26 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 1f035ea1…bf49 |
| 12374 | FG-22604Sep 26 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $30 | $0.10 | d3f6b77d…0246 |
| 12375 | FG-22605Nov 25 | Lumen Arts | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | e2144437…5d2e |
| 12376 | FG-22606Feb 26 | Lumen Arts | 43Lost or stolen | Card updater, then retry | 1 | Recovered | $30 | $0.10 | 51c78af8…b81d |
| 12377 | FG-22607Feb 26 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $120 | $0.10 | 0accef60…6dd6 |
| 12378 | FG-22608Mar 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | 1bc11517…caaf |
| 12379 | FG-22609Nov 25 | Lumen Arts | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 3508c2e2…0ce5 |
| 12380 | FG-22610Jul 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 4a931531…8d2f |
| 12381 | FG-22611Oct 25 | Harbor Light | 05Do not honor | Retry schedule | 1 | Recovered | $50 | $0.10 | 3e51ae93…11ea |
| 12382 | FG-22612Nov 25 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | 533a95c3…7d88 |
| 12383 | FG-22613Dec 25 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 29ed5338…8eca |
| 12384 | FG-22614Jan 26 | Harbor Light | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 232b19ab…a617 |
| 12385 | FG-22615Jun 26 | Harbor Light | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 088af7b3…9f3a |
| 12386 | FG-22616Jan 26 | Riverbend | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | a14a1a72…9c8a |
| 12387 | FG-22617Feb 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | bf2a457a…7a17 |
| 12388 | FG-22618Jun 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | fa4be46a…596f |
| 12389 | FG-22619Jun 26 | Northgate | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 13dad99a…674c |
| 12390 | FG-22620Jan 26 | Riverbend | 01Do not honor | Retry schedule | 3 | Recovered | $10 | $0.30 | 0c1ba417…6af5 |
| 12391 | FG-22621Jun 26 | Riverbend | 02Do not honor | Retry schedule | 1 | Recovered | $10 | $0.10 | 2436e0dc…27d2 |
| 12392 | FG-22622Dec 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | d8278398…6165 |
| 12393 | FG-22623Feb 26 | Cedar Valley | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 54c336d1…a4a4 |
| 12394 | FG-22624Jan 26 | Northgate | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 797d2196…b7ce |
| 12395 | FG-22625Apr 26 | Northgate | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | e98a0a71…a4d4 |
| 12396 | FG-22626May 26 | Northgate | 02Do not honor | Retry schedule | 2 | Recovered | $50 | $0.20 | 6313876e…9736 |
| 12397 | FG-22627Jul 26 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | dce107ec…7a27 |
| 12398 | FG-22628Dec 25 | Lumen Arts | 05Do not honor | Retry schedule | 3 | Recovered | $5 | $0.30 | 87a7c2d1…cfe1 |
| 12399 | FG-22629Jan 26 | Lumen Arts | 05Do not honor | Retry schedule | 3 | Recovered | $5 | $0.30 | 1687fed9…b5dd |
| 12400 | FG-22630Feb 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 3 | Recovered | $5 | $0.30 | 72696506…6ca4 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.