Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 1201 | FG-11431Oct 25 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $200 | $0.10 | 7d605f98…870a |
| 1202 | FG-11432Dec 25 | Lumen Arts | 61Insufficient funds | Retry schedule | 4 | Recovered | $20 | $0.40 | 90f57298…4bae |
| 1203 | FG-11433Mar 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 4aefa579…b76c |
| 1204 | FG-11434Jul 26 | Lumen Arts | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 970f8cfd…d0fe |
| 1205 | FG-11435Oct 25 | Harbor Light | 05Do not honor | Retry schedule | 1 | Recovered | $40 | $0.10 | 4141b1e7…343d |
| 1206 | FG-11436Apr 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 39ed31e7…e78d |
| 1207 | FG-11437Nov 25 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $90 | $0.10 | 94961189…4c52 |
| 1208 | FG-11438Mar 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | cb8e5c05…c837 |
| 1209 | FG-11439Jul 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 63191b5d…b34d |
| 1210 | FG-11440Aug 26 | Riverbend | 19Issuer unavailable | Retry schedule | 1 | Recovered | $35 | $0.10 | 0acfef2f…8db9 |
| 1211 | FG-11441Feb 26 | Northgate | 65Insufficient funds | Retry schedule | 2 | Recovered | $70 | $0.20 | 198cb8f7…8c5c |
| 1212 | FG-11442Jul 26 | Northgate | 65Insufficient funds | Retry schedule | 3 | Recovered | $70 | $0.30 | 86c9e94c…640d |
| 1213 | FG-11443May 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | ede34998…4865 |
| 1214 | FG-11444Sep 26 | Northgate | 41Lost or stolen | Donor outreach | 1 | Recovered | $60 | $0.10 | 84488721…e9cd |
| 1215 | FG-11445Dec 25 | Riverbend | 02Do not honor | Retry schedule | 1 | Recovered | $30 | $0.10 | 3c10f72e…7678 |
| 1216 | FG-11446Jun 26 | Riverbend | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 9041617d…c750 |
| 1217 | FG-11447Jan 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | a83876dc…b98d |
| 1218 | FG-11448Mar 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Recovered | $20 | $0.30 | 4aee489e…672b |
| 1219 | FG-11449Sep 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 2 | Recovered | $20 | $0.20 | 4e100f48…87ce |
| 1220 | FG-11450Jun 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Recovered | $15 | $0.20 | 310008fb…f6e1 |
| 1221 | FG-11451Nov 25 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | f016bca9…e7c7 |
| 1222 | FG-11452Aug 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 475abadd…5439 |
| 1223 | FG-11453Feb 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | dc280281…a447 |
| 1224 | FG-11454Apr 26 | Riverbend | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 32801e56…19bf |
| 1225 | FG-11455Nov 25 | Northgate | R09ACH R01 funds | Retry schedule | 3 | Recovered | $150 | $0.30 | 83b4c8c9…5cd6 |
| 1226 | FG-11456Jul 26 | Lumen Arts | 33Expired card | Donor outreach | 1 | Recovered | $25 | $0.10 | dc97dfb9…998b |
| 1227 | FG-11457Mar 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 1 | Stopped | — | $0.10 | 965bfc95…9ed1 |
| 1228 | FG-11458Dec 25 | Cedar Valley | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | d43dc523…d130 |
| 1229 | FG-11459Jun 26 | Cedar Valley | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 21271a2b…be9e |
| 1230 | FG-11460Feb 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 2 | Recovered | $30 | $0.20 | a305164a…30e9 |
| 1231 | FG-11461Feb 26 | Harbor Light | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | ab48120d…0047 |
| 1232 | FG-11462Dec 25 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | da2bbdde…7763 |
| 1233 | FG-11463May 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 8c1438b1…33f8 |
| 1234 | FG-11464May 26 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 1cffc329…92f2 |
| 1235 | FG-11465Sep 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 652737ec…ecf0 |
| 1236 | FG-11466Apr 26 | Cedar Valley | 19Issuer unavailable | Retry schedule | 1 | Recovered | $20 | $0.10 | 9e9c9a0d…b3bd |
| 1237 | FG-11467Aug 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Recovered | $20 | $0.20 | b613f886…9961 |
| 1238 | FG-11468Jul 26 | Northgate | R01ACH R01 funds | Retry schedule | 2 | Recovered | $400 | $0.20 | 8346b5fc…aba0 |
| 1239 | FG-11469Sep 26 | Northgate | R01ACH R01 funds | Retry schedule | 2 | Recovered | $400 | $0.20 | a8608aac…a8b3 |
| 1240 | FG-11470Oct 25 | Lumen Arts | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 2602c9b5…e725 |
| 1241 | FG-11471Sep 26 | Riverbend | 65Insufficient funds | Retry schedule | 3 | Recovered | $60 | $0.30 | aa3f46d2…9d52 |
| 1242 | FG-11472Nov 25 | Northgate | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | d067f593…ad38 |
| 1243 | FG-11473Dec 25 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | f1cfd065…a1a9 |
| 1244 | FG-11474Jan 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | cd6ea01c…3e81 |
| 1245 | FG-11475Jun 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 30c14145…e92e |
| 1246 | FG-11476Mar 26 | Northgate | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 1623f9b8…5296 |
| 1247 | FG-11477Jun 26 | Northgate | R01ACH R01 funds | Retry schedule | 3 | Recovered | $35 | $0.30 | 5f28a2cd…a8ba |
| 1248 | FG-11478Jun 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 4a9d11ed…e63e |
| 1249 | FG-11479Jan 26 | Harbor Light | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 64f54a39…8ac3 |
| 1250 | FG-11480May 26 | Harbor Light | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 95105359…45f9 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.