Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 13401 | FG-23631Jun 26 | Lumen Arts | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 0c9a6840…b4f1 |
| 13402 | FG-23632Aug 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 3 | Recovered | $160 | $0.30 | 267d8c84…3980 |
| 13403 | FG-23633Dec 25 | Lumen Arts | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | a43b0481…2c77 |
| 13404 | FG-23634Feb 26 | Lumen Arts | 54Expired card | Donor outreach | 1 | Recovered | $35 | $0.10 | 41bd98c1…1fda |
| 13405 | FG-23635May 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 4 | Recovered | $35 | $0.40 | 1df306a3…44cf |
| 13406 | FG-23636Jun 26 | Lumen Arts | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 53069c63…6be1 |
| 13407 | FG-23637Dec 25 | Riverbend | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | cd074fef…edf4 |
| 13408 | FG-23638Sep 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $80 | $0.10 | 35504dc8…dd1f |
| 13409 | FG-23639Jun 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 1 | Recovered | $40 | $0.10 | 4c843b9b…a11d |
| 13410 | FG-23640Oct 25 | Lumen Arts | 61Insufficient funds | Retry schedule | 2 | Recovered | $20 | $0.20 | cbe53fa8…d2e9 |
| 13411 | FG-23641Oct 25 | Riverbend | 54Expired card | Donor outreach | 1 | Not recovered | — | $0.10 | bf1d6e80…e2b2 |
| 13412 | FG-23642Nov 25 | Cedar Valley | 65Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | 615da23c…1397 |
| 13413 | FG-23643Aug 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $40 | $0.10 | e38ad774…20dc |
| 13414 | FG-23644Nov 25 | Harbor Light | 61Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 80d01c5b…2223 |
| 13415 | FG-23645Jul 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | 07386d7c…e0d5 |
| 13416 | FG-23646Feb 26 | Riverbend | 91Issuer unavailable | Retry schedule | 1 | Recovered | $15 | $0.10 | b6aff3e9…23fa |
| 13417 | FG-23647Sep 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Recovered | $70 | $0.30 | 5f1959ec…d0ce |
| 13418 | FG-23648Nov 25 | Lumen Arts | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 66ec7bc8…6d20 |
| 13419 | FG-23649May 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 2a067b9f…93ba |
| 13420 | FG-23650Oct 25 | Riverbend | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 09dd2c37…9fd6 |
| 13421 | FG-23651Sep 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $5 | $0.10 | 621aa25e…23c3 |
| 13422 | FG-23652May 26 | Cedar Valley | 46Account closed | Donor outreach | 0 | Stopped | — | $0.00 | e2d2dd74…e3ca |
| 13423 | FG-23653Jan 26 | Riverbend | 01Do not honor | Retry schedule | 3 | Recovered | $60 | $0.30 | a0084939…16e5 |
| 13424 | FG-23654Jul 26 | Riverbend | 96Issuer unavailable | Retry schedule | 1 | Recovered | $25 | $0.10 | f818c227…a542 |
| 13425 | FG-23655Mar 26 | Riverbend | 54Expired card | Donor outreach | 1 | Recovered | $30 | $0.10 | 00a1dfb5…998d |
| 13426 | FG-23656Dec 25 | Cedar Valley | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | 3d7bbb24…e9fc |
| 13427 | FG-23657Dec 25 | Riverbend | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | d964d9ff…b7df |
| 13428 | FG-23658Oct 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 88db9321…f10e |
| 13429 | FG-23659Nov 25 | Lumen Arts | 51Insufficient funds | Retry schedule | 3 | Recovered | $60 | $0.30 | 65485430…4f1c |
| 13430 | FG-23660Jun 26 | Riverbend | 63Suspected fraud | Donor outreach | 1 | Not recovered | — | $0.10 | dcb0b7b9…21ce |
| 13431 | FG-23661Sep 26 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 04eaba49…fb3d |
| 13432 | FG-23662Sep 26 | Harbor Light | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 05837d6d…1b3f |
| 13433 | FG-23663Apr 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 0a78eeb3…edea |
| 13434 | FG-23664Oct 25 | Harbor Light | 15Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | c0f875b4…b0ce |
| 13435 | FG-23665Feb 26 | Lumen Arts | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | f53b4a5b…2fce |
| 13436 | FG-23666Mar 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 97caeab8…7a7b |
| 13437 | FG-23667May 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 3 | Recovered | $35 | $0.30 | 86a95dab…e327 |
| 13438 | FG-23668Oct 25 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 408493e1…8ba8 |
| 13439 | FG-23669Jan 26 | Riverbend | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 35e4bc04…79cd |
| 13440 | FG-23670Jan 26 | Riverbend | 78Account closed | Donor outreach | 1 | Recovered | $25 | $0.10 | 1ca96e23…7479 |
| 13441 | FG-23671Feb 26 | Riverbend | 02Do not honor | Retry schedule | 2 | Recovered | $25 | $0.20 | 36959aab…80fd |
| 13442 | FG-23672Aug 26 | Riverbend | 02Do not honor | Retry schedule | 2 | Recovered | $25 | $0.20 | 8736173a…5150 |
| 13443 | FG-23673Sep 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 79539bd2…aeba |
| 13444 | FG-23674Oct 25 | Cedar Valley | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | f143effd…098b |
| 13445 | FG-23675Dec 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Recovered | $90 | $0.30 | 72c5e777…0bd8 |
| 13446 | FG-23676Mar 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | ab59c56c…14a5 |
| 13447 | FG-23677Apr 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 793d709c…ac13 |
| 13448 | FG-23678Jul 26 | Cedar Valley | 05Do not honor | Retry schedule | 1 | Recovered | $90 | $0.10 | c97f7a9a…2197 |
| 13449 | FG-23679Mar 26 | Cedar Valley | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | d3a378a8…5994 |
| 13450 | FG-23680Sep 26 | Northgate | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 4410f11a…20bc |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.