Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 13851 | FG-24081Nov 25 | Lumen Arts | R09ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 9327f2eb…9b4c |
| 13852 | FG-24082May 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | d9060014…d3db |
| 13853 | FG-24083May 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 1f0fce39…165a |
| 13854 | FG-24084Aug 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 9354cc25…4b93 |
| 13855 | FG-24085Oct 25 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 7f7a5f9e…86e0 |
| 13856 | FG-24086Apr 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | e9a04366…4eff |
| 13857 | FG-24087Aug 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 46cc7140…4e0e |
| 13858 | FG-24088Nov 25 | Cedar Valley | 05Do not honor | Retry schedule | 1 | Recovered | $15 | $0.10 | b5e59275…ea9b |
| 13859 | FG-24089Feb 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 2 | Recovered | $15 | $0.20 | bf4ad8ef…1fee |
| 13860 | FG-24090May 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 5304c7a0…42d6 |
| 13861 | FG-24091Jul 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | fe2d52a0…d806 |
| 13862 | FG-24092Aug 26 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 8a174de1…e06a |
| 13863 | FG-24093Dec 25 | Cedar Valley | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 171647fb…efc8 |
| 13864 | FG-24094Jan 26 | Cedar Valley | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | d5982244…8035 |
| 13865 | FG-24095Dec 25 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | a0f2be18…cccd |
| 13866 | FG-24096Aug 26 | Northgate | 65Insufficient funds | Retry schedule | 2 | Recovered | $25 | $0.20 | b8a07111…47f6 |
| 13867 | FG-24097Apr 26 | Harbor Light | R09ACH R01 funds | Retry schedule | 1 | Recovered | $100 | $0.10 | 22914636…b9e1 |
| 13868 | FG-24098Oct 25 | Northgate | 59Suspected fraud | Donor outreach | 1 | Not recovered | — | $0.10 | fcfb05f7…27ce |
| 13869 | FG-24099Aug 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | 6c95efde…ce96 |
| 13870 | FG-24100Jul 26 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $40 | $0.10 | b527a3d8…9b70 |
| 13871 | FG-24101Mar 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | d359863f…b348 |
| 13872 | FG-24102Dec 25 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | a10c1f12…fa88 |
| 13873 | FG-24103Mar 26 | Harbor Light | 01Do not honor | Retry schedule | 1 | Recovered | $50 | $0.10 | 7f1caa2d…e742 |
| 13874 | FG-24104Mar 26 | Northgate | 01Do not honor | Retry schedule | 2 | Recovered | $30 | $0.20 | 43d50150…1a65 |
| 13875 | FG-24105May 26 | Northgate | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 4401702f…e231 |
| 13876 | FG-24106Oct 25 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 869fa3d2…f62e |
| 13877 | FG-24107Dec 25 | Riverbend | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | a585893e…2574 |
| 13878 | FG-24108Jan 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 8115c95e…c410 |
| 13879 | FG-24109Feb 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 910d18e6…a5fe |
| 13880 | FG-24110Apr 26 | Riverbend | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 479af814…8e25 |
| 13881 | FG-24111Oct 25 | Harbor Light | 96Issuer unavailable | Retry schedule | 2 | Recovered | $15 | $0.20 | 5205d7b6…6159 |
| 13882 | FG-24112Nov 25 | Harbor Light | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 71172ad2…8f20 |
| 13883 | FG-24113May 26 | Harbor Light | 41Lost or stolen | Card updater, then retry | 1 | Recovered | $15 | $0.10 | dd9da0a4…8862 |
| 13884 | FG-24114Mar 26 | Northgate | R01ACH R01 funds | Retry schedule | 3 | Not recovered | — | $0.30 | 286b42e6…0ea2 |
| 13885 | FG-24115May 26 | Lumen Arts | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | 855b105d…2747 |
| 13886 | FG-24116Aug 26 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | 55426aac…6929 |
| 13887 | FG-24117Dec 25 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | beba9e7c…c7d6 |
| 13888 | FG-24118Nov 25 | Riverbend | 59Suspected fraud | Donor outreach | 1 | Recovered | $25 | $0.10 | 34a05282…391f |
| 13889 | FG-24119Nov 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 51a4fc5f…3ff2 |
| 13890 | FG-24120Jan 26 | Riverbend | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 8b5cf149…edaf |
| 13891 | FG-24121Feb 26 | Harbor Light | 41Lost or stolen | Card updater, then retry | 2 | Recovered | $25 | $0.20 | eeadaef5…fae2 |
| 13892 | FG-24122Aug 26 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 5f08dad8…0479 |
| 13893 | FG-24123Jul 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | e2b7a6fd…8df5 |
| 13894 | FG-24124Feb 26 | Riverbend | 33Expired card | Card updater, then retry | 2 | Recovered | $40 | $0.20 | ac15d781…6794 |
| 13895 | FG-24125Jul 26 | Riverbend | 62Account closed | Donor outreach | 1 | Recovered | $40 | $0.10 | afa08c9d…ff80 |
| 13896 | FG-24126Aug 26 | Riverbend | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | 41d5f849…c3cf |
| 13897 | FG-24127Oct 25 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 72e86d85…54ac |
| 13898 | FG-24128Jul 26 | Riverbend | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | ed34836e…57be |
| 13899 | FG-24129Jul 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | fa291070…3d93 |
| 13900 | FG-24130Jan 26 | Northgate | 96Issuer unavailable | Retry schedule | 3 | Not recovered | — | $0.30 | 2b7415a5…13bc |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.