Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 14201 | FG-24431Apr 26 | Northgate | 19Issuer unavailable | Retry schedule | 1 | Recovered | $150 | $0.10 | c7569188…3251 |
| 14202 | FG-24432Nov 25 | Lumen Arts | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | ac7ebca3…0f79 |
| 14203 | FG-24433Jan 26 | Lumen Arts | R01ACH R01 funds | Retry schedule | 1 | Recovered | $45 | $0.10 | b42d27d8…4824 |
| 14204 | FG-24434Jul 26 | Lumen Arts | R04ACH R03 no acct | Donor outreach | 1 | Recovered | $45 | $0.10 | 5468f6e1…d34b |
| 14205 | FG-24435Apr 26 | Riverbend | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | d766513f…12fa |
| 14206 | FG-24436May 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | a46cdd60…af82 |
| 14207 | FG-24437Jul 26 | Riverbend | 78Account closed | Donor outreach | 1 | Recovered | $15 | $0.10 | d956ca8c…8bb5 |
| 14208 | FG-24438Jan 26 | Harbor Light | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 048814dd…b222 |
| 14209 | FG-24439May 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | edc5990f…4589 |
| 14210 | FG-24440Jul 26 | Harbor Light | 05Do not honor | Retry schedule | 2 | Recovered | $50 | $0.20 | 9ad4ebb5…6d55 |
| 14211 | FG-24441Apr 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 2c5eb5de…f3db |
| 14212 | FG-24442May 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | bc1a566c…9500 |
| 14213 | FG-24443Jan 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 11476a1c…0084 |
| 14214 | FG-24444Jan 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | ed679aed…c5c1 |
| 14215 | FG-24445Feb 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 23b8bd41…e11c |
| 14216 | FG-24446Mar 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 7ada2472…6888 |
| 14217 | FG-24447May 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 69f6ada7…93f3 |
| 14218 | FG-24448Jul 26 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Recovered | $70 | $0.20 | 9dc0798a…7f6c |
| 14219 | FG-24449Aug 26 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Recovered | $70 | $0.30 | 4120ba4c…1e69 |
| 14220 | FG-24450May 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | ad29fff8…e761 |
| 14221 | FG-24451May 26 | Northgate | 02Do not honor | Retry schedule | 2 | Recovered | $15 | $0.20 | 94777c55…dafc |
| 14222 | FG-24452Jul 26 | Riverbend | R01ACH R01 funds | Retry schedule | 1 | Recovered | $20 | $0.10 | b0652631…c739 |
| 14223 | FG-24453Jun 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 38f1fc12…949d |
| 14224 | FG-24454Dec 25 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 8a982fcf…2220 |
| 14225 | FG-24455Jun 26 | Northgate | 46Account closed | Donor outreach | 0 | Stopped | — | $0.00 | cbecaf81…22ca |
| 14226 | FG-24456Oct 25 | Northgate | R01ACH R01 funds | Retry schedule | 2 | Recovered | $25 | $0.20 | 105d9aa4…2641 |
| 14227 | FG-24457Mar 26 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | d86e0e58…737f |
| 14228 | FG-24458Oct 25 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | d9101c0d…dbb5 |
| 14229 | FG-24459Mar 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 960d03df…4464 |
| 14230 | FG-24460Jun 26 | Riverbend | 57Invalid card | Donor outreach | 1 | Recovered | $25 | $0.10 | 7287483d…3ca4 |
| 14231 | FG-24461Aug 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | c0afeec2…59c8 |
| 14232 | FG-24462Mar 26 | Harbor Light | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | d4f1f71e…6855 |
| 14233 | FG-24463Dec 25 | Northgate | 05Do not honor | Retry schedule | 4 | Recovered | $50 | $0.40 | cf1a9ead…7d0a |
| 14234 | FG-24464Apr 26 | Northgate | 33Expired card | Card updater, then retry | 2 | Recovered | $50 | $0.20 | 06b69f20…dc86 |
| 14235 | FG-24465Aug 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 485e8e57…b184 |
| 14236 | FG-24466Jul 26 | Northgate | 61Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | dfbc9ce1…9135 |
| 14237 | FG-24467Oct 25 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $40 | $0.10 | 082c192d…3663 |
| 14238 | FG-24468Jan 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $40 | $0.10 | 0ecaf9f5…9e6b |
| 14239 | FG-24469Aug 26 | Harbor Light | 78Account closed | Donor outreach | 1 | Recovered | $40 | $0.10 | 4e2787a4…33fc |
| 14240 | FG-24470Oct 25 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | a953fa74…2c4b |
| 14241 | FG-24471Dec 25 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 27e20c0a…d9c4 |
| 14242 | FG-24472May 26 | Lumen Arts | 43Lost or stolen | Card updater, then retry | 1 | Recovered | $35 | $0.10 | b00ca9c9…d3ad |
| 14243 | FG-24473May 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 951f41a0…bdd8 |
| 14244 | FG-24474Jun 26 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | cd7e16c7…eb4e |
| 14245 | FG-24475Feb 26 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | 0c5c1143…667e |
| 14246 | FG-24476Apr 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Recovered | $60 | $0.20 | 7220e0fd…9063 |
| 14247 | FG-24477Jun 26 | Lumen Arts | 46Account closed | Donor outreach | 1 | Recovered | $60 | $0.10 | 7e670c7e…a2d5 |
| 14248 | FG-24478Oct 25 | Northgate | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | 1dcb8e2b…dd3e |
| 14249 | FG-24479Dec 25 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | 02161259…b66c |
| 14250 | FG-24480Jan 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | 228cd733…8344 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.