Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 14301 | FG-24531Sep 26 | Harbor Light | 01Do not honor | Retry schedule | 3 | Recovered | $15 | $0.30 | 6db1f9df…75eb |
| 14302 | FG-24532Jul 26 | Lumen Arts | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | 9f4b8f2f…c732 |
| 14303 | FG-24533May 26 | Northgate | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | b4be40be…8231 |
| 14304 | FG-24534Nov 25 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 0de1dcd2…7c1e |
| 14305 | FG-24535Apr 26 | Harbor Light | 33Expired card | Donor outreach | 1 | Recovered | $25 | $0.10 | 9cac244e…6949 |
| 14306 | FG-24536Jul 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | a079437c…a08d |
| 14307 | FG-24537Jan 26 | Lumen Arts | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 31b07695…b246 |
| 14308 | FG-24538Oct 25 | Harbor Light | 05Do not honor | Retry schedule | 1 | Recovered | $35 | $0.10 | 848fd698…bb07 |
| 14309 | FG-24539Jan 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 91722305…25de |
| 14310 | FG-24540Apr 26 | Harbor Light | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 344153c3…6460 |
| 14311 | FG-24541Jul 26 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | b58b5652…a462 |
| 14312 | FG-24542Aug 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 4052ea94…393c |
| 14313 | FG-24543Feb 26 | Northgate | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 6987b836…fdd1 |
| 14314 | FG-24544Nov 25 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $425 | $0.10 | 4b118978…e9b5 |
| 14315 | FG-24545Dec 25 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | 6048a50a…7638 |
| 14316 | FG-24546Nov 25 | Lumen Arts | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 97758f53…846a |
| 14317 | FG-24547Oct 25 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | 1b19b4e8…dbce |
| 14318 | FG-24548Feb 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | 09d03438…56b5 |
| 14319 | FG-24549Feb 26 | Harbor Light | 65Insufficient funds | Retry schedule | 2 | Recovered | $80 | $0.20 | 1731e076…1254 |
| 14320 | FG-24550Nov 25 | Riverbend | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | e9b9a959…b9fb |
| 14321 | FG-24551Nov 25 | Harbor Light | 43Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | aafe1972…4e14 |
| 14322 | FG-24552Oct 25 | Riverbend | 51Insufficient funds | Retry schedule | 4 | Recovered | $35 | $0.40 | a2812fc3…76a6 |
| 14323 | FG-24553Nov 25 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 36cbff7b…536d |
| 14324 | FG-24554Dec 25 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Recovered | $35 | $0.20 | 591fddd1…1869 |
| 14325 | FG-24555Mar 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | e97ecbb7…f07f |
| 14326 | FG-24556Apr 26 | Riverbend | 59Suspected fraud | Donor outreach | 1 | Recovered | $35 | $0.10 | c81cff3c…cc8f |
| 14327 | FG-24557Aug 26 | Riverbend | 91Issuer unavailable | Retry schedule | 1 | Recovered | $35 | $0.10 | a703dd67…7fc6 |
| 14328 | FG-24558Dec 25 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $90 | $0.20 | 4d4b083a…fdf9 |
| 14329 | FG-24559Oct 25 | Northgate | 65Insufficient funds | Retry schedule | 3 | Recovered | $40 | $0.30 | 0e3b33ae…70d0 |
| 14330 | FG-24560Dec 25 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | c204c3fb…58a3 |
| 14331 | FG-24561Aug 26 | Cedar Valley | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 1cd127b7…21f0 |
| 14332 | FG-24562Mar 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | c3b9c6e5…0126 |
| 14333 | FG-24563May 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | 6a748a08…e0fd |
| 14334 | FG-24564Jul 26 | Cedar Valley | 91Issuer unavailable | Retry schedule | 1 | Recovered | $10 | $0.10 | 1f006c46…466e |
| 14335 | FG-24565May 26 | Riverbend | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | fb5d0647…171a |
| 14336 | FG-24566Jan 26 | Northgate | 61Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 2d8ca45a…a2d6 |
| 14337 | FG-24567Feb 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 2641fa70…c99f |
| 14338 | FG-24568Mar 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | a02eb1d8…8dd1 |
| 14339 | FG-24569Oct 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $120 | $0.10 | 3067819a…75f5 |
| 14340 | FG-24570May 26 | Cedar Valley | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | de97dae7…84d1 |
| 14341 | FG-24571Aug 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 4f751d19…4bde |
| 14342 | FG-24572Jan 26 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 2465d32f…0d28 |
| 14343 | FG-24573Nov 25 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Recovered | $25 | $0.20 | a9c63e67…b0a4 |
| 14344 | FG-24574Jun 26 | Riverbend | 65Insufficient funds | Retry schedule | 4 | Recovered | $25 | $0.40 | a35fd101…c8e4 |
| 14345 | FG-24575Oct 25 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $90 | $0.10 | 3bf661fc…de8f |
| 14346 | FG-24576May 26 | Harbor Light | 57Invalid card | Donor outreach | 1 | Recovered | $90 | $0.10 | fa1680cf…9a47 |
| 14347 | FG-24577Jan 26 | Riverbend | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 86eb07fc…ad51 |
| 14348 | FG-24578Mar 26 | Riverbend | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | ff3256f8…21c6 |
| 14349 | FG-24579Jul 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | d3801dba…d178 |
| 14350 | FG-24580Dec 25 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 1225deae…0493 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.