Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 14601 | FG-24831Apr 26 | Riverbend | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 0b17761d…b73b |
| 14602 | FG-24832Nov 25 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 6ae33d5d…c527 |
| 14603 | FG-24833Apr 26 | Riverbend | 15Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | f0e3dbb3…acf7 |
| 14604 | FG-24834May 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | ba8fbfec…8814 |
| 14605 | FG-24835Oct 25 | Northgate | 65Insufficient funds | Retry schedule | 3 | Recovered | $45 | $0.30 | 2839ee98…3793 |
| 14606 | FG-24836Feb 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 051517e9…f0dd |
| 14607 | FG-24837May 26 | Northgate | R01ACH R01 funds | Retry schedule | 2 | Stopped | — | $0.20 | 49677b14…5406 |
| 14608 | FG-24838Aug 26 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | ec128cf7…8c56 |
| 14609 | FG-24839Jun 26 | Harbor Light | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 9d81914c…dd04 |
| 14610 | FG-24840Jul 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 7edaf93e…20d2 |
| 14611 | FG-24841Jul 26 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 78e87d50…3c12 |
| 14612 | FG-24842Jan 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | f1525a87…22e9 |
| 14613 | FG-24843Feb 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Recovered | $70 | $0.20 | 5e34466c…92d8 |
| 14614 | FG-24844Apr 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 92dee3a2…7875 |
| 14615 | FG-24845Jul 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 8d0a30d6…dd4e |
| 14616 | FG-24846Aug 26 | Lumen Arts | 91Issuer unavailable | Retry schedule | 1 | Recovered | $35 | $0.10 | ca490442…6597 |
| 14617 | FG-24847May 26 | Lumen Arts | 54Expired card | Donor outreach | 1 | Recovered | $10 | $0.10 | 6ba5d868…968a |
| 14618 | FG-24848May 26 | Northgate | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 07ed3844…216c |
| 14619 | FG-24849Nov 25 | Northgate | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 459579ee…c746 |
| 14620 | FG-24850Dec 25 | Northgate | 63Suspected fraud | Donor outreach | 1 | Recovered | $25 | $0.10 | 15d3c1ee…71f6 |
| 14621 | FG-24851Feb 26 | Northgate | 02Do not honor | Retry schedule | 1 | Recovered | $25 | $0.10 | 734965fe…4692 |
| 14622 | FG-24852Aug 26 | Northgate | 02Do not honor | Retry schedule | 3 | Recovered | $25 | $0.30 | 462e503c…c759 |
| 14623 | FG-24853Apr 26 | Northgate | 02Do not honor | Retry schedule | 1 | Recovered | $90 | $0.10 | 66d2fb5e…7d31 |
| 14624 | FG-24854Sep 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $40 | $0.10 | 1b899f5c…9b06 |
| 14625 | FG-24855Jan 26 | Riverbend | 51Insufficient funds | Retry schedule | 4 | Recovered | $10 | $0.40 | 7149dce3…4ad5 |
| 14626 | FG-24856Nov 25 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Recovered | $35 | $0.20 | 4c3165dc…d931 |
| 14627 | FG-24857Dec 25 | Riverbend | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | b0b3ba31…5c14 |
| 14628 | FG-24858Apr 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 1cd3f388…da4e |
| 14629 | FG-24859Sep 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | 22fae1fa…e70d |
| 14630 | FG-24860Feb 26 | Lumen Arts | R01ACH R01 funds | Retry schedule | 3 | Recovered | $70 | $0.30 | 25d3ad4e…b0ed |
| 14631 | FG-24861May 26 | Lumen Arts | R09ACH R01 funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 79f7bfab…1780 |
| 14632 | FG-24862Oct 25 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $45 | $0.20 | fec79140…f795 |
| 14633 | FG-24863Jun 26 | Northgate | 65Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | bbbf2afe…078b |
| 14634 | FG-24864Aug 26 | Riverbend | 43Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | dd126230…7b9c |
| 14635 | FG-24865Mar 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | bc626158…011e |
| 14636 | FG-24866Jan 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Recovered | $35 | $0.30 | 4c98592d…21af |
| 14637 | FG-24867Aug 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | 642a20bc…f4f4 |
| 14638 | FG-24868Feb 26 | Cedar Valley | 96Issuer unavailable | Retry schedule | 1 | Recovered | $100 | $0.10 | d8b9b224…82b1 |
| 14639 | FG-24869Mar 26 | Riverbend | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | cd28b874…5780 |
| 14640 | FG-24870May 26 | Riverbend | 65Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | b8d14ab1…30b0 |
| 14641 | FG-24871Nov 25 | Riverbend | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | b38d3d4a…b3ec |
| 14642 | FG-24872Dec 25 | Riverbend | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | 1de79961…7b50 |
| 14643 | FG-24873Oct 25 | Lumen Arts | 05Do not honor | Retry schedule | 3 | Recovered | $50 | $0.30 | 77cf876d…3585 |
| 14644 | FG-24874Nov 25 | Northgate | 05Do not honor | Retry schedule | 2 | Recovered | $25 | $0.20 | 44a0e855…ec1a |
| 14645 | FG-24875Jan 26 | Northgate | 96Issuer unavailable | Retry schedule | 1 | Recovered | $25 | $0.10 | 94f18c34…ee9b |
| 14646 | FG-24876Dec 25 | Cedar Valley | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | c69796b6…d2f0 |
| 14647 | FG-24877Aug 26 | Cedar Valley | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 3939022c…6eb7 |
| 14648 | FG-24878Dec 25 | Riverbend | 14Invalid card | Donor outreach | 1 | Recovered | $25 | $0.10 | 75fa1e40…20d7 |
| 14649 | FG-24879Mar 26 | Riverbend | 91Issuer unavailable | Retry schedule | 1 | Recovered | $25 | $0.10 | 8dd7abe6…d008 |
| 14650 | FG-24880Mar 26 | Northgate | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 4496122a…64bd |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.