Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 15951 | FG-26181Jan 26 | Harbor Light | 01Do not honor | Retry schedule | 4 | Recovered | $40 | $0.40 | d44630b5…8f07 |
| 15952 | FG-26182Jul 26 | Harbor Light | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 330022c8…208a |
| 15953 | FG-26183Aug 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $40 | $0.20 | 18b705f0…87ea |
| 15954 | FG-26184Nov 25 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 19dc8ff3…763b |
| 15955 | FG-26185May 26 | Northgate | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 31949742…77eb |
| 15956 | FG-26186Mar 26 | Cedar Valley | 91Issuer unavailable | Retry schedule | 1 | Recovered | $5 | $0.10 | 6fb3bd37…211e |
| 15957 | FG-26187Dec 25 | Harbor Light | 91Issuer unavailable | Retry schedule | 1 | Recovered | $190 | $0.10 | 6dcc0ca4…49e3 |
| 15958 | FG-26188Mar 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $190 | $0.10 | 64283de5…f78b |
| 15959 | FG-26189Nov 25 | Riverbend | 96Issuer unavailable | Retry schedule | 1 | Recovered | $60 | $0.10 | 87702621…fe3c |
| 15960 | FG-26190Jan 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 2ebb7b9b…94ac |
| 15961 | FG-26191Apr 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | ddbefca8…126b |
| 15962 | FG-26192Jun 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 2303247a…a8d2 |
| 15963 | FG-26193Dec 25 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | 36705f2a…6639 |
| 15964 | FG-26194May 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Recovered | $15 | $0.20 | e764124c…e770 |
| 15965 | FG-26195Mar 26 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 456c8cea…2ebc |
| 15966 | FG-26196Apr 26 | Harbor Light | 91Issuer unavailable | Retry schedule | 3 | Not recovered | — | $0.30 | 27a2e358…a429 |
| 15967 | FG-26197Feb 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 5f4452cd…01b3 |
| 15968 | FG-26198Oct 25 | Riverbend | 91Issuer unavailable | Retry schedule | 1 | Recovered | $20 | $0.10 | bd3726b5…f4dc |
| 15969 | FG-26199May 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 13e48c5c…fad4 |
| 15970 | FG-26200Nov 25 | Lumen Arts | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 67d9dcdd…fdcb |
| 15971 | FG-26201Apr 26 | Lumen Arts | R01ACH R01 funds | Retry schedule | 1 | Recovered | $45 | $0.10 | e45a6a28…8e62 |
| 15972 | FG-26202Apr 26 | Cedar Valley | 15Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | f42e5941…8cbb |
| 15973 | FG-26203Aug 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | b11f308b…0b6c |
| 15974 | FG-26204Apr 26 | Lumen Arts | R02ACH R02 closed | Donor outreach | 1 | Recovered | $50 | $0.10 | 524f7fc9…9609 |
| 15975 | FG-26205Nov 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 18e173fa…e7e5 |
| 15976 | FG-26206Aug 26 | Riverbend | 01Do not honor | Retry schedule | 1 | Recovered | $20 | $0.10 | 5648ce9e…920a |
| 15977 | FG-26207Oct 25 | Lumen Arts | R04ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 709e764b…c2f5 |
| 15978 | FG-26208Aug 26 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $10 | $0.10 | 600ce2fd…0849 |
| 15979 | FG-26209Mar 26 | Cedar Valley | R01ACH R01 funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 305b095d…e391 |
| 15980 | FG-26210Sep 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 8e0ad33a…dc04 |
| 15981 | FG-26211Oct 25 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 110813b3…3175 |
| 15982 | FG-26212Feb 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | ee665a28…75dc |
| 15983 | FG-26213Mar 26 | Northgate | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 02bb8da3…00a9 |
| 15984 | FG-26214Sep 26 | Northgate | 05Do not honor | Retry schedule | 3 | Recovered | $40 | $0.30 | 9e72b24c…be78 |
| 15985 | FG-26215Jan 26 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 24744ad0…8d13 |
| 15986 | FG-26216Feb 26 | Harbor Light | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 848eaf68…59ca |
| 15987 | FG-26217Apr 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | e8a12860…f64b |
| 15988 | FG-26218Aug 26 | Lumen Arts | 01Do not honor | Retry schedule | 1 | Recovered | $25 | $0.10 | 8a71d4e9…20c6 |
| 15989 | FG-26219Sep 26 | Lumen Arts | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | edde8aae…bec8 |
| 15990 | FG-26220Oct 25 | Northgate | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | 5ce0f91f…fed1 |
| 15991 | FG-26221Dec 25 | Northgate | 61Insufficient funds | Retry schedule | 2 | Recovered | $25 | $0.20 | ca18a6ff…519b |
| 15992 | FG-26222Mar 26 | Northgate | 57Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 8fa759c9…3ffe |
| 15993 | FG-26223Jun 26 | Northgate | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | f3e33775…44aa |
| 15994 | FG-26224Oct 25 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | d4dec002…52d1 |
| 15995 | FG-26225Oct 25 | Northgate | 01Do not honor | Retry schedule | 1 | Recovered | $150 | $0.10 | ac807c41…a0cc |
| 15996 | FG-26226Nov 25 | Northgate | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | d8d98006…4c66 |
| 15997 | FG-26227Feb 26 | Northgate | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 0b443c3a…ec89 |
| 15998 | FG-26228Jul 26 | Harbor Light | 57Invalid card | Donor outreach | 1 | Recovered | $25 | $0.10 | cbf3e3f5…c1d8 |
| 15999 | FG-26229Dec 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 24c586a3…a9d5 |
| 16000 | FG-26230Aug 26 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 678ef745…cbef |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.