Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 16351 | FG-26581Dec 25 | Harbor Light | 96Issuer unavailable | Retry schedule | 1 | Recovered | $45 | $0.10 | a6e57dde…9dd5 |
| 16352 | FG-26582Apr 26 | Harbor Light | 05Do not honor | Retry schedule | 1 | Recovered | $45 | $0.10 | a1d791cc…012c |
| 16353 | FG-26583Mar 26 | Harbor Light | 65Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 6597329e…cadd |
| 16354 | FG-26584Apr 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $40 | $0.10 | 96b2f20c…e402 |
| 16355 | FG-26585Jul 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | ec37c156…df7f |
| 16356 | FG-26586Jan 26 | Lumen Arts | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 944ed633…44bd |
| 16357 | FG-26587Jul 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | bdf3b244…95bb |
| 16358 | FG-26588Dec 25 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $100 | $0.10 | e4966879…c1c6 |
| 16359 | FG-26589Jun 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $100 | $0.10 | bf9b44e1…c11f |
| 16360 | FG-26590Jul 26 | Riverbend | 01Do not honor | Retry schedule | 1 | Recovered | $100 | $0.10 | 6d81f01b…9d27 |
| 16361 | FG-26591Aug 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | e0c82241…3363 |
| 16362 | FG-26592Sep 26 | Cedar Valley | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | b97144a8…2f6f |
| 16363 | FG-26593Dec 25 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 40be574e…7afc |
| 16364 | FG-26594Nov 25 | Harbor Light | 15Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 7119ffd2…92a4 |
| 16365 | FG-26595May 26 | Harbor Light | 59Suspected fraud | Donor outreach | 1 | Recovered | $40 | $0.10 | 5d160c8f…9bde |
| 16366 | FG-26596Oct 25 | Lumen Arts | 61Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 81b27ab8…97e3 |
| 16367 | FG-26597Jan 26 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | c62b6e12…a08f |
| 16368 | FG-26598Feb 26 | Lumen Arts | 59Suspected fraud | Donor outreach | 1 | Recovered | $60 | $0.10 | c097cbb4…1c5a |
| 16369 | FG-26599Aug 26 | Lumen Arts | 15Invalid card | Donor outreach | 1 | Recovered | $60 | $0.10 | 6390bf43…04b1 |
| 16370 | FG-26600Nov 25 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $80 | $0.10 | a699e5ff…86ea |
| 16371 | FG-26601Feb 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 478fb1e8…081c |
| 16372 | FG-26602Apr 26 | Harbor Light | 65Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 50ba60a4…e30f |
| 16373 | FG-26603Dec 25 | Riverbend | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | aedc416e…1b8d |
| 16374 | FG-26604Apr 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $90 | $0.10 | caf9e71c…3be1 |
| 16375 | FG-26605Oct 25 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 32b27e45…6ac6 |
| 16376 | FG-26606Nov 25 | Riverbend | 54Expired card | Card updater, then retry | 2 | Recovered | $50 | $0.20 | 75a00243…0ed2 |
| 16377 | FG-26607May 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 464685c9…e8cd |
| 16378 | FG-26608Jun 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | ebd9f15a…5dc8 |
| 16379 | FG-26609Oct 25 | Harbor Light | 91Issuer unavailable | Retry schedule | 1 | Recovered | $20 | $0.10 | b4438eb2…f537 |
| 16380 | FG-26610Apr 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 6e11e03b…2425 |
| 16381 | FG-26611Feb 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | 69da4d4b…63d4 |
| 16382 | FG-26612Jun 26 | Riverbend | 19Issuer unavailable | Retry schedule | 1 | Recovered | $15 | $0.10 | 1aa0b4e7…c252 |
| 16383 | FG-26613Dec 25 | Cedar Valley | R01ACH R01 funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 5f505ef6…693f |
| 16384 | FG-26614Apr 26 | Lumen Arts | 01Do not honor | Retry schedule | 1 | Recovered | $50 | $0.10 | 91873166…488b |
| 16385 | FG-26615Sep 26 | Lumen Arts | 57Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 2d8b57c3…d882 |
| 16386 | FG-26616Oct 25 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Recovered | $30 | $0.30 | fbcf63df…0f04 |
| 16387 | FG-26617Oct 25 | Cedar Valley | 01Do not honor | Retry schedule | 1 | Recovered | $45 | $0.10 | 705ec62b…73df |
| 16388 | FG-26618Jan 26 | Cedar Valley | 05Do not honor | Retry schedule | 1 | Recovered | $45 | $0.10 | c41e4041…3b00 |
| 16389 | FG-26619Feb 26 | Cedar Valley | 46Account closed | Donor outreach | 1 | Recovered | $45 | $0.10 | 231a6217…cb77 |
| 16390 | FG-26620Apr 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | c1b516f8…ee1e |
| 16391 | FG-26621Mar 26 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Recovered | $35 | $0.10 | 5be3d8a7…dc77 |
| 16392 | FG-26622May 26 | Cedar Valley | 91Issuer unavailable | Retry schedule | 1 | Recovered | $35 | $0.10 | 48916e7b…937e |
| 16393 | FG-26623Jun 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 55813a06…e715 |
| 16394 | FG-26624Aug 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | c63caced…e27a |
| 16395 | FG-26625Oct 25 | Lumen Arts | 59Suspected fraud | Donor outreach | 1 | Recovered | $35 | $0.10 | de8861ab…5281 |
| 16396 | FG-26626Apr 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Recovered | $35 | $0.20 | 150d4288…92b4 |
| 16397 | FG-26627Mar 26 | Northgate | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 048a3d88…557d |
| 16398 | FG-26628May 26 | Northgate | 15Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 7dc23c15…985d |
| 16399 | FG-26629Jun 26 | Northgate | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 0f1a365f…cda4 |
| 16400 | FG-26630Nov 25 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | d2795f3f…f273 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.