Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 1601 | FG-11831Sep 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 7f5a0665…6b6f |
| 1602 | FG-11832Feb 26 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 000f836e…efd6 |
| 1603 | FG-11833Oct 25 | Northgate | 05Do not honor | Retry schedule | 3 | Recovered | $20 | $0.30 | 5c3b5bd9…9e4a |
| 1604 | FG-11834Feb 26 | Northgate | 91Issuer unavailable | Retry schedule | 1 | Recovered | $20 | $0.10 | a1fe1f34…a3b6 |
| 1605 | FG-11835Oct 25 | Riverbend | 63Suspected fraud | Donor outreach | 1 | Recovered | $120 | $0.10 | 9f61ff48…58c0 |
| 1606 | FG-11836Dec 25 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | de4f7f0c…8989 |
| 1607 | FG-11837Jan 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 3c3b1a82…f7e6 |
| 1608 | FG-11838Sep 26 | Riverbend | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 9f2135b2…d6ba |
| 1609 | FG-11839Aug 26 | Riverbend | R01ACH R01 funds | Retry schedule | 2 | Stopped | — | $0.20 | d441c0e3…b1c7 |
| 1610 | FG-11840Nov 25 | Harbor Light | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 53dc8064…8c49 |
| 1611 | FG-11841Jun 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | fdb1c54c…f114 |
| 1612 | FG-11842Jun 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 5ad378d3…8047 |
| 1613 | FG-11843Jul 26 | Riverbend | 14Invalid card | Donor outreach | 1 | Recovered | $40 | $0.10 | 002748be…e73e |
| 1614 | FG-11844Dec 25 | Harbor Light | 02Do not honor | Retry schedule | 2 | Recovered | $40 | $0.20 | b588eedf…b919 |
| 1615 | FG-11845Sep 26 | Northgate | 02Do not honor | Retry schedule | 2 | Recovered | $25 | $0.20 | 807815d3…b1e2 |
| 1616 | FG-11846Feb 26 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $40 | $0.10 | c4831dd8…2441 |
| 1617 | FG-11847Mar 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 3 | Recovered | $40 | $0.30 | 537af011…3fc1 |
| 1618 | FG-11848May 26 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $40 | $0.10 | b9984190…5673 |
| 1619 | FG-11849Aug 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 90cd2c5f…af44 |
| 1620 | FG-11850May 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | f2bd0a3f…9ed1 |
| 1621 | FG-11851Mar 26 | Riverbend | 65Insufficient funds | Retry schedule | 4 | Recovered | $20 | $0.40 | 1ffaf271…f8ef |
| 1622 | FG-11852Apr 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 5d8f2434…e07c |
| 1623 | FG-11853Dec 25 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $150 | $0.10 | 2f3c3ddc…26df |
| 1624 | FG-11854Feb 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 3a43a4a6…e3da |
| 1625 | FG-11855Oct 25 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $90 | $0.10 | 4168e239…6086 |
| 1626 | FG-11856Jan 26 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $100 | $0.10 | 89b87c0d…b666 |
| 1627 | FG-11857Nov 25 | Lumen Arts | R01ACH R01 funds | Retry schedule | 1 | Recovered | $150 | $0.10 | 1178cc92…e876 |
| 1628 | FG-11858May 26 | Cedar Valley | R04ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 19b1bae4…a69b |
| 1629 | FG-11859Dec 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | e2e8caa4…95fc |
| 1630 | FG-11860Nov 25 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | c7af84e6…24ec |
| 1631 | FG-11861Mar 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 3e529cc2…0d09 |
| 1632 | FG-11862Dec 25 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 480bd217…3959 |
| 1633 | FG-11863Apr 26 | Northgate | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 1740843e…0c33 |
| 1634 | FG-11864Oct 25 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | 93714f33…f730 |
| 1635 | FG-11865Jul 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Recovered | $20 | $0.30 | 260152ce…7c54 |
| 1636 | FG-11866Oct 25 | Riverbend | 65Insufficient funds | Retry schedule | 4 | Recovered | $25 | $0.40 | 894ac73a…a85d |
| 1637 | FG-11867Apr 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 3df8588a…5824 |
| 1638 | FG-11868Apr 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | 5c105f09…36f5 |
| 1639 | FG-11869Aug 26 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | 6291e5fa…7af0 |
| 1640 | FG-11870Oct 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | de2ef807…a76d |
| 1641 | FG-11871Sep 26 | Riverbend | 46Account closed | Donor outreach | 0 | Stopped | — | $0.00 | b33493d9…20f6 |
| 1642 | FG-11872Nov 25 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 828b9c16…00b4 |
| 1643 | FG-11873Apr 26 | Riverbend | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 5c539eac…8e44 |
| 1644 | FG-11874Jun 26 | Riverbend | 33Expired card | Donor outreach | 1 | Not recovered | — | $0.10 | 79507157…8715 |
| 1645 | FG-11875Aug 26 | Riverbend | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 26b9e9c5…88e3 |
| 1646 | FG-11876Nov 25 | Northgate | 61Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 0a2a4d60…3a6e |
| 1647 | FG-11877Jun 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 2 | Recovered | $20 | $0.20 | 2f257a93…acc7 |
| 1648 | FG-11878Feb 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 11b8450e…40e6 |
| 1649 | FG-11879Dec 25 | Harbor Light | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 9d7c3880…29b8 |
| 1650 | FG-11880Jun 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | fa51eab6…f99f |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.