Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 16951 | FG-27181Apr 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 30d36ea2…6006 |
| 16952 | FG-27182Sep 26 | Riverbend | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | a16f62c5…8748 |
| 16953 | FG-27183Mar 26 | Cedar Valley | 59Suspected fraud | Donor outreach | 1 | Recovered | $5 | $0.10 | 9749140f…082c |
| 16954 | FG-27184Aug 26 | Cedar Valley | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | d35f7a7c…38be |
| 16955 | FG-27185Aug 26 | Northgate | 59Suspected fraud | Donor outreach | 1 | Recovered | $225 | $0.10 | 4695f16f…ae92 |
| 16956 | FG-27186Feb 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 9d59e73a…4d70 |
| 16957 | FG-27187Jun 26 | Riverbend | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 2c611d8d…ab05 |
| 16958 | FG-27188Nov 25 | Harbor Light | 96Issuer unavailable | Retry schedule | 1 | Recovered | $10 | $0.10 | 36868487…f96e |
| 16959 | FG-27189Apr 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | e0b626d2…b161 |
| 16960 | FG-27190May 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 71cdd311…1e7d |
| 16961 | FG-27191Feb 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | bc19a557…51b2 |
| 16962 | FG-27192Aug 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Recovered | $20 | $0.20 | 35b05d14…7a2a |
| 16963 | FG-27193Jan 26 | Northgate | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | 40bac8a7…46ee |
| 16964 | FG-27194Nov 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Recovered | $30 | $0.30 | a1b4cb3e…3c4d |
| 16965 | FG-27195Dec 25 | Cedar Valley | 61Insufficient funds | Retry schedule | 2 | Recovered | $30 | $0.20 | 1e9a7851…6700 |
| 16966 | FG-27196Mar 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | a19068aa…6e28 |
| 16967 | FG-27197Dec 25 | Northgate | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 51e4c2d7…10fb |
| 16968 | FG-27198Feb 26 | Harbor Light | 65Insufficient funds | Retry schedule | 2 | Recovered | $10 | $0.20 | 660b83dc…3de8 |
| 16969 | FG-27199Dec 25 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $130 | $0.10 | b4a8546b…954c |
| 16970 | FG-27200Oct 25 | Cedar Valley | 65Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 5a87fa16…1d58 |
| 16971 | FG-27201Nov 25 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 8c205609…4d74 |
| 16972 | FG-27202May 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | e2b25806…5fef |
| 16973 | FG-27203Jul 26 | Harbor Light | 54Expired card | Donor outreach | 1 | Recovered | $130 | $0.10 | b10678af…92be |
| 16974 | FG-27204Jan 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Recovered | $15 | $0.30 | 1b3c99ac…2096 |
| 16975 | FG-27205Aug 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 5e116db2…af50 |
| 16976 | FG-27206Dec 25 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $45 | $0.20 | d033dd8a…11b2 |
| 16977 | FG-27207Sep 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 239c41ca…650f |
| 16978 | FG-27208Sep 26 | Northgate | 61Insufficient funds | Retry schedule | 2 | Recovered | $20 | $0.20 | 1885fb17…1391 |
| 16979 | FG-27209Feb 26 | Northgate | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 7111c2e9…c67e |
| 16980 | FG-27210Dec 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $5 | $0.10 | 03f8dfce…2140 |
| 16981 | FG-27211Jan 26 | Cedar Valley | 33Expired card | Donor outreach | 1 | Recovered | $5 | $0.10 | 3e261cca…c203 |
| 16982 | FG-27212Jun 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 2 | Recovered | $5 | $0.20 | 59e79ad5…2e7a |
| 16983 | FG-27213Sep 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $5 | $0.10 | 446ddb58…6d74 |
| 16984 | FG-27214Jan 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | cead22da…dd81 |
| 16985 | FG-27215Mar 26 | Harbor Light | 19Issuer unavailable | Retry schedule | 1 | Recovered | $20 | $0.10 | e4ea8c28…e6ef |
| 16986 | FG-27216May 26 | Harbor Light | 54Expired card | Donor outreach | 1 | Recovered | $20 | $0.10 | 781707fc…d96a |
| 16987 | FG-27217Jan 26 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 3c4d549b…563e |
| 16988 | FG-27218Sep 26 | Riverbend | 91Issuer unavailable | Retry schedule | 3 | Recovered | $25 | $0.30 | 3fca41bb…7829 |
| 16989 | FG-27219Jan 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | c9acb7bb…4b30 |
| 16990 | FG-27220Jun 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $15 | $0.20 | d9b9dbdb…826a |
| 16991 | FG-27221Dec 25 | Lumen Arts | 33Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | 89dbe2bb…aaf3 |
| 16992 | FG-27222Oct 25 | Harbor Light | 65Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | a87a50a1…042d |
| 16993 | FG-27223Sep 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | e75da348…ddc0 |
| 16994 | FG-27224Aug 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Recovered | $15 | $0.20 | 4fed178f…8e56 |
| 16995 | FG-27225Jul 26 | Riverbend | R09ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | cbe2c00d…b8f3 |
| 16996 | FG-27226Jun 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 8e1f067f…36a8 |
| 16997 | FG-27227Sep 26 | Northgate | 78Account closed | Donor outreach | 1 | Recovered | $50 | $0.10 | ff79743f…2894 |
| 16998 | FG-27228Jan 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $45 | $0.20 | 857c5638…fe2d |
| 16999 | FG-27229Feb 26 | Riverbend | 33Expired card | Card updater, then retry | 2 | Recovered | $45 | $0.20 | d801ee96…b59f |
| 17000 | FG-27230Jun 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $45 | $0.20 | e34b3752…a9d2 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.