Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 17151 | FG-27381Mar 26 | Northgate | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | c468ce3d…969e |
| 17152 | FG-27382Mar 26 | Riverbend | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 1ce8f133…c0d1 |
| 17153 | FG-27383Aug 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 1eae2c43…679c |
| 17154 | FG-27384Nov 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Recovered | $50 | $0.20 | 640e0068…3e7f |
| 17155 | FG-27385Jun 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | cb975565…4ddd |
| 17156 | FG-27386May 26 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 64900a7e…d624 |
| 17157 | FG-27387Sep 26 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 36d4e5e8…9c7a |
| 17158 | FG-27388Dec 25 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 0bfb8375…794f |
| 17159 | FG-27389Apr 26 | Riverbend | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 1b68b6a6…73ed |
| 17160 | FG-27390Jun 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 198357c9…4683 |
| 17161 | FG-27391Jul 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | bd9fe9a0…d3fb |
| 17162 | FG-27392Oct 25 | Cedar Valley | 01Do not honor | Retry schedule | 2 | Recovered | $15 | $0.20 | ad87d1b7…d255 |
| 17163 | FG-27393Jan 26 | Cedar Valley | 57Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 668ca270…ee19 |
| 17164 | FG-27394Sep 26 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | 538d0835…b681 |
| 17165 | FG-27395Oct 25 | Northgate | 01Do not honor | Retry schedule | 2 | Recovered | $50 | $0.20 | bfd6eb61…1161 |
| 17166 | FG-27396May 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 2 | Recovered | $35 | $0.20 | ab6884dc…923c |
| 17167 | FG-27397Jan 26 | Harbor Light | R09ACH R01 funds | Retry schedule | 2 | Recovered | $45 | $0.20 | 7b74748d…837e |
| 17168 | FG-27398Nov 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | 9a46bd0d…86f1 |
| 17169 | FG-27399Jul 26 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 82acdc1a…85c6 |
| 17170 | FG-27400Oct 25 | Riverbend | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | a9d7e577…a33d |
| 17171 | FG-27401Nov 25 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $40 | $0.20 | b036e2fa…9d42 |
| 17172 | FG-27402Jul 26 | Harbor Light | 19Issuer unavailable | Retry schedule | 1 | Recovered | $40 | $0.10 | 3eb6ba9d…ec51 |
| 17173 | FG-27403Apr 26 | Harbor Light | 33Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | 650cb6cb…c433 |
| 17174 | FG-27404Aug 26 | Harbor Light | 43Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | da8284af…5ea5 |
| 17175 | FG-27405Apr 26 | Riverbend | 96Issuer unavailable | Retry schedule | 1 | Recovered | $25 | $0.10 | 9ba0b073…a9ab |
| 17176 | FG-27406Jun 26 | Riverbend | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | d6c25bbd…b873 |
| 17177 | FG-27407Mar 26 | Lumen Arts | 63Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | a9280910…1d10 |
| 17178 | FG-27408Mar 26 | Cedar Valley | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 759d6226…c6ca |
| 17179 | FG-27409Jul 26 | Cedar Valley | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | fd4b7d78…5341 |
| 17180 | FG-27410Jul 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | ef714f85…a195 |
| 17181 | FG-27411Aug 26 | Lumen Arts | R02ACH R02 closed | Donor outreach | 1 | Recovered | $30 | $0.10 | 3b54f579…346f |
| 17182 | FG-27412Feb 26 | Northgate | 91Issuer unavailable | Retry schedule | 1 | Recovered | $140 | $0.10 | 9cce5082…6eb2 |
| 17183 | FG-27413Feb 26 | Northgate | 61Insufficient funds | Retry schedule | 2 | Recovered | $180 | $0.20 | 74323922…86cb |
| 17184 | FG-27414Jan 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | d2ed6aea…c019 |
| 17185 | FG-27415Dec 25 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | b938984a…d380 |
| 17186 | FG-27416Nov 25 | Riverbend | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | 16899532…f203 |
| 17187 | FG-27417Jul 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 4571b2fd…e9b1 |
| 17188 | FG-27418Apr 26 | Harbor Light | 43Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | fa961f0b…c4ff |
| 17189 | FG-27419Jun 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Recovered | $70 | $0.30 | b09bf7c7…aeca |
| 17190 | FG-27420Nov 25 | Cedar Valley | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 217169d3…08a9 |
| 17191 | FG-27421Jul 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | df1a2485…9dad |
| 17192 | FG-27422Aug 26 | Cedar Valley | 01Do not honor | Retry schedule | 1 | Recovered | $15 | $0.10 | 0aa7b060…b8a2 |
| 17193 | FG-27423Jun 26 | Riverbend | 59Suspected fraud | Donor outreach | 1 | Not recovered | — | $0.10 | 9a004361…42df |
| 17194 | FG-27424May 26 | Harbor Light | 02Do not honor | Retry schedule | 2 | Recovered | $110 | $0.20 | b3dc1e33…0774 |
| 17195 | FG-27425Jan 26 | Harbor Light | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 390114f7…0739 |
| 17196 | FG-27426Feb 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | c9149bca…2486 |
| 17197 | FG-27427Jul 26 | Harbor Light | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 8b3df94e…217c |
| 17198 | FG-27428May 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 4 | Recovered | $80 | $0.40 | 832360e9…4b86 |
| 17199 | FG-27429Jul 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 13d3d3d9…e7d0 |
| 17200 | FG-27430Apr 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 450a709b…3acc |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.