Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 1701 | FG-11931Oct 25 | Harbor Light | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | b4aa8dcd…810d |
| 1702 | FG-11932Jun 26 | Riverbend | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | a99a7e77…f540 |
| 1703 | FG-11933Aug 26 | Harbor Light | 05Do not honor | Retry schedule | 2 | Recovered | $15 | $0.20 | 947454cb…8c95 |
| 1704 | FG-11934Oct 25 | Northgate | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 121828ed…48c3 |
| 1705 | FG-11935Feb 26 | Northgate | 96Issuer unavailable | Retry schedule | 1 | Recovered | $90 | $0.10 | d881c38c…ebe8 |
| 1706 | FG-11936Oct 25 | Lumen Arts | 51Insufficient funds | Retry schedule | 3 | Recovered | $45 | $0.30 | 56582a62…1c83 |
| 1707 | FG-11937Jul 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | 34cfe0d9…6619 |
| 1708 | FG-11938Aug 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | ab0bfde4…1a12 |
| 1709 | FG-11939Oct 25 | Harbor Light | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 582e5104…60ac |
| 1710 | FG-11940Nov 25 | Harbor Light | 05Do not honor | Retry schedule | 4 | Recovered | $30 | $0.40 | 4f4a9b38…e1fb |
| 1711 | FG-11941Mar 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | eaa0ef31…7bcf |
| 1712 | FG-11942Jan 26 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | 0ae99f08…d214 |
| 1713 | FG-11943Nov 25 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $100 | $0.10 | c2faa2ac…9233 |
| 1714 | FG-11944Sep 26 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 7e310010…529e |
| 1715 | FG-11945Nov 25 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | c37db4f9…10e3 |
| 1716 | FG-11946Feb 26 | Riverbend | 59Suspected fraud | Donor outreach | 1 | Not recovered | — | $0.10 | e700d37b…3a0c |
| 1717 | FG-11947Apr 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 2ae959b9…d8e9 |
| 1718 | FG-11948Jul 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | 0c3ed6ac…d504 |
| 1719 | FG-11949Sep 26 | Northgate | R01ACH R01 funds | Retry schedule | 2 | Stopped | — | $0.20 | c811b186…a888 |
| 1720 | FG-11950Oct 25 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | ff6bf72b…1ba2 |
| 1721 | FG-11951Mar 26 | Harbor Light | 61Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | d808a5eb…377b |
| 1722 | FG-11952Apr 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 1 | Recovered | $110 | $0.10 | 1010c4f8…7c4b |
| 1723 | FG-11953Jan 26 | Riverbend | 41Lost or stolen | Donor outreach | 1 | Recovered | $80 | $0.10 | e7a0f1a6…6055 |
| 1724 | FG-11954Oct 25 | Northgate | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | fcf8e388…a0c0 |
| 1725 | FG-11955May 26 | Northgate | 91Issuer unavailable | Retry schedule | 1 | Recovered | $190 | $0.10 | feb9666d…95aa |
| 1726 | FG-11956Jul 26 | Northgate | 57Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 08399336…3ddc |
| 1727 | FG-11957Nov 25 | Northgate | 54Expired card | Donor outreach | 1 | Recovered | $25 | $0.10 | 6537b59d…690f |
| 1728 | FG-11958Feb 26 | Northgate | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 7dd8534a…f4f4 |
| 1729 | FG-11959Nov 25 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | af8e2abd…18d7 |
| 1730 | FG-11960Sep 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 5e746862…c4ac |
| 1731 | FG-11961Dec 25 | Northgate | 19Issuer unavailable | Retry schedule | 1 | Recovered | $20 | $0.10 | 1f7e669c…9f22 |
| 1732 | FG-11962Jan 26 | Northgate | 61Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 8d3e7beb…7e5f |
| 1733 | FG-11963Aug 26 | Northgate | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | bc814629…9bcf |
| 1734 | FG-11964Mar 26 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $50 | $0.10 | b8d040c2…cd83 |
| 1735 | FG-11965Sep 26 | Northgate | 59Suspected fraud | Donor outreach | 1 | Recovered | $40 | $0.10 | 8a919294…bb49 |
| 1736 | FG-11966Apr 26 | Riverbend | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 6d1de034…107e |
| 1737 | FG-11967Feb 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 467c4eb8…ad0b |
| 1738 | FG-11968Jun 26 | Riverbend | 05Do not honor | Retry schedule | 2 | Recovered | $20 | $0.20 | c39339f2…b6ca |
| 1739 | FG-11969Jan 26 | Harbor Light | 05Do not honor | Retry schedule | 1 | Recovered | $40 | $0.10 | 173a1478…4cac |
| 1740 | FG-11970Sep 26 | Harbor Light | 96Issuer unavailable | Retry schedule | 3 | Not recovered | — | $0.30 | 21b354d1…94b9 |
| 1741 | FG-11971Aug 26 | Riverbend | 05Do not honor | Retry schedule | 2 | Recovered | $25 | $0.20 | a9f36980…d647 |
| 1742 | FG-11972Jan 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $120 | $0.10 | 5d9e4dcb…4cf9 |
| 1743 | FG-11973Apr 26 | Harbor Light | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | a8f006f0…7e41 |
| 1744 | FG-11974May 26 | Harbor Light | R02ACH R02 closed | Donor outreach | 1 | Not recovered | — | $0.10 | 52d8e87b…1728 |
| 1745 | FG-11975Nov 25 | Harbor Light | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | ebd77113…2601 |
| 1746 | FG-11976Jun 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 19c04ac6…21e2 |
| 1747 | FG-11977Aug 26 | Harbor Light | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 6ed0b8dc…3f8c |
| 1748 | FG-11978Dec 25 | Harbor Light | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | c5ee0d22…cd62 |
| 1749 | FG-11979May 26 | Harbor Light | 61Insufficient funds | Retry schedule | 2 | Recovered | $50 | $0.20 | 27226cbf…075f |
| 1750 | FG-11980Jan 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | b1689d2f…b1c3 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.