Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 17551 | FG-27781Jul 26 | Northgate | 65Insufficient funds | Retry schedule | 4 | Recovered | $30 | $0.40 | 8c655ce0…1498 |
| 17552 | FG-27782Jul 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 494a90c1…3c27 |
| 17553 | FG-27783Nov 25 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 5ba52ee6…3007 |
| 17554 | FG-27784Apr 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | d15967c2…f369 |
| 17555 | FG-27785May 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 7114c85e…e064 |
| 17556 | FG-27786Jan 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 9e2c5316…2071 |
| 17557 | FG-27787Dec 25 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $180 | $0.10 | 92ce25b1…ef1b |
| 17558 | FG-27788Jul 26 | Riverbend | 01Do not honor | Retry schedule | 3 | Recovered | $180 | $0.30 | def6586e…d32e |
| 17559 | FG-27789Jan 26 | Northgate | 46Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 56d6d143…ba14 |
| 17560 | FG-27790May 26 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 652da45a…1e98 |
| 17561 | FG-27791Oct 25 | Lumen Arts | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 88bd3f15…8873 |
| 17562 | FG-27792Nov 25 | Lumen Arts | R02ACH R02 closed | Donor outreach | 1 | Not recovered | — | $0.10 | fcbddb10…aa2d |
| 17563 | FG-27793Dec 25 | Lumen Arts | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 44730599…5294 |
| 17564 | FG-27794Oct 25 | Northgate | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 1943ec6f…2323 |
| 17565 | FG-27795Jan 26 | Harbor Light | 63Suspected fraud | Donor outreach | 1 | Recovered | $40 | $0.10 | 9276f866…f83e |
| 17566 | FG-27796Oct 25 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | ff5843c4…3a3d |
| 17567 | FG-27797Jul 26 | Lumen Arts | 59Suspected fraud | Donor outreach | 1 | Recovered | $20 | $0.10 | 7176275b…4be1 |
| 17568 | FG-27798Aug 26 | Cedar Valley | R01ACH R01 funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 819fec31…fee4 |
| 17569 | FG-27799Jan 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 4855d513…faf6 |
| 17570 | FG-27800Aug 26 | Cedar Valley | 59Suspected fraud | Donor outreach | 1 | Recovered | $70 | $0.10 | 239883d1…6b18 |
| 17571 | FG-27801Feb 26 | Riverbend | 33Expired card | Card updater, then retry | 2 | Recovered | $20 | $0.20 | 4d3d5e90…c651 |
| 17572 | FG-27802Nov 25 | Northgate | 96Issuer unavailable | Retry schedule | 1 | Recovered | $40 | $0.10 | e88d1180…0f0e |
| 17573 | FG-27803Dec 25 | Northgate | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 19a56eeb…8f09 |
| 17574 | FG-27804Mar 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $40 | $0.10 | 600c1667…1d63 |
| 17575 | FG-27805May 26 | Northgate | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 1199e531…5de9 |
| 17576 | FG-27806Sep 26 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $90 | $0.10 | 4686a648…4943 |
| 17577 | FG-27807Mar 26 | Northgate | 91Issuer unavailable | Retry schedule | 1 | Recovered | $40 | $0.10 | 6239fc3c…c934 |
| 17578 | FG-27808Jun 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | ef818709…51af |
| 17579 | FG-27809Feb 26 | Riverbend | 54Expired card | Card updater, then retry | 2 | Recovered | $110 | $0.20 | 73297f64…c6b2 |
| 17580 | FG-27810Aug 26 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $110 | $0.10 | 83db99f7…f232 |
| 17581 | FG-27811Nov 25 | Harbor Light | 02Do not honor | Retry schedule | 1 | Recovered | $20 | $0.10 | 5b09755f…1486 |
| 17582 | FG-27812Mar 26 | Harbor Light | 65Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 47b9c82f…e9b6 |
| 17583 | FG-27813Jun 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Recovered | $10 | $0.30 | 2b0a9a62…176b |
| 17584 | FG-27814Mar 26 | Lumen Arts | 33Expired card | Donor outreach | 1 | Recovered | $50 | $0.10 | 018eabf1…264f |
| 17585 | FG-27815Jun 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Recovered | $25 | $0.30 | 5d65dfe4…60ee |
| 17586 | FG-27816Dec 25 | Harbor Light | R03ACH R03 no acct | Donor outreach | 1 | Not recovered | — | $0.10 | 20528045…4232 |
| 17587 | FG-27817Jul 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 1 | Recovered | $90 | $0.10 | 44c1eb70…0774 |
| 17588 | FG-27818Jan 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Recovered | $45 | $0.30 | 7eb7731f…9d02 |
| 17589 | FG-27819May 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | 7faf9fc1…943e |
| 17590 | FG-27820Jun 26 | Harbor Light | 54Expired card | Donor outreach | 1 | Recovered | $45 | $0.10 | b937bf2a…808c |
| 17591 | FG-27821Jul 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | be75a724…8180 |
| 17592 | FG-27822Jul 26 | Riverbend | R01ACH R01 funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 5334d5a9…bbc8 |
| 17593 | FG-27823Jan 26 | Northgate | 59Suspected fraud | Donor outreach | 1 | Not recovered | — | $0.10 | 447bf846…c451 |
| 17594 | FG-27824May 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | 3b5aad87…3ae5 |
| 17595 | FG-27825Oct 25 | Harbor Light | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 6c50a62f…333b |
| 17596 | FG-27826Aug 26 | Harbor Light | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 5efd843b…1f49 |
| 17597 | FG-27827Sep 26 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 71554398…2709 |
| 17598 | FG-27828Mar 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | 7c3e19e9…6bbf |
| 17599 | FG-27829Jun 26 | Harbor Light | 59Suspected fraud | Donor outreach | 1 | Not recovered | — | $0.10 | 8960505a…c643 |
| 17600 | FG-27830Jan 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | f55cac6a…abf1 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.