Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 17901 | FG-28131Oct 25 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 431e6920…0e92 |
| 17902 | FG-28132Jun 26 | Northgate | 05Do not honor | Retry schedule | 3 | Recovered | $20 | $0.30 | d6cd0c84…96b1 |
| 17903 | FG-28133Jan 26 | Northgate | 51Insufficient funds | Retry schedule | 3 | Recovered | $50 | $0.30 | c74e034c…9732 |
| 17904 | FG-28134Sep 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | fdc1d0c3…5412 |
| 17905 | FG-28135Jan 26 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | d606fd7a…5ba5 |
| 17906 | FG-28136Feb 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | c4a940e0…2c7a |
| 17907 | FG-28137May 26 | Northgate | 41Lost or stolen | Card updater, then retry | 1 | Recovered | $45 | $0.10 | f2492d94…8e3b |
| 17908 | FG-28138Feb 26 | Northgate | 02Do not honor | Retry schedule | 1 | Recovered | $35 | $0.10 | 789b3a63…223c |
| 17909 | FG-28139Nov 25 | Riverbend | R09ACH R01 funds | Retry schedule | 2 | Recovered | $30 | $0.20 | 3b737e44…68e1 |
| 17910 | FG-28140Apr 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | eac3d9a3…0b3e |
| 17911 | FG-28141Oct 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $130 | $0.10 | 3698c6c1…7fbd |
| 17912 | FG-28142Nov 25 | Riverbend | 15Invalid card | Donor outreach | 1 | Recovered | $130 | $0.10 | d6a14aaf…97b5 |
| 17913 | FG-28143Jan 26 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | a23d83fd…04d1 |
| 17914 | FG-28144Jul 26 | Riverbend | 41Lost or stolen | Card updater, then retry | 2 | Recovered | $130 | $0.20 | 75192b8b…c6ca |
| 17915 | FG-28145Aug 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $130 | $0.10 | d47f7e81…5d16 |
| 17916 | FG-28146Sep 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 7a562529…f526 |
| 17917 | FG-28147Mar 26 | Northgate | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 67e7adda…9d41 |
| 17918 | FG-28148Aug 26 | Harbor Light | 63Suspected fraud | Donor outreach | 1 | Recovered | $5 | $0.10 | d22176c7…3d58 |
| 17919 | FG-28149Dec 25 | Riverbend | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 07618371…05a6 |
| 17920 | FG-28150Mar 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 3cfe2adc…aed7 |
| 17921 | FG-28151Jul 26 | Harbor Light | 59Suspected fraud | Donor outreach | 1 | Recovered | $45 | $0.10 | d4b5836a…9dcd |
| 17922 | FG-28152Sep 26 | Riverbend | 02Do not honor | Retry schedule | 4 | Recovered | $70 | $0.40 | 41c367a0…7658 |
| 17923 | FG-28153Jun 26 | Riverbend | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 2864b483…7bbf |
| 17924 | FG-28154Dec 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 61bc59b2…8775 |
| 17925 | FG-28155Dec 25 | Riverbend | 96Issuer unavailable | Retry schedule | 1 | Recovered | $40 | $0.10 | a19e3c56…ae7b |
| 17926 | FG-28156May 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $40 | $0.10 | 4e22cbc0…f3e3 |
| 17927 | FG-28157Jan 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $10 | $0.10 | 8e6774ae…a5bb |
| 17928 | FG-28158Apr 26 | Riverbend | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 007221e6…f77a |
| 17929 | FG-28159Aug 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Stopped | — | $0.10 | f1a90d81…e054 |
| 17930 | FG-28160Jul 26 | Cedar Valley | 01Do not honor | Retry schedule | 2 | Recovered | $40 | $0.20 | 89f6c60f…7e9f |
| 17931 | FG-28161Nov 25 | Cedar Valley | 91Issuer unavailable | Retry schedule | 1 | Recovered | $70 | $0.10 | 680ef75e…5dc5 |
| 17932 | FG-28162Feb 26 | Cedar Valley | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 35681ffb…7cbd |
| 17933 | FG-28163Apr 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $70 | $0.10 | 855ee002…7654 |
| 17934 | FG-28164Jun 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 7db38146…3d9b |
| 17935 | FG-28165Jul 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | b7fa3dd4…1f2b |
| 17936 | FG-28166Oct 25 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $45 | $0.10 | e013a7b7…8cd9 |
| 17937 | FG-28167Jul 26 | Northgate | R01ACH R01 funds | Retry schedule | 2 | Recovered | $80 | $0.20 | 611f3736…77be |
| 17938 | FG-28168Oct 25 | Cedar Valley | 61Insufficient funds | Retry schedule | 3 | Recovered | $20 | $0.30 | e5000e24…3548 |
| 17939 | FG-28169Nov 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | f2561f61…52cd |
| 17940 | FG-28170Jan 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | b00f5abf…f0f8 |
| 17941 | FG-28171Aug 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | b9bb5e54…312c |
| 17942 | FG-28172Sep 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 23ea2079…53c2 |
| 17943 | FG-28173Jun 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 03b47dcb…be27 |
| 17944 | FG-28174Aug 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 3128b1a2…a497 |
| 17945 | FG-28175Sep 26 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | e1834a74…6217 |
| 17946 | FG-28176Dec 25 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $140 | $0.10 | 57cabcda…36c8 |
| 17947 | FG-28177Apr 26 | Harbor Light | 91Issuer unavailable | Retry schedule | 1 | Recovered | $140 | $0.10 | 6f78ebbf…602c |
| 17948 | FG-28178Sep 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $140 | $0.10 | 85dc2c8a…d40a |
| 17949 | FG-28179May 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $80 | $0.10 | 8650a9a3…5032 |
| 17950 | FG-28180Oct 25 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | ee14830d…b0bd |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.