Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 18001 | FG-28231Apr 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Recovered | $45 | $0.20 | 5a125311…9313 |
| 18002 | FG-28232Nov 25 | Northgate | 05Do not honor | Retry schedule | 2 | Recovered | $30 | $0.20 | 7c908f5f…5623 |
| 18003 | FG-28233Feb 26 | Northgate | 62Account closed | Donor outreach | 1 | Recovered | $400 | $0.10 | 1284fbab…614d |
| 18004 | FG-28234Jun 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 87d74f75…20b8 |
| 18005 | FG-28235Jul 26 | Cedar Valley | 54Expired card | Donor outreach | 1 | Recovered | $25 | $0.10 | d4fad4b0…6788 |
| 18006 | FG-28236Sep 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 3 | Recovered | $25 | $0.30 | be489d66…2459 |
| 18007 | FG-28237Jul 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | 8fcbcce3…012c |
| 18008 | FG-28238Aug 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | 4de70e72…51d8 |
| 18009 | FG-28239Jan 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | 0338144c…4ab6 |
| 18010 | FG-28240Apr 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 4 | Recovered | $60 | $0.40 | 4d0cc8b3…3b5b |
| 18011 | FG-28241Dec 25 | Harbor Light | 14Invalid card | Donor outreach | 1 | Recovered | $50 | $0.10 | 77da983c…f1a6 |
| 18012 | FG-28242Jan 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 0df6385f…ab9a |
| 18013 | FG-28243May 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Recovered | $20 | $0.20 | 5e0731ba…6616 |
| 18014 | FG-28244Jul 26 | Cedar Valley | 05Do not honor | Retry schedule | 2 | Recovered | $30 | $0.20 | b14cc84b…d323 |
| 18015 | FG-28245Nov 25 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 52d414b3…1cea |
| 18016 | FG-28246Oct 25 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $35 | $0.10 | a3ad048b…0b90 |
| 18017 | FG-28247Oct 25 | Northgate | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 9e4f6665…b715 |
| 18018 | FG-28248Apr 26 | Riverbend | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 4c125193…5c63 |
| 18019 | FG-28249Jul 26 | Lumen Arts | R02ACH R02 closed | Donor outreach | 1 | Recovered | $10 | $0.10 | fca6f935…b7d1 |
| 18020 | FG-28250Jun 26 | Harbor Light | 02Do not honor | Retry schedule | 3 | Recovered | $40 | $0.30 | 18258bec…1838 |
| 18021 | FG-28251Nov 25 | Northgate | R03ACH R03 no acct | Donor outreach | 1 | Recovered | $50 | $0.10 | 24a9af35…de30 |
| 18022 | FG-28252Dec 25 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Stopped | — | $0.10 | 1af516ae…614f |
| 18023 | FG-28253Jan 26 | Northgate | R09ACH R01 funds | Retry schedule | 1 | Not recovered | — | $0.10 | 1c0f4c32…7d97 |
| 18024 | FG-28254Feb 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 81b71641…d5b8 |
| 18025 | FG-28255May 26 | Northgate | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 6f006391…6c10 |
| 18026 | FG-28256Aug 26 | Lumen Arts | R09ACH R01 funds | Retry schedule | 2 | Recovered | $10 | $0.20 | 00ab6314…04ae |
| 18027 | FG-28257Jul 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 8cf3d9f0…e7b2 |
| 18028 | FG-28258Sep 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 0fa120b3…2658 |
| 18029 | FG-28259Oct 25 | Cedar Valley | 65Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 6d102f8f…4842 |
| 18030 | FG-28260Dec 25 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 1c9b0c3b…181c |
| 18031 | FG-28261Jan 26 | Riverbend | 02Do not honor | Retry schedule | 2 | Recovered | $15 | $0.20 | d89feb67…0b96 |
| 18032 | FG-28262Dec 25 | Riverbend | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 0f52a432…cbb2 |
| 18033 | FG-28263Feb 26 | Northgate | 19Issuer unavailable | Retry schedule | 3 | Not recovered | — | $0.30 | 97c19d65…b3ab |
| 18034 | FG-28264Nov 25 | Northgate | 14Invalid card | Donor outreach | 1 | Recovered | $180 | $0.10 | b16f35d8…cedb |
| 18035 | FG-28265Dec 25 | Northgate | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 19ce6838…53d5 |
| 18036 | FG-28266Feb 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $180 | $0.10 | 02644400…bc36 |
| 18037 | FG-28267Oct 25 | Riverbend | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 305b79d8…7434 |
| 18038 | FG-28268Apr 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | a5e8f72d…257a |
| 18039 | FG-28269Aug 26 | Riverbend | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 1d84a128…74d1 |
| 18040 | FG-28270Nov 25 | Lumen Arts | 01Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | a0c80096…bfe1 |
| 18041 | FG-28271Mar 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | 5e617274…dd97 |
| 18042 | FG-28272May 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | f1919aad…f475 |
| 18043 | FG-28273Jun 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | 58e83438…ebfb |
| 18044 | FG-28274Sep 26 | Lumen Arts | 63Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | ace61818…ed27 |
| 18045 | FG-28275May 26 | Lumen Arts | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 6a5c8eea…b434 |
| 18046 | FG-28276Sep 26 | Lumen Arts | 05Do not honor | Retry schedule | 1 | Recovered | $300 | $0.10 | 6301525e…dbd3 |
| 18047 | FG-28277Sep 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 4f35c173…66af |
| 18048 | FG-28278May 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 2f029548…a920 |
| 18049 | FG-28279Jan 26 | Lumen Arts | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 949d16cd…3349 |
| 18050 | FG-28280Jan 26 | Lumen Arts | 05Do not honor | Retry schedule | 1 | Recovered | $20 | $0.10 | e4f4b79b…40f9 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.