Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 18901 | FG-29131Mar 26 | Lumen Arts | 91Issuer unavailable | Retry schedule | 1 | Recovered | $100 | $0.10 | 03517bde…9df3 |
| 18902 | FG-29132Jan 26 | Riverbend | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 92e97dd4…ee15 |
| 18903 | FG-29133Mar 26 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $20 | $0.10 | 80254ee1…bbac |
| 18904 | FG-29134Dec 25 | Northgate | 54Expired card | Donor outreach | 1 | Recovered | $160 | $0.10 | e4c7bb30…b10d |
| 18905 | FG-29135Oct 25 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | fa12d157…4cab |
| 18906 | FG-29136Dec 25 | Northgate | R09ACH R01 funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 0f1e7abe…e18c |
| 18907 | FG-29137Jul 26 | Northgate | R09ACH R01 funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 8a423135…78e5 |
| 18908 | FG-29138Sep 26 | Northgate | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 248df324…9694 |
| 18909 | FG-29139Oct 25 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Recovered | $10 | $0.20 | d12aae3f…2fcd |
| 18910 | FG-29140Mar 26 | Harbor Light | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 65d21efa…1cf4 |
| 18911 | FG-29141Jun 26 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | e45d1c22…830a |
| 18912 | FG-29142Mar 26 | Riverbend | 59Suspected fraud | Donor outreach | 1 | Recovered | $50 | $0.10 | 082bc020…87f3 |
| 18913 | FG-29143Apr 26 | Riverbend | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 5d3f080c…5dae |
| 18914 | FG-29144May 26 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | c23c696d…be39 |
| 18915 | FG-29145Nov 25 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | d7637751…312b |
| 18916 | FG-29146Aug 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 3 | Recovered | $15 | $0.30 | a19f5653…e25f |
| 18917 | FG-29147Feb 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 679bfde3…aebc |
| 18918 | FG-29148Mar 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $70 | $0.10 | 3e6b2a5f…bfe3 |
| 18919 | FG-29149Jul 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 2 | Recovered | $70 | $0.20 | eb7b782d…cfab |
| 18920 | FG-29150Nov 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | f011d7ae…c772 |
| 18921 | FG-29151Jan 26 | Cedar Valley | 54Expired card | Donor outreach | 1 | Recovered | $45 | $0.10 | 9eecf625…a47f |
| 18922 | FG-29152May 26 | Cedar Valley | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | cefa1288…a635 |
| 18923 | FG-29153Apr 26 | Harbor Light | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | ff13a1e2…a1de |
| 18924 | FG-29154May 26 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 5837b1a6…8733 |
| 18925 | FG-29155Nov 25 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 84ff58a8…3218 |
| 18926 | FG-29156Dec 25 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | e4c0f9fd…d95c |
| 18927 | FG-29157Apr 26 | Cedar Valley | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 0bbca89d…30ee |
| 18928 | FG-29158May 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $40 | $0.10 | 5bf64935…2179 |
| 18929 | FG-29159Oct 25 | Lumen Arts | 05Do not honor | Retry schedule | 1 | Recovered | $40 | $0.10 | f20e4896…91e6 |
| 18930 | FG-29160Feb 26 | Lumen Arts | 57Invalid card | Donor outreach | 1 | Recovered | $40 | $0.10 | a1f056f6…cc22 |
| 18931 | FG-29161Mar 26 | Lumen Arts | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 8b8de77f…988b |
| 18932 | FG-29162Mar 26 | Northgate | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 45dc9e11…6c4c |
| 18933 | FG-29163Jun 26 | Harbor Light | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 279a2025…e165 |
| 18934 | FG-29164Jun 26 | Riverbend | 15Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | f374e060…15ed |
| 18935 | FG-29165Sep 26 | Riverbend | 91Issuer unavailable | Retry schedule | 1 | Recovered | $15 | $0.10 | c8631446…904e |
| 18936 | FG-29166Aug 26 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 7a205b8e…e11c |
| 18937 | FG-29167Oct 25 | Riverbend | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | c0cec63d…dc59 |
| 18938 | FG-29168Dec 25 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | 883848d0…f62a |
| 18939 | FG-29169Dec 25 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $90 | $0.10 | c38cc4bb…7b73 |
| 18940 | FG-29170Jan 26 | Northgate | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | b3843052…a83c |
| 18941 | FG-29171Dec 25 | Harbor Light | R01ACH R01 funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 806f96f0…634e |
| 18942 | FG-29172Jan 26 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 1458c95f…a9e0 |
| 18943 | FG-29173Mar 26 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $15 | $0.10 | 7ae425e2…1a0c |
| 18944 | FG-29174Jun 26 | Northgate | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 6c7d3a31…eb99 |
| 18945 | FG-29175Feb 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $45 | $0.10 | d7d1f167…0f5c |
| 18946 | FG-29176Jan 26 | Harbor Light | 59Suspected fraud | Donor outreach | 1 | Not recovered | — | $0.10 | 6a118938…08a8 |
| 18947 | FG-29177May 26 | Harbor Light | 41Lost or stolen | Donor outreach | 1 | Recovered | $35 | $0.10 | dd95a9be…0d28 |
| 18948 | FG-29178Mar 26 | Harbor Light | 63Suspected fraud | Donor outreach | 1 | Not recovered | — | $0.10 | 43a2924e…d978 |
| 18949 | FG-29179Dec 25 | Cedar Valley | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 0f3b5dd1…87a8 |
| 18950 | FG-29180May 26 | Cedar Valley | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 55c6b4f5…6f7a |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.