Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 19351 | FG-29581Aug 26 | Riverbend | 05Do not honor | Retry schedule | 2 | Recovered | $90 | $0.20 | 39b14568…1156 |
| 19352 | FG-29582Feb 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | 85665b1e…a32c |
| 19353 | FG-29583Jul 26 | Riverbend | 14Invalid card | Donor outreach | 1 | Recovered | $60 | $0.10 | 3a08de46…0b12 |
| 19354 | FG-29584Dec 25 | Harbor Light | R01ACH R01 funds | Retry schedule | 1 | Recovered | $30 | $0.10 | c8ab597d…f6f3 |
| 19355 | FG-29585Jun 26 | Harbor Light | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 1154b350…a3f8 |
| 19356 | FG-29586Jun 26 | Northgate | R09ACH R01 funds | Retry schedule | 1 | Recovered | $40 | $0.10 | dca5c0f7…5913 |
| 19357 | FG-29587Jun 26 | Riverbend | 63Suspected fraud | Donor outreach | 1 | Recovered | $25 | $0.10 | 35c997f7…da01 |
| 19358 | FG-29588Dec 25 | Riverbend | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 14c6b3b6…1129 |
| 19359 | FG-29589Feb 26 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Recovered | $45 | $0.20 | 777509eb…7989 |
| 19360 | FG-29590Aug 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | db3c1708…9b65 |
| 19361 | FG-29591Nov 25 | Northgate | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 1e4a3b19…6d5f |
| 19362 | FG-29592Sep 26 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $100 | $0.10 | 832003a7…f57b |
| 19363 | FG-29593Nov 25 | Cedar Valley | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | a6667cb8…fc46 |
| 19364 | FG-29594Dec 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Recovered | $25 | $0.20 | b92c60be…a435 |
| 19365 | FG-29595Apr 26 | Cedar Valley | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 2e198082…3def |
| 19366 | FG-29596May 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 75bb796f…b314 |
| 19367 | FG-29597Jun 26 | Cedar Valley | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 3de4a7f4…8aa6 |
| 19368 | FG-29598Jul 26 | Cedar Valley | 91Issuer unavailable | Retry schedule | 1 | Recovered | $25 | $0.10 | 72b04ffd…bb0f |
| 19369 | FG-29599Dec 25 | Riverbend | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 6017cb73…4980 |
| 19370 | FG-29600Feb 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 6bc14d05…e5ec |
| 19371 | FG-29601Jul 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | eab06bfd…1f06 |
| 19372 | FG-29602Apr 26 | Lumen Arts | 51Insufficient funds | Retry schedule | 2 | Recovered | $30 | $0.20 | 0414180f…4ff9 |
| 19373 | FG-29603Jan 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $70 | $0.10 | d37df590…6b1f |
| 19374 | FG-29604Sep 26 | Northgate | 61Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 64fe0136…2700 |
| 19375 | FG-29605Aug 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 5866f949…4782 |
| 19376 | FG-29606Jan 26 | Cedar Valley | 05Do not honor | Retry schedule | 1 | Recovered | $30 | $0.10 | a0480a80…b055 |
| 19377 | FG-29607Jun 26 | Cedar Valley | 59Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | 075b7e7a…cf3e |
| 19378 | FG-29608Jun 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 7617e064…7ebe |
| 19379 | FG-29609Sep 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | e3f2da0b…536a |
| 19380 | FG-29610Nov 25 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 3f54df1e…9058 |
| 19381 | FG-29611Aug 26 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $25 | $0.10 | 9fa2cec7…7dc6 |
| 19382 | FG-29612Nov 25 | Riverbend | 33Expired card | Donor outreach | 1 | Recovered | $10 | $0.10 | f4111e0b…d6c6 |
| 19383 | FG-29613Dec 25 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $10 | $0.10 | 4b1d26e5…aab0 |
| 19384 | FG-29614Apr 26 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | b543e38f…0220 |
| 19385 | FG-29615May 26 | Harbor Light | 61Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 58cf9038…90d7 |
| 19386 | FG-29616Sep 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 54953454…fded |
| 19387 | FG-29617Nov 25 | Northgate | R09ACH R01 funds | Retry schedule | 1 | Recovered | $120 | $0.10 | ea3c9013…972d |
| 19388 | FG-29618Oct 25 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | f8d18c3d…1806 |
| 19389 | FG-29619Feb 26 | Lumen Arts | 54Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | a9e3dc42…a103 |
| 19390 | FG-29620Apr 26 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | 64b3511b…62d2 |
| 19391 | FG-29621Mar 26 | Harbor Light | R02ACH R02 closed | Donor outreach | 1 | Recovered | $200 | $0.10 | 77b99e26…230d |
| 19392 | FG-29622Oct 25 | Lumen Arts | 41Lost or stolen | Card updater, then retry | 1 | Recovered | $50 | $0.10 | e06404aa…247d |
| 19393 | FG-29623Mar 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $150 | $0.10 | bc118e31…39d0 |
| 19394 | FG-29624Oct 25 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | 6aa6ed08…1864 |
| 19395 | FG-29625Aug 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $70 | $0.10 | ec9c3bf2…6c16 |
| 19396 | FG-29626Oct 25 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $30 | $0.10 | 1d3c4dfe…0752 |
| 19397 | FG-29627Jan 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | b881edd0…3523 |
| 19398 | FG-29628Mar 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | c99dac87…2a0d |
| 19399 | FG-29629Sep 26 | Harbor Light | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | e0a060a9…6128 |
| 19400 | FG-29630Dec 25 | Northgate | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | ae320cc4…f571 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.