Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 19451 | FG-29681Feb 26 | Lumen Arts | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | a708ca62…4067 |
| 19452 | FG-29682Jan 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 562195c8…1b65 |
| 19453 | FG-29683Sep 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | 0c481ef3…5c1e |
| 19454 | FG-29684Apr 26 | Cedar Valley | 33Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 86486775…6940 |
| 19455 | FG-29685Jul 26 | Cedar Valley | 15Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 0beb5882…cd8d |
| 19456 | FG-29686Oct 25 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 9e92ce71…f74e |
| 19457 | FG-29687Dec 25 | Northgate | R09ACH R01 funds | Retry schedule | 1 | Recovered | $15 | $0.10 | eddac2dc…f3f2 |
| 19458 | FG-29688Aug 26 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 6b0fae82…968c |
| 19459 | FG-29689Oct 25 | Lumen Arts | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 02c8f10d…3d57 |
| 19460 | FG-29690Mar 26 | Lumen Arts | 65Insufficient funds | Retry schedule | 2 | Recovered | $130 | $0.20 | 39404576…540f |
| 19461 | FG-29691Nov 25 | Harbor Light | 41Lost or stolen | Card updater, then retry | 1 | Recovered | $80 | $0.10 | 083355d7…65e1 |
| 19462 | FG-29692Dec 25 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 81de61ed…8046 |
| 19463 | FG-29693Jul 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $80 | $0.10 | e5313026…168d |
| 19464 | FG-29694Apr 26 | Harbor Light | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 0dc36be6…c5b3 |
| 19465 | FG-29695Feb 26 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $45 | $0.10 | e14ca340…d746 |
| 19466 | FG-29696Aug 26 | Cedar Valley | 63Suspected fraud | Donor outreach | 0 | Not recovered | — | $0.00 | d6a218c5…7b03 |
| 19467 | FG-29697Apr 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Recovered | $10 | $0.20 | 5aeefac3…73d1 |
| 19468 | FG-29698Jun 26 | Riverbend | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 15e70623…196c |
| 19469 | FG-29699May 26 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | e6619eb2…6cf1 |
| 19470 | FG-29700Jun 26 | Harbor Light | 96Issuer unavailable | Retry schedule | 1 | Recovered | $50 | $0.10 | 55c41bb1…b0e6 |
| 19471 | FG-29701Jul 26 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 83e6a295…8df4 |
| 19472 | FG-29702Feb 26 | Northgate | R04ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 3df16767…29f0 |
| 19473 | FG-29703Jul 26 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 59b8685a…a27d |
| 19474 | FG-29704Oct 25 | Harbor Light | 19Issuer unavailable | Retry schedule | 1 | Recovered | $80 | $0.10 | ea5897ae…2c2a |
| 19475 | FG-29705May 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $80 | $0.10 | 0ad2b07e…ca66 |
| 19476 | FG-29706Mar 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 30047dc6…4239 |
| 19477 | FG-29707May 26 | Harbor Light | R09ACH R01 funds | Retry schedule | 2 | Stopped | — | $0.20 | 4aaef262…9ca7 |
| 19478 | FG-29708Apr 26 | Riverbend | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | cb8a0f98…ade2 |
| 19479 | FG-29709Oct 25 | Harbor Light | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 83e33a63…862e |
| 19480 | FG-29710Mar 26 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 165ad8fc…c639 |
| 19481 | FG-29711Nov 25 | Harbor Light | 65Insufficient funds | Retry schedule | 4 | Not recovered | — | $0.40 | ee13d270…5fce |
| 19482 | FG-29712Sep 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 642bce52…f4f1 |
| 19483 | FG-29713Dec 25 | Harbor Light | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | cc136354…404e |
| 19484 | FG-29714Dec 25 | Cedar Valley | R09ACH R01 funds | Retry schedule | 1 | Recovered | $40 | $0.10 | 09f06916…7f22 |
| 19485 | FG-29715Mar 26 | Cedar Valley | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 50eec78a…4b48 |
| 19486 | FG-29716Jan 26 | Riverbend | 05Do not honor | Retry schedule | 4 | Recovered | $60 | $0.40 | 7eebfeb0…1866 |
| 19487 | FG-29717Nov 25 | Lumen Arts | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 85888c1c…5d1a |
| 19488 | FG-29718Feb 26 | Lumen Arts | 05Do not honor | Retry schedule | 1 | Recovered | $60 | $0.10 | f155b201…f3ac |
| 19489 | FG-29719Jun 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | b785033b…7413 |
| 19490 | FG-29720Oct 25 | Northgate | 54Expired card | Donor outreach | 1 | Recovered | $110 | $0.10 | d821651b…b473 |
| 19491 | FG-29721Nov 25 | Northgate | 65Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | 5fc8b59a…cc74 |
| 19492 | FG-29722Nov 25 | Harbor Light | 61Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | b6dfc543…8326 |
| 19493 | FG-29723May 26 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 5f751310…3ec9 |
| 19494 | FG-29724Jan 26 | Northgate | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | a0af0433…0477 |
| 19495 | FG-29725Oct 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 31792ddd…8e81 |
| 19496 | FG-29726Mar 26 | Cedar Valley | 91Issuer unavailable | Retry schedule | 2 | Recovered | $30 | $0.20 | b6440d74…d5f1 |
| 19497 | FG-29727Oct 25 | Lumen Arts | 51Insufficient funds | Retry schedule | 3 | Recovered | $35 | $0.30 | e559436c…1600 |
| 19498 | FG-29728Jan 26 | Cedar Valley | 61Insufficient funds | Retry schedule | 2 | Recovered | $60 | $0.20 | 44c3485d…dc33 |
| 19499 | FG-29729Jul 26 | Cedar Valley | 96Issuer unavailable | Retry schedule | 3 | Not recovered | — | $0.30 | 25782c18…c17f |
| 19500 | FG-29730Jul 26 | Lumen Arts | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 653b9c17…91e6 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.