Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 19951 | FG-30181Feb 26 | Lumen Arts | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 8c12adb2…b87f |
| 19952 | FG-30182Feb 26 | Harbor Light | 61Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | a9673e44…1102 |
| 19953 | FG-30183Jul 26 | Northgate | 61Insufficient funds | Retry schedule | 2 | Recovered | $20 | $0.20 | e1cd176d…4671 |
| 19954 | FG-30184Nov 25 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $110 | $0.10 | aee29991…5aa0 |
| 19955 | FG-30185May 26 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $110 | $0.10 | dcc3158e…982c |
| 19956 | FG-30186Jul 26 | Northgate | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 77f53161…79cf |
| 19957 | FG-30187Jul 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 3ef433e1…f2f3 |
| 19958 | FG-30188Nov 25 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | 06e32b3e…2a22 |
| 19959 | FG-30189Sep 26 | Cedar Valley | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 36cbc560…f4bd |
| 19960 | FG-30190Oct 25 | Cedar Valley | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 1875c81a…9026 |
| 19961 | FG-30191Sep 26 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $30 | $0.10 | c02a4679…6024 |
| 19962 | FG-30192May 26 | Harbor Light | 61Insufficient funds | Retry schedule | 2 | Recovered | $60 | $0.20 | 4c62b9e2…400b |
| 19963 | FG-30193Apr 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Not recovered | — | $0.10 | 63cee763…31db |
| 19964 | FG-30194Sep 26 | Riverbend | 33Expired card | Card updater, then retry | 1 | Recovered | $20 | $0.10 | 3c7fabb2…34bb |
| 19965 | FG-30195Oct 25 | Cedar Valley | 61Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 2956f6a8…72b3 |
| 19966 | FG-30196Sep 26 | Cedar Valley | 05Do not honor | Retry schedule | 1 | Recovered | $30 | $0.10 | 4a8b8001…c8ab |
| 19967 | FG-30197Sep 26 | Riverbend | R01ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 7b612e3a…fd30 |
| 19968 | FG-30198Oct 25 | Lumen Arts | 05Do not honor | Retry schedule | 1 | Recovered | $80 | $0.10 | 4f8fee04…01fb |
| 19969 | FG-30199Jul 26 | Lumen Arts | 63Suspected fraud | Donor outreach | 1 | Recovered | $80 | $0.10 | c1d84361…21db |
| 19970 | FG-30200Feb 26 | Northgate | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | ff964b5c…4edc |
| 19971 | FG-30201Jul 26 | Northgate | 19Issuer unavailable | Retry schedule | 1 | Recovered | $70 | $0.10 | 05f2a71d…cb57 |
| 19972 | FG-30202Jan 26 | Harbor Light | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | c818970a…20de |
| 19973 | FG-30203Jan 26 | Northgate | 78Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 2c74069a…960e |
| 19974 | FG-30204May 26 | Northgate | 05Do not honor | Retry schedule | 1 | Recovered | $60 | $0.10 | 5ccae049…38c9 |
| 19975 | FG-30205Sep 26 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | d162cc7e…4b10 |
| 19976 | FG-30206May 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $100 | $0.10 | f9e43acb…686b |
| 19977 | FG-30207Aug 26 | Cedar Valley | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 8f4ec0fa…c815 |
| 19978 | FG-30208Aug 26 | Riverbend | R02ACH R02 closed | Donor outreach | 0 | Stopped | — | $0.00 | 7070f63c…bb3c |
| 19979 | FG-30209Nov 25 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | fdb20362…f5e8 |
| 19980 | FG-30210Mar 26 | Riverbend | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 4e341d36…3c7c |
| 19981 | FG-30211Feb 26 | Riverbend | 02Do not honor | Retry schedule | 2 | Recovered | $15 | $0.20 | 647c494e…1052 |
| 19982 | FG-30212Mar 26 | Riverbend | 05Do not honor | Retry schedule | 4 | Recovered | $15 | $0.40 | 9e6211cf…2084 |
| 19983 | FG-30213May 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 9618a53f…e395 |
| 19984 | FG-30214Dec 25 | Cedar Valley | 54Expired card | Card updater, then retry | 1 | Recovered | $25 | $0.10 | 620c6f63…87e3 |
| 19985 | FG-30215Sep 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 4da8911b…9c69 |
| 19986 | FG-30216May 26 | Harbor Light | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | d0d22a5a…b1cd |
| 19987 | FG-30217Jan 26 | Harbor Light | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 42d93dc1…5421 |
| 19988 | FG-30218May 26 | Northgate | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | c3784f01…c74b |
| 19989 | FG-30219Feb 26 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 9aaa6b28…bf08 |
| 19990 | FG-30220Oct 25 | Lumen Arts | 33Expired card | Card updater, then retry | 2 | Recovered | $60 | $0.20 | f7e95db4…b88d |
| 19991 | FG-30221Oct 25 | Riverbend | 46Account closed | Donor outreach | 1 | Recovered | $25 | $0.10 | bf3df357…e855 |
| 19992 | FG-30222Dec 25 | Riverbend | 01Do not honor | Retry schedule | 2 | Recovered | $25 | $0.20 | af24cb4e…5068 |
| 19993 | FG-30223Jan 26 | Riverbend | 51Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | c04e4821…e276 |
| 19994 | FG-30224Feb 26 | Riverbend | 19Issuer unavailable | Retry schedule | 1 | Recovered | $25 | $0.10 | 05d76db2…8087 |
| 19995 | FG-30225Mar 26 | Riverbend | 41Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | 5588d69f…4354 |
| 19996 | FG-30226Nov 25 | Northgate | 51Insufficient funds | Retry schedule | 3 | Recovered | $110 | $0.30 | 32d353ff…013a |
| 19997 | FG-30227Jul 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $110 | $0.10 | 8359e326…119b |
| 19998 | FG-30228Oct 25 | Lumen Arts | 51Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | a1751b5f…c736 |
| 19999 | FG-30229Mar 26 | Lumen Arts | 61Insufficient funds | Retry schedule | 1 | Not recovered | — | $0.10 | 06fc8d0e…2082 |
| 20000 | FG-30230Jul 26 | Lumen Arts | 59Suspected fraud | Donor outreach | 1 | Recovered | $30 | $0.10 | 31ec3b53…090a |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.