Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 20101 | FG-30331Dec 25 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $5 | $0.10 | 69d5512f…2181 |
| 20102 | FG-30332Jun 26 | Riverbend | 02Do not honor | Retry schedule | 3 | Recovered | $5 | $0.30 | 19e722ea…d02b |
| 20103 | FG-30333Aug 26 | Riverbend | 19Issuer unavailable | Retry schedule | 1 | Recovered | $60 | $0.10 | c5d7e95e…c7aa |
| 20104 | FG-30334Jan 26 | Riverbend | 65Insufficient funds | Retry schedule | 3 | Recovered | $10 | $0.30 | 7472d7f6…9fe0 |
| 20105 | FG-30335Dec 25 | Northgate | 33Expired card | Donor outreach | 1 | Recovered | $70 | $0.10 | a237b8ca…2991 |
| 20106 | FG-30336Sep 26 | Northgate | 51Insufficient funds | Retry schedule | 4 | Recovered | $60 | $0.40 | 861c8511…4f66 |
| 20107 | FG-30337Mar 26 | Northgate | 65Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | ffdd067f…e5d8 |
| 20108 | FG-30338Sep 26 | Northgate | 33Expired card | Card updater, then retry | 1 | Recovered | $60 | $0.10 | 0f547793…4ceb |
| 20109 | FG-30339Dec 25 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | f22362a5…8e01 |
| 20110 | FG-30340May 26 | Riverbend | 91Issuer unavailable | Retry schedule | 1 | Recovered | $5 | $0.10 | a23f1c84…866d |
| 20111 | FG-30341Jul 26 | Cedar Valley | R09ACH R01 funds | Retry schedule | 1 | Recovered | $15 | $0.10 | d86e42b7…906f |
| 20112 | FG-30342Mar 26 | Northgate | 54Expired card | Donor outreach | 1 | Recovered | $35 | $0.10 | c836c84c…093a |
| 20113 | FG-30343Oct 25 | Lumen Arts | R01ACH R01 funds | Retry schedule | 1 | Recovered | $40 | $0.10 | 8a9ae860…3670 |
| 20114 | FG-30344Mar 26 | Lumen Arts | R01ACH R01 funds | Retry schedule | 1 | Recovered | $40 | $0.10 | e184631e…de7c |
| 20115 | FG-30345Jun 26 | Lumen Arts | R01ACH R01 funds | Retry schedule | 2 | Recovered | $40 | $0.20 | 8734e361…81f3 |
| 20116 | FG-30346Sep 26 | Harbor Light | 51Insufficient funds | Retry schedule | 1 | Recovered | $50 | $0.10 | 75c1ad30…70c3 |
| 20117 | FG-30347Dec 25 | Cedar Valley | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 56e79274…1c4b |
| 20118 | FG-30348Jan 26 | Cedar Valley | 05Do not honor | Retry schedule | 2 | Recovered | $20 | $0.20 | 92d67c18…8ea9 |
| 20119 | FG-30349Mar 26 | Riverbend | 61Insufficient funds | Retry schedule | 2 | Recovered | $45 | $0.20 | 70a71706…546e |
| 20120 | FG-30350May 26 | Riverbend | 63Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | f41c4b71…b1d7 |
| 20121 | FG-30351Jul 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Stopped | — | $0.20 | 86e9de0f…d1e6 |
| 20122 | FG-30352Mar 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 2 | Recovered | $180 | $0.20 | 64f87c04…fbec |
| 20123 | FG-30353Feb 26 | Cedar Valley | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | c1e67882…248f |
| 20124 | FG-30354Feb 26 | Northgate | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 475a1f62…de1e |
| 20125 | FG-30355May 26 | Northgate | 54Expired card | Donor outreach | 1 | Recovered | $100 | $0.10 | 58825b9b…e301 |
| 20126 | FG-30356Oct 25 | Northgate | 54Expired card | Donor outreach | 1 | Recovered | $60 | $0.10 | f31ddd7b…c227 |
| 20127 | FG-30357Oct 25 | Cedar Valley | 91Issuer unavailable | Retry schedule | 1 | Recovered | $10 | $0.10 | e2a80af0…71ca |
| 20128 | FG-30358Jul 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 2 | Recovered | $10 | $0.20 | 4c509a53…a079 |
| 20129 | FG-30359May 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $160 | $0.10 | 87366fc2…e56c |
| 20130 | FG-30360Oct 25 | Riverbend | 63Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | 5bea0328…8775 |
| 20131 | FG-30361Dec 25 | Riverbend | 43Lost or stolen | Donor outreach | 0 | Stopped | — | $0.00 | bbe179b8…0306 |
| 20132 | FG-30362Oct 25 | Riverbend | 02Do not honor | Retry schedule | 2 | Recovered | $20 | $0.20 | a6f61989…86ad |
| 20133 | FG-30363Jan 26 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | a5767714…6325 |
| 20134 | FG-30364Aug 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $20 | $0.10 | 6d916dd1…7a10 |
| 20135 | FG-30365Sep 26 | Riverbend | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | b69a234d…8d1f |
| 20136 | FG-30366Jun 26 | Riverbend | R02ACH R02 closed | Donor outreach | 1 | Recovered | $10 | $0.10 | 8666a902…c49f |
| 20137 | FG-30367Sep 26 | Riverbend | R09ACH R01 funds | Retry schedule | 2 | Recovered | $10 | $0.20 | eb812570…569c |
| 20138 | FG-30368Mar 26 | Riverbend | 61Insufficient funds | Retry schedule | 4 | Recovered | $70 | $0.40 | 8c7136c0…7609 |
| 20139 | FG-30369May 26 | Riverbend | 05Do not honor | Retry schedule | 1 | Recovered | $70 | $0.10 | adfa8e55…9fa2 |
| 20140 | FG-30370Jan 26 | Northgate | 02Do not honor | Retry schedule | 4 | Recovered | $50 | $0.40 | f4382911…0995 |
| 20141 | FG-30371Apr 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $100 | $0.10 | 4f51497b…3207 |
| 20142 | FG-30372Mar 26 | Riverbend | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 0132e43f…d190 |
| 20143 | FG-30373Dec 25 | Northgate | 14Invalid card | Donor outreach | 0 | Stopped | — | $0.00 | 581332b4…d38d |
| 20144 | FG-30374Feb 26 | Northgate | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 1bd8ce37…7152 |
| 20145 | FG-30375Mar 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | c5aac02c…5934 |
| 20146 | FG-30376Jun 26 | Northgate | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | 61eb1f56…6b62 |
| 20147 | FG-30377Aug 26 | Northgate | 62Account closed | Donor outreach | 0 | Stopped | — | $0.00 | 3748e7e3…d4ce |
| 20148 | FG-30378Sep 26 | Riverbend | 91Issuer unavailable | Retry schedule | 4 | Recovered | $15 | $0.40 | 7feff86c…d277 |
| 20149 | FG-30379Nov 25 | Riverbend | 61Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | cbcf7ccc…ea39 |
| 20150 | FG-30380Feb 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $25 | $0.10 | f6ae2d49…a2c4 |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.