Impact ledger
Every decision and its outcome, in order. Each entry carries a SHA-256 hash of the entry before it, so changing any past entry breaks the chain. This page checks the chain each time it loads.
How the chain works
Each entry’s fields are written in a fixed order. Its hash is SHA-256 of the previous entry’s hash, a line break, and those fields. The first entry starts from 64 zeros. The server hashes the backtest with node:crypto; your browser re-checks it, and hashes its own decisions, with Web Crypto.
Decisions this session
Plans a person approved or rejected in the console. Kept in this browser only.
Reading this browser’s ledger…
Backtest ledger · smart policy
Every simulated failed gift in the twelve-month backtest (35,992 entries, seed 20260929), the action the policy took and what happened. Recovered total reconciles with the backtest dashboard ✓ ($1,035,410).
Entries
35,992
one per failed gift
Recovered
$1,035,410
21,437 gifts · 59.2% of $1.75M failed
Attempts
50,404
1.40 per failed gift
Attempt fees
$5,040.40
at $0.10 per authorisation attempt
Do-not-retry violations
0
No retries on do-not-retry codes or past the cap ✓
| # | Gift | Organisation | Decline | Action | Attempts | Outcome | Recovered | Fees | Hash |
|---|---|---|---|---|---|---|---|---|---|
| 20301 | FG-30531Oct 25 | Cedar Valley | 05Do not honor | Retry schedule | 1 | Recovered | $60 | $0.10 | 6d6164a1…8190 |
| 20302 | FG-30532Sep 26 | Cedar Valley | 51Insufficient funds | Retry schedule | 1 | Recovered | $60 | $0.10 | bacf269f…5edd |
| 20303 | FG-30533Oct 25 | Harbor Light | 65Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 71dce12a…cf43 |
| 20304 | FG-30534Jan 26 | Harbor Light | 05Do not honor | Retry schedule | 3 | Recovered | $120 | $0.30 | ddee659a…e9f2 |
| 20305 | FG-30535Apr 26 | Harbor Light | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | b1b2c855…a4b4 |
| 20306 | FG-30536May 26 | Harbor Light | 51Insufficient funds | Retry schedule | 3 | Recovered | $120 | $0.30 | 6c4172d7…6fe6 |
| 20307 | FG-30537Feb 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | a4250f00…cd59 |
| 20308 | FG-30538Apr 26 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 8f89acdd…b42a |
| 20309 | FG-30539May 26 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 7f565a01…058b |
| 20310 | FG-30540Jan 26 | Northgate | 05Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | 9259eef3…4f90 |
| 20311 | FG-30541Apr 26 | Harbor Light | R01ACH R01 funds | Retry schedule | 1 | Recovered | $15 | $0.10 | 8897ca6c…b60b |
| 20312 | FG-30542Nov 25 | Riverbend | 61Insufficient funds | Retry schedule | 1 | Recovered | $275 | $0.10 | 9825f59d…ed00 |
| 20313 | FG-30543Dec 25 | Riverbend | 65Insufficient funds | Retry schedule | 2 | Recovered | $275 | $0.20 | 32593ec2…6106 |
| 20314 | FG-30544Jun 26 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $275 | $0.10 | cad7b71b…1e24 |
| 20315 | FG-30545Jul 26 | Riverbend | 02Do not honor | Retry schedule | 3 | Stopped | — | $0.30 | b8b9f778…816d |
| 20316 | FG-30546Mar 26 | Lumen Arts | R09ACH R01 funds | Retry schedule | 2 | Not recovered | — | $0.20 | 5c8103fd…48f9 |
| 20317 | FG-30547Jun 26 | Cedar Valley | 65Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | cbb3788f…7185 |
| 20318 | FG-30548Nov 25 | Harbor Light | 54Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | 1c550805…f882 |
| 20319 | FG-30549Dec 25 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $100 | $0.10 | 81b26e96…fb3a |
| 20320 | FG-30550Mar 26 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Recovered | $100 | $0.10 | 4e488f21…7673 |
| 20321 | FG-30551Jun 26 | Northgate | R01ACH R01 funds | Retry schedule | 1 | Not recovered | — | $0.10 | 26030fc5…5bb2 |
| 20322 | FG-30552Aug 26 | Northgate | 61Insufficient funds | Retry schedule | 1 | Recovered | $30 | $0.10 | 00aedf2d…6049 |
| 20323 | FG-30553Jan 26 | Northgate | 51Insufficient funds | Retry schedule | 2 | Recovered | $120 | $0.20 | 21f75511…5091 |
| 20324 | FG-30554Aug 26 | Northgate | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | 12dfb503…a415 |
| 20325 | FG-30555Jul 26 | Harbor Light | 19Issuer unavailable | Retry schedule | 1 | Recovered | $110 | $0.10 | cb954341…f112 |
| 20326 | FG-30556Nov 25 | Harbor Light | 61Insufficient funds | Retry schedule | 3 | Stopped | — | $0.30 | 45622155…aa00 |
| 20327 | FG-30557Dec 25 | Riverbend | 54Expired card | Card updater, then retry | 1 | Recovered | $30 | $0.10 | 85b9db15…13cd |
| 20328 | FG-30558Jun 26 | Riverbend | 96Issuer unavailable | Retry schedule | 1 | Recovered | $30 | $0.10 | 8723984e…6627 |
| 20329 | FG-30559Jul 26 | Riverbend | 51Insufficient funds | Retry schedule | 2 | Not recovered | — | $0.20 | 9f2ec17e…e608 |
| 20330 | FG-30560Jan 26 | Lumen Arts | 05Do not honor | Retry schedule | 2 | Recovered | $110 | $0.20 | 63d5cf05…376f |
| 20331 | FG-30561Mar 26 | Riverbend | 54Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 5f010214…81b1 |
| 20332 | FG-30562Apr 26 | Northgate | 05Do not honor | Retry schedule | 1 | Recovered | $10 | $0.10 | a6cb3cd3…d83a |
| 20333 | FG-30563Jul 26 | Northgate | 78Account closed | Donor outreach | 1 | Recovered | $10 | $0.10 | 1006fe20…837e |
| 20334 | FG-30564Dec 25 | Harbor Light | 05Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 4747fa5f…2f29 |
| 20335 | FG-30565Apr 26 | Lumen Arts | 59Suspected fraud | Donor outreach | 0 | Stopped | — | $0.00 | e5411bec…5d91 |
| 20336 | FG-30566Mar 26 | Northgate | 54Expired card | Card updater, then retry | 1 | Recovered | $50 | $0.10 | 43b29e96…d62f |
| 20337 | FG-30567Sep 26 | Harbor Light | 54Expired card | Donor outreach | 1 | Recovered | $100 | $0.10 | 3c2c7400…d89c |
| 20338 | FG-30568Jan 26 | Northgate | 65Insufficient funds | Retry schedule | 2 | Recovered | $80 | $0.20 | 6dd01ca9…6c47 |
| 20339 | FG-30569Jul 26 | Northgate | 02Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | e6327bf5…1b11 |
| 20340 | FG-30570Apr 26 | Lumen Arts | R01ACH R01 funds | Retry schedule | 1 | Recovered | $70 | $0.10 | 4620fe17…ecfa |
| 20341 | FG-30571Feb 26 | Riverbend | 96Issuer unavailable | Retry schedule | 3 | Stopped | — | $0.30 | cc5a5b97…4375 |
| 20342 | FG-30572Apr 26 | Northgate | 61Insufficient funds | Retry schedule | 3 | Not recovered | — | $0.30 | 0c7a3c3a…ece4 |
| 20343 | FG-30573Mar 26 | Cedar Valley | R03ACH R03 no acct | Donor outreach | 0 | Stopped | — | $0.00 | c86f38bf…29e1 |
| 20344 | FG-30574Sep 26 | Cedar Valley | R02ACH R02 closed | Donor outreach | 1 | Recovered | $25 | $0.10 | e8b0b265…9fde |
| 20345 | FG-30575Aug 26 | Harbor Light | 33Expired card | Donor outreach | 0 | Stopped | — | $0.00 | 12b518da…02f0 |
| 20346 | FG-30576Jan 26 | Northgate | R02ACH R02 closed | Donor outreach | 1 | Recovered | $70 | $0.10 | dcaa82a2…7959 |
| 20347 | FG-30577Nov 25 | Riverbend | 65Insufficient funds | Retry schedule | 1 | Stopped | — | $0.10 | 65764c2f…48b7 |
| 20348 | FG-30578Dec 25 | Riverbend | 51Insufficient funds | Retry schedule | 1 | Stopped | — | $0.10 | b1cc53e2…73d3 |
| 20349 | FG-30579Jan 26 | Riverbend | 46Account closed | Donor outreach | 1 | Recovered | $100 | $0.10 | c110b743…b1b3 |
| 20350 | FG-30580Feb 26 | Northgate | 01Do not honor | Retry schedule | 3 | Not recovered | — | $0.30 | 93d3d7d1…0f8d |
Outcomes: Recovered — won back within the recovery window. Not recovered — not won back; the monthly gift continues. Stopped — not won back, and the monthly gift lapsed. Head of chain 7377059a…56e0: one hash that commits to every entry.